Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — Investor Presentation (November 2022)
32 slides from Ptc India Financial Services's investor presentation, Nov 18, 2022
Slide 1: Stock exchange cover letter for investor presentation
Dated: November 18, 2022 Manager Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, C-1, Block G, Mumbai- 400001 Bandra- Kurla Complex, Bandra (East), Scrip Code : 533344 Mumbai- 51 Scrip Symbol
Slide 2: Q4 FY22 Investor Presentation
WE BRING LIFELINE CLEAN, SUSTAINABLE INFRASTRUCTURE Q4 FY22 Investor Presentation
Slide 3: Table of Content
03 PFS at a Glance 07 Our Purpose 08 Products and Services 10 Business Model Table of Content 12 Navigating the Next Strategy 13 Risk Management System 14 Management Outlook 16 Our Clientele & Lenders 18 Financials 29 Corporate Social Responsibility 30 Shareholder Information
Slide 4: PFS at a glance
PFS at a glance DIVERSIFYING INTO.. Sunshine sectors like Electric Vehicle Mobility (350 EV), Water Treatment Projects (362 million liters per day), Renewable Projects (around 15,000 MW), Power Transmission, Waste Management Facility etc. SANCTIONS FOR FY22 DEBT TO EQUITY FOR FY22 Rs. 4,150 Crore 3.
Slide 5: Quarterly Snapshot
Quarterly Snapshot PBT & PAT (Rs. in Cr) Sanctions & Disbursements Return on Assets % 33.52 (Rs. In Cr) 24.98 1.03 2,329 1,331 -30.54 380 - -1.86 -53.66 PBT PAT Sanctions Disbursements Q4FY21 Q4FY22 Q4FY21 Q4FY22 Q4FY21 Q4FY22 Interest Spread % 2.98 • PFS has provided financial assistance for renewa
Slide 6: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity and/or extending debt to power projects in generation, transmission, distribution, and fuel sources,
Slide 7: Milestones over the years
MILESTONES OVER THE YEARS 2010 PFS classified as 2015 2021 Infrastructure Finance Company by RBI Foray into EV Sector PFS becomes the first institution in India, to sign IFC’s Master Cooperation Agreement 2019 Diversified into water treatment and waste management sector 2006 2017 PFS incorporated as
Slide 8: Our Purpose
Our Purpose We extend our support to FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards SUSTAINABLE GREENER STRONGER Investor Presentation 7
Slide 9: Products & Services
Products & Services PFS offers various investment and financing products/solutions to infrastructure and power projects, the details are illustrated in the graphic below: Debt Financing Fee Based Services Advisory Services PFS provides debt finance in the form of Long PFS team assists companies in s
Slide 10: Key Functions of the Company
Key Functions of the Company Underwriting and Business Development Syndication and Credit Early Warning Credit Appraisal System and Consultancy Treasury and Advisory Resource Mobilization Services Asset Liability Risk Management Management Interest Rate Corporate Mechanism Strategy Investor Presenta
Slide 11: Business Model
Business Model Robust credit appraisal Seamless Maintain adequate liquidity management system and operational risk and focus on cash flow processes management system generation System for effective Enhanced focus on Early monitoring of compliance of Warning Signal and Stress loan conditions Resoluti
Slide 12: What makes PFS a unique Investment case
What makes PFS a unique Investment case We have been the first movers in established and emerging green infrastructure finance sectors like renewable energy, wastewater treatment plant, e-mobility, e-vehicle manufacturing , green hydrogen, sustainable agriculture projects – biomass , waste managemen
Slide 13: Navigating the next strategy
Navigating the next strategy Implementation of integrated framework systems and processes with technical capabilities Leveraging existing relationships with domestic and global agencies Adopting a customer- centric approach Enhancing financial performance parameters Strategize and adopt alternative
Slide 14: Risk Management System
Risk Management System Credit Risk Management • Implementation of Internal Credit Grading mechanism which captures sector specific risk related parameters during the entire loan-life cycle (i.e. pre-construction and post construction). • Implementation of Early Warning System which has been integrat
Slide 15: Management Outlook
Management Outlook PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance, sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 16: Carbon neutral; marching towards sustainability
CARBON NEUTRAL; MARCHING TOWARDS SUSTAINABILITY Renewables Assisted in clean energy generation through 14858 MW Rs. 30,233 Crore Road and Railways E-Mobility Assisted in 1571km of 350 Electric Buses for Rail & Road network public transportation Rs. 3,798 Crore Rs. 334 Crore Water Assisted in 362 MLD
Slide 17: Our Key Lenders (International and Domestic)
OUR KEY LENDERS (INTERNATIONAL AND DOMESTIC) Established relationship with Leading Development Financial Institutions (DFIs) and Banks 16 Ne
Slide 18: Our Marquee Clients
OUR MARQUEE CLIENTS Partnering with leading players in green infrastructure development 17 Ne
Slide 19: Financials
FINANCIALS Investor Presentation 18
Slide 20: Comfortable Cash Flows
Comfortable Cash Flows • As on 16 November 2022 Company is having liquid funds of Rs.1,245.11 crore including HQLA of Rs. 245.77 Crore to meet any contingencies 3,000 2,708 2,723 2,500 2,000 1,500 1,049 1,000 820 719 707 693 477 494 500 343 394 376 - Upto 3M 3M-6M 6M-1Y 1Y-3Y Total Inflows Total Out
Slide 21: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended Quarter ended Quarter ended Year Ended Year Ended Particulars 31st March, 2022 30th December, 2021 31st March, 2021 31st March, 2022 31st March, 2021 - 1,852 2,329 Loan Sanctioned (Rs. Crs) 4,150 4,098 380 1,821 1,331 Loan Disbursed (Rs. Crs) 3,888 2,647 8,
Slide 22: Key Operational Indicators
Key Operational Indicators Quarter ended Quarter ended Quarter ended Year Ended Year Ended Particulars 31st March, 2022 30thDecember, 2021 31st March, 2021 31st March, 2022 31st March, 2021 86.36 88.56 96.48 Net Interest Income (Rs. Crs) 344.92 353.74 10.52 10.34 10.98 Yield on Earning Loan (%) 10.6
Slide 23: Results Overview
Results Overview Quarter ended Quarter ended Quarter ended Year Ended Year Ended Particulars 31st March, 2022 30thDecember, 2021 31st March, 2021 31st March, 2022 31st March, 2021 222.25 224.39 262.68 Interest Income 924.69 1,105.24 231.35 241.09 274.57 Total Income 968.74 1,139.45 136.5 135.83 166.
Slide 24: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding 4,747 3,753 3,219 3,199 2911 2,633 2,451 2516 2,407 2,339 1,509 1,357 1,324 1,318 1,310 1,313 1286 1,261 1,075 876 649 718 676 656 560 442 442 433 425 159 244 214 191 130 30 4Q 2021 1Q 2022 2Q 2022 3Q 2022 4Q 2022 Renewable Transmission Sustainable I
Slide 25: Operational Performance – Corporate Loan under Respective Sector
Operational Performance – Corporate Loan under Respective Sector 2,633 2,516 2,451 2,407 2,339 603 621 621 548 503 494 443 481 276 249 225 225 225 227 143 4Q 2021 1Q 2022 2Q 2022 3Q 2022 4Q 2022 Renewable State Power Utility Thermal & Hydro Other* Total 3,419 3,682 3,661 3,960 3,589 * Other Sector -
Slide 26: Portfolio Shift – Sector Wise Credit Portfolio %
Portfolio Shift – Sector Wise Credit Portfolio % 4 4 5 4 2 10 13 13 14 13 23 29 23 25 27 10 0 15 15 14 13 6 1 2 7 2 2 6 7 8 44 36 35 33 34 4Q 2021 1Q 2022 2Q 2022 3Q 2022 4Q 2022 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Other* * Other Sector - port, manufactu
Slide 27: NIMs / Spread driven by consistent improvement on operational parameters
NIMs / Spread driven by consistent improvement on operational parameters on earning book portfolio 8.76 8.53 8.39 8.00 7.65 7.58 7.54 7.60 4.24 4.14 4.30 4.02 3.70 3.81 3.54 3.53 3.31 2.80 2.83 2.86 2.98 2.99 2.80 2.92 1Q 2021 2Q 2021 3Q 2021 4Q 2021 1Q 2022 2Q 2022 3Q 2022 4Q2022 Cost of Funds Spre
Slide 28: Stage III as on March 31, 2022
Stage III as on March 31, 2022 Loan Account Gross Loan Provision Net Exposure Impairment Reserve Athena Chhattisgarh Power Limited * 20.44 1.92 18.52 8.30 Danu Wind Park Private Limited 333.60 40.63 292.96 67.88 ICOMM Tele Ltd 2.65 0.03 2.62 1.68 Asian Hotels West Limited 3.14 0.03 3.10 0.29 IL&FS T
Slide 29: Credit Standing Snapshot
Credit Standing Snapshot Company is having adequate liquidity in the form of 01 HQLA, liquid assets and undrawn credit lines to meet any contingency and growth. 1,353 1,353 1,362 1,375 Relationship enhanced with existing bankers and 02 establishing with new lenders, domestic as well as 1,058* intern
Slide 30: Corporate Social Responsibility
Corporate Social Responsibility Check dams being constructed in Alwar district to catch and channelize rain water. Another sustainable Community Waste Management project site in Abul Fazal, Okhla. The initiative will build a strong initiative is to channelize and save water through a project of “Wat
Slide 31: Shareholder Information
Shareholder Information Stock Information (As on 31st Oct, 2022) Stock Information (As on 31st Oct, 2022) Market Cap 890 Cr PTC India Limited 64.99 Stock Price 13.85 52 Week (High/Low) 25.90/12.40 Life Insurance Corporation of India 2.11 NSE/BSE Symbol PFS/533344 Quant Money Managers Ltd 1.54 No of
Slide 32: Thank You
THANK YOU PTC India Financial Services Ltd 7th Floor Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Abhinav Goyal - Vice President Fax: +91 11 26737373 / 26737374 Email: abhinav.goyal@ptcfinancial.com Email: info@ptcfinancial.com Tel: +91 11 2673 7300 / 2673 7400 Contac
PTC India Financial Services — Investor Presentation (November 2022) on 6ix