Amerant Bancorp — Q4 2024 Earnings Presentation

4 slides from Amerant Bancorp's earnings presentation, Jan 2, 2025

Slide 1: 4Q 24 Updates
amerantbank.com 4Q 24 Updates January 2, 2025
Slide 2: Important Notices and Disclaimers
Important Notices and Disclaimers Forward-Looking Statements This presentation contains “forward-looking statements” including statements with respect to the Company’s objectives, expectati ons and intentions and other statements that are not historical facts. Examples of forward-looking statements
Slide 3: 4Q24 Updates
4Q24 Updates 3 Amerant Bancorp Inc. and its subsidiaries (“Amerant” or the “Company”) is providing the following updates regarding transactions in the fourth quarter of 2024: • Houston Franchise Sale completed on November 8, 2024 with deposit premium of $12.5 million and transaction costs Previously
Slide 4: 4Q24 Updates
4Q24 Updates 4 • Work continues regarding prudent resolution of criticized loans(2) with net reductions of approximately $61.8 million during 4Q24 • Reductions in criticized loans (2) were primarily related to payoffs, paydowns, upgrades and note sales • Reductions in Special Mention loans were also