Slide 1: Investor Presentation FY 2023
Investor Presentation FY 2023 DOHA BANK Q.P.S.C 1
Slide 2: Qatar's Outlook Looks Strong
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C QATAR’S OUTLOOK LOOKS STRONG QatarEnergy and Qatar Energy LNG(1), during the year of 2023, signed Qatar’s real GDP growth is projected to be 2.2% in 2024, while it is projected multiple 3-27 year off-take
Slide 3: Operational and Financial Highlights
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 1. OPERATIONAL AND FINANCIAL HIGHLIGHTS Wholesale Banking Group: hedging 90% of our positions. International Banking Group: • Significant progress has been made on the • We have enhanced the asset and cre
Slide 4: Performance Scorecard
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C PERFORMANCE SCORECARD Guidance Guidance Customer deposit 2023-2027 for (A) 2023 Scorecard for increased by 5-year Strategy Q4 2023 FY 2024 2.9% YoY; 13.8% QoQ Capital Adequacy Ratio 18.50-19.00% 19.25% √
Slide 5: Way Forward
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 2. OVERVIEW 1978 WAY FORWARD Incorporated 1997 2007 2007 2008-2017 2013-2018 2023 Client base of more Rep. Offices China, than 375,000 active Kuwait 2008, Turkey, Singapore, customers(1) Listing/ Admissio
Slide 6: Share Performance and Diversified Shareholder Base; Strong Ratings Profile
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C SHARE PERFORMANCE AND DIVERSIFIED STRONG RATINGS PROFILE UNDERPINNED BY SHAREHOLDER BASE HIGHLY RATED SOVEREIGN Share price and market capitalisation Diversified shareholder base Agency Category Ratings O
Slide 7: Doha Bank at a Glance: Four Business Units and 100% of Sharq Insurance
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C DOHA BANK IS STRUCTURED IN FOUR BUSINESS DOHA BANK AT A GLANCE UNITS AND HOLDS 100% OF SHARQ INSURANCE Wholesale Treasury & Retail Banking International Banking Group Investments Group Group Banking Group
Slide 8: Financial Summary and Funding Mix
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 3. FINANCIAL SUMMARY FUNDING MIX Regulatory Loan to Deposit Ratio Profitability (QR Mn) Dec-23 Dec-22 Chg Y/Y Assets and Liabilities Dec-23 Dec-22 Chg Y/Y (QR Mn) Interest income 5,618 3,945 42.4% Interes
Slide 9: Capitalisation, Net Interest Margin, Diversified Loans and Deposits
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C CAPITALISATION NET INTEREST MARGIN DIVERSIFIED LOANS AND DEPOSITS By Sector Evolution of Capital Ratios Loans Deposits Comments Loans •G rowth to come from GREs/ PSU • Corporate Syndications • Private Sec
Slide 10: Wholesale Banking: Selective in Real Estate and Contract Finance
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C WHOLESALE BANKING DOHA BANK IS BEING SELECTIVE IN TERMS OF REAL ESTATE & CONTRACT FINANCE Loans (QR Bn) Overview of the corporate banking loan book December 2023 Real Estate Contract Finance Real Estate Q
Slide 11: Credit Quality and Investment Book
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C CREDIT QUALITY INVESTMENT BOOK Portfolio Overview Investment Portfolio – evolution (QR Mn) NPL evolution Total Reserves(1) for loans and advances • Investments limits are linked to Tier 1 capital and set
Slide 12: Sustainable Finance Framework 2023: ICMA Eligible Categories
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 4. SUSTAINABLE FINANCE FRAMEWORK 2023(1) ICMA ELIGIBLE CATEGORIES • In May 2023 Doha Bank has published its inaugural Sustainable Finance Framework which allows for the issuance of Green, Social, and Sust
Slide 13: Committed to ESG Sustainable Practices
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C DOHA BANK IS COMMITTED TO ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG) SUSTAINABLE PRACTICES • Doha Bank began the publication of its annual sustainability disclosure statements from the year 2009. • Doha B
Slide 14: Disclaimer
Investor Presentation FY 2023 Investor Presentation FY 2023 DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C DISCLAIMER • The presentation and any discussion may include forward-looking predictions and or expectations. INVESTORS CONTACT • While these forward-looking statements represent the bank’s current judgme
Slide 15: Investor Presentation FY 2023
Investor Presentation FY 2023 DOHA BANK Q.P.S.C 28