Raiffeisen Bank International Ag · VIE:RBI
Raiffeisen Bank International — Debt Investor Presentation (November 2019)
12 slides from Raiffeisen Bank International's debt investor presentation, November 2019
Slide 1: Mortgage Cover Pool Update - November 2019
Raiffeisen Bank International Mortgage Cover Pool Update - November 2019
Slide 2: Raiffeisen Banking Group Overview
Raiffeisen Banking Group Overview RBI Ratings Moody’s S&P Long-term A3 BBB+ Outlook Stable Positive Subordinated (Tier 2) Baa3 BBB- Central Southeastern Eastern Group Corporates Corporate Europe Europe Europe & Markets Center Raiffeisen Banking Group (RBG) 58.8% 41.2% Largest banking group in Austri
Slide 3: Cover Pool Appendix
01 02 Cover Pool Appendix Group Investor Relations 11/2019 3
Slide 4: RBI Commercial Real Estate Strategy
RBI Commercial Real Estate Strategy Focus on RBI’s core markets and large transactions Historical performance ▪ RBI commercial real estate portfolio amounts to EUR 3,3 bn as of ▪ Declining trend in defaults over the past 5 years 30 September 2019 ▪ Very low amount of stressed exposure ▪ RBI has trad
Slide 5: RBI Commercial Real Estate Lending Criteria (1/2)
RBI Commercial Real Estate Lending Criteria (1/2) Offices Shopping & Retail Investment Volume ▪ Individual properties starting from approx. EUR 20 mn ▪ Individual properties starting from approx. EUR 20 mn Locations ▪ Prime locations in first and second tier cities ▪ Downtown and suburban locations
Slide 6: RBI Commercial Real Estate Lending Criteria (2/2)
RBI Commercial Real Estate Lending Criteria (2/2) Hotels Logistics Properties Residential Properties Investment Volume ▪ Individual properties ▪ Individual properties starting from ▪ Individual properties starting from approx. starting from approx. EUR approx. EUR 20 mn EUR 20 mn 20 mn Locations ▪ P
Slide 7: RBI Mortgage Cover Pool - Key Highlights
RBI Mortgage Cover Pool - Key Highlights Cover Pool Strategy and Governance Key Facts as of 30 September 20191 ▪ RBI issues covered bonds under the Austrian Covered Bond Act Cover Pool rating Aa1 by Moody‘s (Gesetz betreffend fundierte Bankschuldverschreibungen) with dual Total cover value €1,826,71
Slide 8: RBI Mortgage Cover Pool – Portfolio Structure
RBI Mortgage Cover Pool – Portfolio Structure by Location of Property by Type of Commercial Property Slovakia 2% Other 3% Industrial 2% Commercial Residential Netherlands 3% Mulitfamily 5% Asset balance EUR 1,526,352,789 EUR 300,361,241 Bulgaria 3% Land 6% Poland 4% # of loans 371 2,466 Czech Republ
Slide 9: Cover Pool Management Process
Cover Pool Management Process 1 Origination ▪ Assets are originated by: Austrian Raiffeisen Landesbanks and Raiffeisen Bank International Local Raiffeisen Banks Standard credit and collateral process Standard credit and collateral process Each is responsible for ongoing monitoring of customers and c
Slide 10: Cover Pool Appendix
01 02 Cover Pool Appendix Group Investor Relations 11/2019 10
Slide 11: Legal Framework
Legal Framework Raiffeisen Bank International AG issues covered bonds in accordance with the Austrian Covered Bond Act (Gesetz betreffend fundierte Bankschuldverschreibungen – "FBSchVG") based on two cover pools: the mortgage cover pool and the public finance cover pool Legal Basis of Covered Bond I
Slide 12: Disclaimer
Disclaimer This document (the "Presentation") may not be disseminated in the United States ("U.S."), Australia, Canada, Japan or any other jurisdiction where the dissemination or publication of this Presentation would be unlawful. This document has been prepared by Raiffeisen Bank International AG (
Raiffeisen Bank International — Debt Investor Presentation (November 2019) on 6ix