Turkiye Sigorta A.s. · BIST:TURSG
Turkiye Sigorta A.s — Investor Presentation (December 2025)
10 slides from Turkiye Sigorta A.s's investor presentation, Dec 16, 2025
Slide 1: Non-life Insurance Sector Overview
Non-life Insurance Sector Overview 11M25 Premium Production Results Yayım Tarihi: 16/12/2025 Yatırımcı İlişkileri, Türkiye Sigorta November 2025 |1
Slide 2: Disclaimer
Disclaimer This presentation is prepared by Türkiye Sigorta A.Ş., based on general ideas and it is subject to change without notice. It is based on information obtained from sources that the company believes to be reliable, but the company does not guarantee the authenticity and completeness of info
Slide 3: Premium Production, Market Share, Portfolio Breakdown, Distribution Channel Breakdown
1 Premium Production 2 Market Share 3 Portfolio Breakdown 4 Distribution Channel Breakdown October 2025 |3
Slide 4: Premium Production
1 Premium Production MOD MTPL F&ND Health TL Mn TL Mn TL Mn TL Mn +109% +46% +19% +33% 14,917 15,338 31,343 16,217 12,859 Türkiye 23,528 10,223 Sigorta 7,750 11/2024 11/2025 11/2024 11/2025 11/2024 11/2025 11/2024 11/2025 MOD MTPL F&ND Health TL Mn TL Mn TL Mn TL Mn +31% +47% +36% +56% 127,284 275,3
Slide 5: Premium Production
1 Premium Production Agriculture Engineering Accident Other TL Mn TL Mn TL Mn TL Mn +62% +51% +19% +28% 26,604 9,596 5,224 10,002 4,381 Türkiye 7,795 6,375 Sigorta 16,418 11/2024 11/2025 11/2024 11/2025 11/2024 11/2025 11/2024 11/2025 Agriculture Engineering Accident Other TL Mn TL Mn TL Mn TL Mn +6
Slide 6: Market Share
2 Market Share 129,240 Motor 30,254 Non-motor 99,369 Health 22,216 83,037 74,408 12,998 33,798 82,769 30,637 45,249 64,155 32,510 28,711 33,834 16,217 16,729 15,060 10,059 1,355 Allianz Anadolu Axa Sompo Market Share 11/2025 14.3% 11.0% 9.2% 8.3% 5.0% Change 11/2024 14.2% 11.2% 9.2% 8.0% 4.9% yoy 44
Slide 7: Portfolio Breakdown
3 Portfolio Breakdown 11/2024 11/2025 11% 14% 12% 15% 14% 12% MOD 30% 9% MOD 31% 13% MTPL MTPL Health Health 18% Agriculture Agriculture 21% Engineering Engineering 18% 20% F&ND 7% F&ND 7% Accident Accident 4% 5% Other 5% Other 26% 5% 24% 17% 16% 3% 5% 4% 2% 8% 9% 8% 8% Sector TS Sector TS November
Slide 8: Distribution Channel Breakdown
4 Distribution Channel Breakdown Sales channels year-on-year growth Direct Agency Bank Broker 64% 47% 45% 39% 41% 42% 46% 31% Sektör TS Sektör TS Sektör TS Sektör TS Sales channels distribution by top 5 4% 5% 1% Direct 10% 16% Agency 26% 69% 63% 74% 79% Bank 43% 6% 14% 5% 2% Broker& 21% 17% 19% othe
Slide 9: For the most recent earnings reports and notes: Investor Kit
For the most recent earnings reports and notes: Investor Kit For further information: investor.relations@turkiyesigorta.com.tr Name Responsibility E-mail Phone Şahika Balbay Demiroğlu Director sahika.demiroglu@turkiyesigorta.com.tr +90 (212) 800 86 89 Recep Şahin Manager recep.sahin@turkiyesigorta.c
Slide 10: November 2025 |10
Sizin Kiymetinizi billiyoruz ; S sizioldugunuz gibi *” J (eyes Turki lider sigorta sikat olarak D kabullenmek Tipki bir Biz Sigortaciligin Mill Takimiyrz. yenilikei i g uven i, SS edie il Retamacicin ties tome caret a neye alle gelistiriyor ve bu gelisimi © deger oldugunu si Pernt her clance leger o
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