Islandsbanki Hf · OMXICE:ISB
Islandsbanki Hf — Investor Day (May 2022)
15 slides from Islandsbanki Hf's investor day presentation, May 11, 2022
Slide 1: Fossar Investor Day – A force for good – Islandsbanki as an investment
Fossar Investor Day A force for good – Islandsbanki as an investment 11 May 2022 Birna Einarsdóttir Chief Executive Officer islandsbanki.is
Slide 2: This is Íslandsbanki
Íslandsbanki - Fossar Investor Day This is Íslandsbanki Moving Iceland forward by empowering our customers to succeed 11 May 2022 Vision and Values The Bank Market share1 Sustainability 1Q22 FTEs Íslandsbanki regarded as Vision to be 706 31% retail customers most sustainable bank in Iceland accordin
Slide 3: The Bank's strategy is key for the achievement of significant milestones from 2008 and onwards
Íslandsbanki - Fossar Investor Day Strictly Private and Confidential The Bank’s strategy is key for the achievement of significant milestones from 2008 and onwards Proven track record in delivering future goals 11 May 2022 1875 2008 2013 – 2016 2019 – Future History stretching back to 1875 Back to B
Slide 4: Clear future vision and strategy
Íslandsbanki - Fossar Investor Day Strictly Private and Confidential Clear future vision and strategy Reviewed strategy in 2019 with all key stakeholders and set for 5 years 11 May 2022 Employees that have good knowledge of the Bank's strategy1 88% <2% say they do not know the strategy well Employee
Slide 5: Íslandsbanki's four strategic themes in 2022
Íslandsbanki - Fossar Investor Day Íslandsbanki’s four strategic themes in 2022 The strategy house has served the Bank well as is reflected in the latest results and successful IPO 11 May 2022 Data-driven and personalised sales and services Diverse ecosystems for corporate and individual clients Inc
Slide 6: Delivering on financial targets and guidance
Íslandsbanki - Fossar Investor Day Delivering on financial targets and guidance Operating income increased by 8.7% in 1Q22 (YoY) and costs were flat despite high inflation 11 May 2022 Growth in line ROE in upper range Excess capital optimised with guidance of guidance in the next 12-24 months NII an
Slide 7: Strong and more diversified shareholder group
Íslandsbanki - Fossar Investor Day Strong and more diversified shareholder group Icelandic government sold a 22.5% stake at the end of March 11 May 2022 Íslandsbanki’s share price development since IPO Largest shareholders Closing price 31.3.2022 135 125 Largest shareholders Capital 115 The Icelandi
Slide 8: Sustainability priorities ahead in 2022
Íslandsbanki - Fossar Investor Day Sustainability priorities ahead in 2022 Increasing sustainable lending and mapping out path to net-zero emissions in 2040 are the Bank´s biggest sustainability priorities in 2022 11 May 2022 Financed emissions Sustainable lending more than doubled and Sustainabilit
Slide 9: Q&A
Íslandsbanki - Fossar Investor Day 11 May 2022 4. Q&A Íslandsbanki.is
Slide 10: Appendix I – Additional financial information
Íslandsbanki - Fossar Investor Day 11 May 2022 Appendix I – Additional financial information islandsbanki.is
Slide 11: Financial overview
Íslandsbanki - Fossar Investor Day Financial overview Key figures & ratios 1Q22 4Q21 3Q21 2Q21 1Q21 PROFITABILITY Profit for the period, ISKm 5,187 7,092 7,587 5,431 3,615 11 May 2022 Return on equity 10.2% 14.2% 15.7% 11.6% 7.7% Net interest margin (of total assets) 2.6% 2.4% 2.4% 2.4% 2.4% Cost-to
Slide 12: Financial targets on track
Íslandsbanki - Fossar Investor Day Financial targets on track Clear path to ROE expansion, attractive capital return and optimisation 11 May 2022 Targets Revised 2022 Guidance 1Q22 4Q21 2021 Return on equity >10% 8-10% by 2023 10.2% 14.2% 12.3% Cost-to-income ratio1 <45% 45-50% 47.6% 45.3% 46.2% Nor
Slide 13: Diversified and highly collateralised loan portfolio
Íslandsbanki - Fossar Investor Day Diversified and highly collateralised loan portfolio Loans to individuals are 48% of loans to customers, mainly residential mortgages 11 May 2022 Loans to customers Loans to customers LTV distribution by underlying asset class By business division, ISKbn By sector,
Slide 14: Disclaimer
Íslandsbanki - Fossar Investor Day 11 May 2022 Disclaimer This presentation is for information purposes only and shall not be The forward-looking statements represent Íslandsbanki’s current construed as an offer or solicitation for the subscription or purchase or expectations. plans or forecasts of
Slide 15: islandsbanki.is
Íslandsbanki - Fossar Investor Day 11 May 2022 islandsbanki.is