Hyakugo Bank, Ltd. · TSE:8368
Hyakugo Bank — Investor Presentation (June 2025)
6 slides from Hyakugo Bank's investor presentation, Jun 3, 2025
Slide 1: Initiatives to Improve Corporate Value
Initiatives to Improve Corporate Value 33
Slide 2: Initiatives to Improve P/B Ratio
Initiatives to Improve P/B Ratio SAAR FRONTIER BANKING Aim to enhance corporate value through the implementation of various initiatives under the Medium-term Management Plan “Taking on Challenges for the Future” | Logic Tree for P/B ratio Improvement Higher RORA Profit Risk assets >>Higher ROE: x Op
Slide 3: Capital Allocation
Capital Allocation Sane Achieve “efficient asset allocation” in terms of both funding and capital to enhance profitability while maintaining soundness and making effective use of management resources | Capital Allocation , Increase loans to medium- Increase structured finance Net income Shareholder
Slide 4: Cross-Shareholdings
Cross-Shareholdings Bea Aim to enhance corporate value by reducing cross-shareholdings systematically and allocating the capital gains incurred to strategic investments | Cross-Shareholdings (Listed Stocks) Systematically reduce cross-shareholdings New Mediumsterm by more than 20 billion yen on a ma
Slide 5: Shareholder Returns
Shareholder Returns SaaRa While shareholder returns are based on long-term stable dividends, consider flexible treasury share repurchases targeting a dividend payout ratio of 40% | Shareholder Returns OO Aim to achieve a dividend payout ratio of 40% - Management Plan period ~~. while maintaining the
Slide 6: Initiatives to Improve PER
Initiatives to Improve PER SAAR FRONTIER BANKING Aim to enhance initiatives for sustainable management, communication of such efforts, and response to external evaluation institutions. Create numerous opportunities to eliminate information asymmetry with stakeholders, thereby promoting a better unde