Pakistan Reinsurance Co. · PSX:PAKRI
Pakistan Reinsurance — Investor Presentation (November 2025)
21 slides from Pakistan Reinsurance's investor presentation, Nov 14, 2025
Slide 1: Pakistan Reinsurance Company Limited Corporate Briefing Session
Pakistan Reinsurance Company Limited Corporate Briefing Session November 14th , 2025
Slide 2: Contents of Corporate Briefing Session
Contents of Corporate Briefing Session Part 1 A BRIEF INTRODUCTION OF THE COMPANY Part 2 FINANCIAL HIGHLIGHTS FOR THE YEAR Part 3 BUSINESS PERFORMANCE AT A GLANCE Part 4 CLOSING AND QUESTION/ANSWER SESSION
Slide 3: A Brief Introduction of the Company
https://www.pakre.org.pk 01. A BRIEF INTRODUCTION OF THE COMPANY Pakistan Reinsurance Company Limited
Slide 4: About Us
ABOUT US ● Formerly called Pakistan Insurance Corporation, PRCL was established in 1952 to support the local insurance industry. ● PRCL is the sole reinsurance organization operating in Pakistan. ● It is a public sector listed Company working under the administrative control of the Ministry of Comme
Slide 5: About Us
ABOUT US ● As a national reinsurer, PRCL plays a crucial role in Pakistan's economic development. ● It offers reinsurance protection to the local insurance industry and manages government-assigned insurance schemes. ● PRCL is headquartered in Karachi, Pakistan.
Slide 6: Mission & Vision
MISSION & VISION Vision Mission To be a leading provider of reinsurance To provide secure reinsurance capacity and and risk management services in the outstanding risk management advice in a region. profitable manner and to conduct business in a dependable and professional way with the highest stand
Slide 7: Share Capital Structure
Share Capital Structure As at 30th Sept 2025 Authorized Capital: PKR 2.5 Billion ordinary shares of Rs.10/- each = PKR 25 Billion Issued, subscribed, and paid-up capital: PKR 900 Million ordinary shares = PKR 9 billion Total Assets PKR 81.72 B Total Liabilities: PKR 56.57 B Net Assets: PKR 25.15 B P
Slide 8: Share Capital Structure
As at 31ST December 2024 Share Capital Structure Others 24.6% 221,304,129 Ministry of Commerce 51% 458,999,268 24.4 % 219,696,603
Slide 9: Financial Highlights for the Year 2024/9M 2025
https://www.pakre.org.pk 02. FINANCIAL HIGHLIGHTS FOR THE YEAR 2024/9M 2025 Pakistan Reinsurance Company Limited
Slide 10: Financial Highlights 2024
Financial Highlights 2024 Increase / 31-Dec-2024 VA 31-Dec-2023 VA HA (Decrease) -------------- Rupees-------------- Net insurance premium 10,854,927,767 100% 9,323,453,350 100% 1,531,474,417 16% Net Insurance claims (5,436,150,719) 50% (4,707,325,117) 50% 728,825,602 15% Net Commission and other ac
Slide 11: History in Graphs: Net Insurance Premium
HISTORY IN GRAPHS 40,000 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Net Insurance Premium Gross Premium PKR Million 11
Slide 12: History in Graphs: Profitability
HISTORY IN GRAPHS Profitability 8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000 - 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Profit Before Tax Profit After Tax PKR Million 12
Slide 13: Business Performance at a Glance 2024/9M 2025
https://www.pakre.org.pk 03. BUSINESS PERFORMANCE AT A GLANCE 2024/9M 2025 Pakistan Reinsurance Company Limited
Slide 14: Business Performance
Business Performance PKR Millions Particulars 9M 2025 9M 2024 2024 2023 2022 2021 2020 Gross Written Premium 28,027 21,282 24,702 33,969 24,271 20,994 16,896 Net Premium 6,998 8,059 10,855 9,323 7,929 7,226 6,709 Net Claims 4,843 4,110 5,436 4,707 4,311 3,778 3,925 Net Commission & Expenses 2,120 2,
Slide 15: Financial Highlights 9M 2025
Financial Highlights 9 M 2025 Increase / Nine Months 2025 VA Nine Months 2024 VA HA (Decrease) -------------- Rupees-------------- Net insurance premium 6,998,061,151 100% 8,059,554,082 100% (1,061,492,931) -13% Net Insurance claims (4,842,886,111) 69% (4,109,831,231) 51% 733,054,880 18% Net Commiss
Slide 16: Investment Portfolio of PRCL
Investment Portfolio of PRCL PKR Millions Investment Portfolio As at 30th Sept 2025 Investments 26,396 Equity Securities 9,484 Listed Shares 6,135 Mutual Funds 3,348 Unlisted Shares 0.61 Fixed Income Securities 16,912 PIBs 10,878 T-Bills 5,034 Mutual Fund 1,000 16
Slide 17: Investment Portfolio of PRCL
Investment Portfolio of PRCL Investment Portfolio As at 30th Sept 2025 Equity Securities 9,484 Fixed Income Securities 16,912 Total Investments 26,396 Equity Securities VS Fixed Income Securities Equity Securities 36% Fixed Income Securities 64% 17
Slide 18: Total Assets and Liabilities
Total Assets and Liabilities PKR Millions Year 9M 2025 2024 2023 2022 2021 2020 Total 81,720 69,079 76,887 63,854 46,806 35,765 Assets Total 56,575 46,181 58,747 49,533 33,733 25,523 Liabilities Net Assets 25,145 22,898 18,139 14,321 13,073 10,242
Slide 19: Important Ratios/Numbers of PRCL
Important Ratios/Numbers of PRCL 9M 2025 9M 2024 2024 2023 2022 2021 2020 Earning Per Share : (Rs.) 2.03 2.93 4.20 3.41 2.92 8.63 4.64 Net profit/No. of Shares - - 2 1 0.75 2.50 2.00 Dividend Per Share (Rs.) - - 1800M 900M 675M 750M 600M Total Dividend (Rs.) Payout Ratio - - 47.62 % 29.3 % 25.68% 28
Slide 20: Important Ratios/Numbers of PRCL
Important Ratios/Numbers of PRCL 9M 2025 9M 2024 2024 2023 2022 2021 2020 Return on Asset 2.99% 4.46% 5.47% 3.99% 4.11% 5.53% 3.89% Net profit/Total Assets Annualized Annualized Breakup (Book) Value per 14.52 11.38 share 27.94 21.88 25.44 20.16 15.91 (restated) (restated) Net Asset/No. of shares Equ
Slide 21: Thanks!
THANKS! Do you have any questions? prcl@pakre.org.pk (+92-21) 99202908-14 https://www.pakre.org.pk
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