Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia — FY2014 Earnings Presentation
35 slides from Malayan Banking Bhd's earnings presentation, 2015
Slide 1: PT Bank Internasional Indonesia Tbk FY2014 Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk Rapat Komite Informasi LPS FY2014 Results Jakarta,
Slide 2: Table of Contents
Table of Contents Summary of FY2014 BII in Brief Financial Performance Strategy and Target Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 2
Slide 3: Summary of FY2014
Summary of FY2014 (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated) Page 3
Slide 4: Summary of FY2014
Summary of FY2014 Profit impacted by loan provision and increased cost of funds Strong focus on strengthening fundamentals for sustainable growth • Loans portfolio grew by 4.2% (YoY) to Rp106.3 trillion with loan composition being re-profiled to focus on Business Banking and Consumer. Compositio
Slide 5: BII in Brief
BII in Brief Page 5
Slide 6: Profile and Corporate Structure
Profile and Corporate Structure Profile Corporate Structure Established : 15 May 1959 Total Assets : Rp143.4 Trillion 78.98% Total Equity : Rp14.4 Trillion PUBLIC < 5% LONDON BRANCH Market Capitalisation : Rp14.1 Trillion 18.31% 2.71% Position in Indonesia : Rank #9 in terms of assets (as of Septemb
Slide 7: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Commissioner Maybank Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Independent Independent Commissioner Commissioner Com
Slide 8: Board of Directors
Board of Directors Ghazali M. Rasad Director Ani Pangestu Lani Darmawan Director Taswin Zakaria Director President Director Henky Sulistyo Director Jenny Wiriyanto Dhien Tjahajani Director Director Thilagavathy Nadason Director Page 8
Slide 9: Comprehensive Distribution Channel with branches across all Indonesia Provinces
Comprehensive Distribution Channel with branches across all Indonesia Provinces 1 Micro Branch & 416 Conventional 9 Sharia Branches 2 Overseas Branches 54 Micro Banking Branches Services 1,530 ATM & CDM 15 Platinum Access Access >20.000 ATM 13 Mobil Kas Keliling >5 Million Customer Centre Bersama*)
Slide 10: Synergy of integrated financial solution
Synergy of integrated financial solution Global Banking Business Banking Retail Banking Providing Corporate / Institutional Providing banking and payment Providing banking and payment Objective with banking and capital market solution to mid corporates, solution to the retail customers Solutions com
Slide 11: Strategy and Target
Strategy and Target Page 11
Slide 12: Building Competitive Advantage
Building Competitive Advantage Through four pillars of BII Vision: To be a Leading Financial Services Provider in Indonesia, Driven by Passionately Committed and Innovative People, Creating Value and Serving Communities Page 12
Slide 13: Regional Transformation
Regional Transformation Indonesia Regional Productivity (RB & BB) Kalimantan (1 Region) • Regional economy oriented regional division Sumatra (2 Regions) Sulawesi & IBT • Sharpen regional coverage and productivity through (1 Region) better understanding of local business and associated risks • Impro
Slide 14: Strategic Direction
Strategic Direction Focus on CASA growth Achieve Loan growth with Capital light strategy 2015 Aspiration Leverage value chain and maximizing cross sell Sustainable asset quality Loan Growth Transaction Banking & Cash Management to 15-17% boost Liquidity & Fee Income Strategic Cost Management Program
Slide 15: Financial Performance
Financial Performance Page 15
Slide 16: Income Statement – Consolidated
Income Statement – Consolidated PATAMI impacted by higher provisions from a number of corporate debtors, NIM compression & lower fee-based income The Bank’s Strategic Cost Management Program (SCMP) that was launched in 2013 has improved Bank’s cost structure and controlled operating expense Q314
Slide 17: Balance Sheet – Consolidated
Balance Sheet – Consolidated Strengthen capital for the future expansion Rp Billion Dec-13 Dec-14 YoY a b (b/a)-1 Loans 102,030 106,302 4.2% Government Recap. Bonds 3,639 3,622 (0.5%) Other Earning Assets 17,167 14,442 (15.9%) Total Assets 140,707 143,425 1.9% Deposits from Customer 107,240 102,494
Slide 18: Financial Ratios
Financial Ratios Key Operating Ratio Dec-13 Dec-14 Key Operating Ratio Dec-13 Dec-14 Consolidated A B (B-A) Bank Only A B (B-A) Profitability Profitability Return On Assets 1.71% 0.67% -1.04% Return On Assets 1.53% 0.41% -1.12% Return On Equities (Tier 1) 16.18% 6.02% -10.16% Return On Equities (Tie
Slide 19: Loans
Loans Business Banking and Retail Banking continued to grow LDR & Total Loans Rp Trillion Loans portfolio by Business Segment 101.1% Rp Trillion Dec-13 Dec-14 ∆ 95.3% 97.8% 98.6% 93.0% 93.2% Global Banking 30.9 24.0 -22% 90.8% 91.1% 92.7% Business Banking 35.3 40.8 15% 87.3% 87.0% 88.9% Retail Banki
Slide 20: Assets Quality
Assets Quality Asset Quality – BII Asset Quality – BII Finance 3.61% 0.23% 3.42% 3.34% 3.04% 0.18% 2.85% 2.77% 0.19% 2.62% 2.44% 0.14% 2.34% 0.12% 2.24% 2.68% 0.15% 2.55% 0.10% 2.23% 0.12% 2.11% 2.05% 0.10% 1.92% 0.08% 1.79% 1.55% 1.43% 1.48% Dec-13 Mar-14 Jun-14 Sept-14 Dec-14 Dec-13 Mar-14 Jun-14
Slide 21: Customer Deposits
Customer Deposits Deposits from Customers by Business Segment Deposits from Customers by Type 20% 17% 16% 22% Current Account Global Banking Savings 49% Dec-13 Business Banking 51% Dec-14 Dec-13 Dec-14 23% 23% 60% Time Deposit 61% Retail Banking 29% 29% Rp Trillion Dec-13 Dec-14 Δ Rp Trillion Dec-13
Slide 22: Sharia Banking
Sharia Banking Continued to deliver positive results Our Sharia First strategy in which kicked off in 2014 offered sharia solutions across all business segments and revamped business model last year which show encouraging results. Customer Deposits increased by 37% to Rp 4.2 trillion Sharia fina
Slide 23: Capital
Capital Strong capital to grasp the opportunity for business expansion 250,000 17.87% 18.00% 16.07% 14.86% 15.26% 15.78% 14.34% 200,000 13.67% 14.20% 15.72% 13.13% 13.42% 14.00% 12.81% 14.07% 12.10% 12.83% 13.29% 150,000 12.72% 11.98% 113,014 113,104 118,837 116,793 115,381 10.00% 100,000 90,714 6.0
Slide 24: Ownership & Corporate Rating
Ownership & Corporate Rating Ownership No Shareholders # of Shares % 1 Sorak Financial Holdings Pte. Ltd. (“Sorak”) 30,499,981,823 45.02% 2 Maybank Offshore Corporate Services (Labuan) Sdn. Bhd (“MOCS”) 23,006,572,441 33.96% 3 UBS AG, London Branch (“UBS”) 12,402,816,666 18.31% 4 Public 1,837,469,80
Slide 25: BII Finance
BII Finance Higher revenue (YoY) by 24.6% and profit before tax (YoY) by 27.5% Revenue and PBT (Rp billion) Unit Financing (unit) 60,000 (Stand alone) (Stand alone) 49,819 50,405 Total Revenue 47,938 49,168 1,694 +24.6% 50,000 800 1,586 753.51 Profit Before Tax 700 40,000 604.73 600 500 30,000 400 3
Slide 26: WOM Finance
WOM Finance Higher revenue (YoY) by 6.8% on the back of improved consumer financing and unit financing Revenue and PBT (Rp billion) Unit Financing (‘000 unit) (Stand alone) (Stand alone) +6.8% 1,694 595 1,586 536 428 394 142 167 89 50 YTD Dec'13 YTD Dec'14 New Used Total YTD Dec'13 YTD Dec'14 Total
Slide 27: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 27
Slide 28: Service Quality Award
Service Quality Award “Legend Achievement” for Five Consecutive Years Top Performers in Service Five Consecutive Years Top Performers Customers Satisfaction Survey from ISMS Trisakti & Infobank Magazine Page 28
Slide 29: Reporting Awards
Reporting Awards Setting standard for the best Corporate Governance Practice Annual Report Awards (ARA) 2013 3rd Winner for “Private Financial Listed” category ARA 2013 was conducted by Komite Nasional Kebijakan Governance (KNKG), Indonesia Stock Exchange (IDX), Bank Indonesia (BI), Otoritas Jas
Slide 30: Other Awards
Other Awards Awards for Human Resource Indonesia Top 100 Ideal Employers from Universum “Good Recruitment & Attraction” and “Best People Development” in HR Excellence 2014 Award from SWA Magazine and Lembaga Manajemen FE UI Awards for Operations 8 years consecutively achieve Citi Performance E
Slide 31: Focus Area of BII CSR Program
Focus Area of BII CSR Program Provide opportunity for better Promote winning culture & healthy education life through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Support banking Edu
Slide 32: CSR Highlights
CSR Highlights Conducted Biogas Program at Merapi Mountain BII supported 15 biogas reactors revitalization for approximately 240 people in nine villages around Merapi Mountain, 16 October 2014. Scholarship for University Gadjah Mada (UGM) Students BII continued to provide scholarship for 50 stud
Slide 33: BII Maybank Bali Marathon - 2014
BII Maybank Bali Marathon - 2014 BII successfully held Bali Marathon 2014. BMBM 2014 has BII organized BII Maybank Bali Marathon 2014 (BMBM 2014) qualified to for the third time, on Sept 14th, 2014 with three International Standard categories – a full marathon (42.195 km), half marathon BMBM has rec
Slide 34: Event Highlights
Event Highlights 1 4 3 5 2 6 1. Strategic partnership with Hamamatsu Shinkin Bank, Japan 4. EGM approved Risk Management Director and Rights Issue BII provides a series of banking products and services for Hamashin customers, from EGM approved the appointment of Henky Sulistyo as Risk Management Dir
Slide 35: Thank You
Thank You Disclaimer: Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward-looking statements) are derived
PT Bank Internasional Indonesia — FY2014 Earnings Presentation on 6ix