Cash Converters International Limited · ASX:CCV
Cash Converters International — Investor Presentation (February 2013)
16 slides from Cash Converters International's investor presentation, Feb 18, 2013
Slide 1: Investor Presentation February 2013
For personal use only Investor Presentation February 2013
Slide 2: Cash Converters Overview
Cash Converters Overview For personal use only 28 Years in Business. Deep, experienced management team. MD, Peter Cumins joined in 1990 Network of 710 stores across 18 countries. 109 corporate owned stores in Australian and the UK Leader in micro financing. Fast growing financial product offerings i
Slide 3: First Half FY2013
First Half FY2013 For personal use only Record half year result Driven by increasing personal loan income and corporate store revenues UK retail subdued Strong growth in loan books UK loan book to £17.7 million up 108% on Dec 2011 Aust. loan book up 36% on Dec 11 to $84.2 million Record online loan
Slide 4: Personal Finance Products: Personal Loans
Personal Finance Products For personal use only Personal Loans Australian Personal Loan Book Personal loans Safrock. Unsecured, instalment loans Fees comprise of establishment fee and interest Loan book value Dec 2012: $84.2m Australia, £17.7m UK Australian lending is mature, but still growing UK lo
Slide 5: Personal Finance Products: Cash Advance Administration
Personal Finance Products For personal use only Cash Advance Administration Cash Advance Administration Unsecured, short term loan Mon-E is provides the administration services for the Cash Converters network to offer small cash advance loans to their customers Loan is provided by the franchisee to
Slide 6: Growth Opportunities
Growth Opportunities For personal use only Loan product growth Cash Converters UK still experiencing rapid growth in the personal loan book and the Cash Advance product Expect growth to continue as stores increase marketing of the product range Expect UK margins to improve as clients establish a cre
Slide 7: Summary and Outlook
Summary and Outlook For personal use only Summary Strong revenue and profit growth for HY2013 driven by growth in financial services products and increasing contribution from corporate owned stores Record loan books, $84.2m in Australia (up 24.5% on June 2012) and £17.7m in UK (up 39.3% on June 2012
Slide 8: Appendices
For personal use only Appendices APPENDICES
Slide 9: Cash Converters Overview
Cash Converters Overview For personal use only Background 28 Years in Business. Cash Converters established first retail outlet in 1984 Deep and Experienced Management Team. Well established, experienced team in Australia and UK Established Systems and Controls. Developed and refined specialised sys
Slide 10: Corporate Snapshot
Corporate Snapshot For personal use only Experienced Board of Directors and Strong Management Team Board of Directors Senior Management Reginald Webb (Non Executive Chairman) Peter Cumins (Managing Director) Former partner of PricewaterhouseCoopers. Director since 1997 Joined in 1990 Peter Cumins (M
Slide 11: Store Network
Store Network For personal use only Well Established, Global Presence, Diversified Offering Broad Service Offering: Sale of 2nd hand goods: owned stores, franchises and Webshop Cash advance loans Personal loans Pawn broking Buy backs Motor vehicle offering (Carboodle) Global Network of Cash Converte
Slide 12: Regulatory Environment
Regulatory Environment For personal use only Cash Converters has significant experience operating in a number of regulatory regimes Australia – Regulatory Environment Consumer Credit and Corporations Legislation Amendment (Enhancements) Bill 2011 passed by the House of Representatives and the Senate
Slide 13: Financial Performance
For personal use only Page 13 Financial Performance
Slide 14: Store Network
Store Network For personal use only Well Established, Global Presence, Diversified Offering Global store network – 710 stores Global Network of Cash Converters Stores Country Stores Country Stores Store network built up through franchising since 1988 Australia – total stores 149 UK – total stores 22
Slide 15: Product Overview
Product Overview For personal use only Providing temporary financing solutions across all market segments Safrock Mon-e Pawn Broking Retail Product Sales Geography Australia and the UK Australia and the UK Both Australia and UK Australia and the UK Channels In store or online Completion in store In
Slide 16: Carboodle
Carboodle For personal use only Carboodle Carboodle was established as Green Light Auto Group Pty Ltd in 2010 as a total motoring solution providing customers who don’t have access to main stream credit (retail and commercial) with a reliable and well maintained car Carboodle is a licensed motor veh
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