Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — Q4 FY24 Earnings Presentation
28 slides from Ptc India Financial Services's earnings presentation, Jun 5, 2024
Slide 1: Exchange cover letter for Q4FY24 investor presentation
Dated: June 05, 2024 The Manager The Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, C-1, Block G, Mumbai- 400001 Bandra- Kurla Complex, Bandra (East), Scrip Code : 533344 Mumbai- 400051 Scrip
Slide 2: Q4/FY24 Investor Presentation
We Bring Lifeline To Clean, Sustainable Infrastructure Q4/ FY24 INVESTOR P R E S E N TAT I O N
Slide 3: Table of Content
PFS at a Glance 3 Our Purpose 8 Products and Services 9 Business Model 10 Financials 13 Operational Performance 18 Corporate Social Responsibility 25 TABLE OF CONTENT Shareholder Information 26
Slide 4: PFS at a Glance
PFS at a Glance ₹ 5,395 Crore 43.07 % Loan Assets for FY24 Diversifying into sunshine sectors like Capital Adequacy Ratio for FY24 1. Electric Vehicle Mobility (494 EV), 1.54 Times 2. Water Treatment Projects (362 million liters per day) 4.82% Debt To Equity for FY24 3. Renewable Projects (around 15
Slide 5: Yearly Snapshot
Yearly Snapshot Total Income (₹ In Cr) PBT & PAT (₹ In Cr) Yield on Earning Portfolio & Capital Adequacy Ratio 232.37 215.98 797.08 175.82 776.28 160.75 43.07% 33.05% 10.51% 11.38% PBT PAT Yield on Earning Portfolio Capital Adequacy Total Income FY23 FY24 FY23 FY24 FY23 FY24 Return on Assets % GNPA
Slide 6: Quarterly Snapshot
Quarterly Snapshot PBT & PAT (₹ In Cr) Yield on Earning Portfolio & Capital Adequacy Ratio 67.48 PFS has provided financial assistance 50.37 44.45% 43.07% for renewable projects of around 19.27 13.85 11.37% 11.91% 14,858 MW with carbon abatement of 25 million tons per annum - a Yield on Earning Port
Slide 7: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity and/or extending debt to power projects in generation, transmission, distribution, and fuel sources,
Slide 8: Milestones Over The Years
Milestones Over The Years 2008 2011 2017 2021 Goldman Sachs and PFS completes Initial Preferential allotment to Foray into EV Macquarie acquired Public Offer (IPO), ECBs PTC India Limited Sector stake in PFS from DEG and IFC 2006 2010 2015 2019 PFS incorporated as a subsidiary PFS classified as PFS
Slide 9: Our Purpose
Our Purpose We extend our support to FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards GREENER SUSTAINABLE STRONGER Q4FY24 Investor Presentation 8
Slide 10: Products & Services
Products & Services PFS offers various investment and financing products/solutions to infrastructure and power projects, the details are illustrated in the graphic below: PFS provides debt finance in the form of Long Term Loan, Short Term Loan as well as Bridge Financing to the projects in the entir
Slide 11: Business Model
Business Model Robust credit appraisal Seamless operational Maintain adequate management system and risk management liquidity and focus on processes system cash flow generation System for effective Enhanced focus on Early monitoring of compliance Warning Signal and of loan conditions Stress Resoluti
Slide 12: Management Outlook
Management Outlook PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance, sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 13: Carbon Neutral; Marching Towards Sustainability
Carbon Neutral; Marching Towards Sustainability Renewables Assisted in clean Road and Railways Assisted energy generation through 14,858 MW in 157 km of Rail & Road network ₹ 30,233 Crore ₹ 3,798 Crore E-Mobility 494 Electric Water Assisted in Buses for public transportation 362 MLD of water treatme
Slide 14: Financials
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Slide 15: Comfortable Cash Flows as on April 2024
Comfortable Cash Flows as on April 2024 As on 01st April 2024 Company is having liquid funds of ~ ₹ 1,324.93 Crores including HQLA amount ₹ in Crore 2,264.70 2,196.47 1,622.22 1,302.57 1,273.75 1,242.11 1,205.52 690.76 593.71 380.11 422.68 362.22 Upto 3M 3M-6M 6M-1Y 1Y-3Y Total Inflows Total Outflow
Slide 16: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended 31st Quarter ended 31st Quarter ended 31st Particulars FY 24 FY 23 March, 2023 December, 2023 March, 2024 1,563 - 120 Loan Sanctioned (₹ Crs) 525 3,854 583 161 15 Loan Disbursed (₹ Crs) 585 2,253 7,339 6,495 5,396 Outstanding Credit (₹ Crs) 5,396 7,339 33.0
Slide 17: Key Operational Indicators
Key Operational Indicators Quarter ended 31st Quarter ended 31st Quarter ended 31st March, Particulars FY24 FY 23 March, 2024 December, 2023 2023 81.78 97.30 81.59 Net Interest Income (₹ Crs) 340.59 334.66 10.91 10.37 10.61 Yield on Earning Loan (%) 11.38 10.51 9.12 8.89 8.11 Cost of borrowed funds
Slide 18: Results Overview
Results Overview Quarter ended 31st March, Quarter ended 31st Quarter ended 31st Particulars FY24 FY 23 2024 December, 2023 March, 2023 173.90 200.05 186.27 Interest Income (₹ Crs) 750.58 766.57 176.92 204.32 199.70 Total Income (₹ Crs) 776.28 797.08 92.41 102.82 105.14 Interest and financial charge
Slide 19: Operational Performance
PIS 7 we \\ Operational Performance
Slide 20: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding ₹ in Crore 2,120 2,099 2,078 1,832 1,876 1,718 1,754 1,746 1,596 1,550 1,594 1,478 1,216 1,133 1,093 786 749 632 586 586 575 573 538 476 487 476 476 465 471 362 156 174 172 167 167 4Q 2023 1Q 2024 2Q 2024 3Q 2024 4Q 2024 Renewable Transmission Sustai
Slide 21: Operational Performance – Corporate Loan under respective sector
Operational Performance – Corporate Loan under respective sector ₹ in Crore 2,904 2,975 2,829 2,758 2,532 679 679 679 636 391 453 453 400 279 142 142 142 142 142 1 4Q 2023 1Q 2024 2Q 2024 3Q 2024 4Q 2024 Renewable State Power Utility Thermal & Hydro Other* Total 4,116 4,249 4,104 3,936 2,954 * Other
Slide 22: Portfolio Shift – Sector Wise Credit Portfolio %
Portfolio Shift – Sector Wise Credit Portfolio % 7% 8% 8% 9% 11% 6% 6% 7% 6% 7% 23% 25% 24% 27% 30% 11% 10% 9% 2% 8% 2% 2% 3% 9% 3% 22% 21% 21% 18% 21% 29% 28% 29% 29% 20% 4Q 2023 1Q 2024 2Q 2024 3Q 2024 4Q 2024 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Other
Slide 23: Key Ratio Movement
Key Ratio Movement In % 11.91 11.37 10.61 10.77 10.89 8.89 9.12 8.35 8.48 8.11 4.92 4.92 4.35 4.33 4.46 2.50 2.48 2.79 2.42 2.41 Q4 FY23 Q1FY24 Q2FY24 Q3FY24 Q4 FY24 Yield Cost of funds NIM Spread Q4FY24 Investor Presentation 22
Slide 24: Stage 3 as on 31st March 2024
Stage 3 as on 31st March 2024 Gross Loan Provision Net Exposure Impairment Reserve Loan Account (in ₹ Cr) (in ₹ Cr) (in ₹ Cr) (in ₹ Cr) Danu Wind Park Private Limited 280.36 127.78 152.58 31.94 ICOMM Tele Ltd 1.45 1.45 - - IL&FS Tamil Nadu Power Company Limited 166.07 86.91 79.16 79.16 Konaseema Gas
Slide 25: Credit Standing Snapshot
Credit Standing Snapshot ₹ in Crore Company is having adequate liquidity in the form of HQLA, liquid 01 assets and undrawn credit lines to meet any contingency. 142 31-Mar-24 489 769 02 Exploring to enhance relationship with existing bankers and establishing with new lenders, domestic as well as int
Slide 26: Corporate Social Responsibility
Corporate Social Responsibility HLFPPT– MHC (Awareness Session) HLFPPT– MHC (OPD) Meeting with Farmers Rain Water Harvesting Structure – B 4 Vasant Kunj PHDRDF – Check Dam Distribution of Equipment to Local CIIF-Community waste Management - SOS Children’s Village Digitization Lanki Wala Gabbion Volu
Slide 27: Shareholder Information
Shareholder Information Stock Information (As on 31st May, 2024) Top Shareholders (As on 31st March, 2024) Market Cap (₹ In Crore) 2,476 Crores PTC India Limited 64.99% Stock Price (₹) 38.55 Life Insurance Corporation of India 2.11% 52 Week (High/Low) (₹) 67.95/16.7 NSE/BSE Symbol PFS/533344 Morgan
Slide 28: Thank You
Thank You Abhinav Goyal - Vice President PTC India Financial Services Ltd 7th Floor Telephone Exchange Building, Fax: +91 11 26737373 / 26737374 Email: abhinav.goyal@ptcfinancial.com 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Email: info@ptcfinancial.com Tel: +91 11 2673 7300 / 2673 7400 Jill C
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