Goldmoney Inc. · TSX:XAU
Goldmoney — Investor Presentation (November 2019)
26 slides from Goldmoney's investor presentation, November 2019
Slide 1: The World's Most Trusted Name in Precious Metals
The World's Most Trusted Name in Precious Metals NOVEMBER 2019 INVESTOR DECK XAU XAUMF Q2 2020 UPDATE: SLIDE 19
Slide 2: Caution Regarding Forward-Looking Information
Caution Regarding Forward-Looking Information These Slides contain certain “forward-looking information” within the meaning of applicable Canadian securities laws that are based on expectations, estimates and projections as at the date of these Slides. The information in these Slides about the futur
Slide 3: The Goldmoney Founding Mission
The Goldmoney Founding Mission Our world is being transformed by technology and innovation, but it’s also rife with financial and economic uncertainty. Our mission: 1. Harness financial technology to build the world’s safest financial service. 2. Build lasting relationships with a global base of cli
Slide 4: A Precious Metal Focused Family
A Precious Metal Focused Family 4
Slide 5: The Goldmoney Economy – Subsidiaries & Investment in Associates
The Goldmoney Economy – Subsidiaries & Investment in Associates When possible, we make strategic investments in ventures that help to demonstrate the commercial viability of the Goldmoney “Economy”. These business ventures help to broaden access to physical gold or engage in the monetization of prec
Slide 6: ROMW Model
ROMW Model The Goldmoney business model provides unique exposure to a ROMW (Return on Metal Weight) financial model similar to that employed by precious metal streaming companies; however, unlike the majority of those companies, Goldmoney accumulates the precious metals it earns above its working ca
Slide 7: The Goldmoney Holding
The Goldmoney® Holding ONE POWERFUL ONLINE ACCOUNT. BUY SELL HOLD EARN SPEND SEND REDEEM
Slide 8: Goldmoney Holding Overview
Goldmoney Holding Overview The only financial service offering of its kind, the Goldmoney Holding is a fully-reserved precious metals account that provides everyday accessibility, mobile payment, and transfer services. We safeguard more than $2 billion for clients in 150 countries providing custody,
Slide 9: Active Trader BETA
Active Trader BETA LAUNCHED JANUARY 2019 A powerful yet intuitive new trading platform that allows users to easily analyze, trade, and manage vaulted precious metals through Goldmoney Holding. • Limit Orders • Open Order Books • Technical Indicators • Charting Tools • 1% Buy/Sell Fee
Slide 10: The Goldmoney.com Experience
The Goldmoney.com Experience Goldmoney Physical Goldmoney Checkout LAUNCHED IN MARCH 2019 LAUNCHED IN MARCH 2019 An integrated e-commerce platform that New integration powers frictionless and allows Goldmoney clients to conveniently secure payment at mene.com in 4 precious redeem precious metal coin
Slide 11: Menē (TSXV:MENE)
TSXV:MENE US:MENEF INVEST IN PURE 24K Menē designs, manufactures, and markets 24 karat gold and platinum investment jewelry™ which is sold direct-to-consumer. Through Mene.com, customers can buy, sell, and exchange their jewelry by gram weight at the prevailing market prices for gold and platinum. M
Slide 12: The Menē Revolution
T H E M E N Ē R E VO LU T I O N JANUARY 2018 NOVEMBER 6, 2018 Mene.com launched to public MENE listed on the TSX -V 30,000+ $20+ MILLION 60+ Units sold since inception Revenue generated since Countries Sold To launch MENE For more, visit mene.com/investors 12
Slide 13: Mainstream Press Coverage
MAINSTREAM P R E S S C OV E R AG E MENĒ IS THE JEWELRY COLLECTION QUITE HOW MENĒ IS JEWELRY INDUSTRY REVOLUTIONIZING LITERALLY WORTH ITS DISRUPTOR, MENĒ, GOES THE GOLD BUSINESS WEIGHT IN GOLD PUBLIC; TAKES ON PANDORA, TIFFANY & CO. PICASSO'S GOLD: THE ART JEWELRY WORTH OF INVESTING IN GOLD ITS JEWEL
Slide 14: Menē Passionate Community & Reviews
MENĒ PASSIONATE COMMUNIT Y & REVIEWS See more at Trustpilot The rings I bought from Menē are Love the transparency when they tell you phenomenal. They fit perfectly and the the price. you know exactly how much rings themselves are top quality. Highly 24k gold you are getting and exactly how recommen
Slide 15: Schiff Gold
(100% OWNERSHIP, 50% PROFIT JV) Schiff Gold is one of the leading direct-to-consumer coin and bullion dealers in the U.S., and was founded by legendary gold investor Peter Schiff, who has become a partner, advisor and marketer of the Goldmoney brand. Schiff Gold’s experienced relationship managers h
Slide 16: Lend & Borrow Trust
100% OWNERSHIP Lend & Borrow Trust (LBT) is an FCA regulated peer-to-peer precious metal lending service founded by James Turk and Eric Sprott. As part of our investment, LBT entered into an exclusive dealing and storage agreement with Goldmoney. This agreement means that LBT’s growth and success co
Slide 17: Goldmoney Brand
Goldmoney Brand PASSIONATE & GLOBAL COMMUNITY OF CLIENTS 17
Slide 18: Goldmoney Physical Branch Strategy
Goldmoney Physical Branch Strategy We believe there is an opportunity to expand our services and global footprint by establishing a network of physical branches around the world. • In 2018, Goldmoney opened two branches in Toronto, Canada (leased) and Saint Helier, Jersey (owned). • Goldmoney Branch
Slide 19: Goldmoney Inc. Consolidated Financial Results
Goldmoney Inc. Consolidated Financial Results Q2 2020 RESULTS (July 1, 2019 – September 30, 2019) “This was our best operational quarter since becoming a publicly traded company in 2015. These financial results demonstrate the great harmony between our business lines which resulted in record revenue
Slide 20: Financial Highlights
Financial Highlights A RECORD QUARTER • Record Quarterly Revenue of $127.2 million, an Tangible Capital increase of $57.6 million (83%) YoY and $68 million (115%) QoQ. 160 • Record Quarterly Gross Margin of $2.5 million, an 140 132 131.8 129.9 133.5 improvement of $1 million (65%) QoQ and $0.9 109.3
Slide 21: Financial Highlights
Financial Highlights ROBUST GROWTH IN ALL BUSINESS LINES Revenue $140 • Currency and Precious Metal Loans totaling $28 million of balance sheet capital extended to users against their $120 pledged precious metals, earning interest rates up to 5.05%. $100 • Tangible Common Equity of $133.5 million co
Slide 22: Gold-Linked Dividend Policy
Gold-Linked Dividend Policy “The combination of core business delivering earning Q2 2020 streams and a golden balance sheet capable of earning demonstrable returns has given myself and your board $0.003805 0.65% confidence to implement policies that will reward long- term shareholders.” Dividend per
Slide 23: Selected Key Financial Information
Selected Key Financial Information Q2 2020 Q2 2019 Q1 2020 Revenue ($000s) 127,154 69,550 59,116 Gross Margin ($000s) 2,501 1,611 1,517 Gross Profit ($000s) 5,636 2,182 4,104 Non-IFRS Cash Gain (loss) ($000s) 3,973 (4,587) 1,500 Non-IFRS Tangible Common Equity -- End of Period ($ million) 133.5 113.
Slide 24: Unparalleled Value Proposition
Unparalleled Value Proposition WHY GOLDMONEY (TSX:XAU) First Mover Advantage An Ecosystem with Synergy & Diversity Strong reputation & market leadership since 2001 A strategic family of subsidiary holdings Large & Growing Opportunity Vision Growing share in the $8 trillion precious metals market A g
Slide 25: Investor Overview
Investor Overview LATEST MARKET PRICE $2.10 per share STOCK LISTING Primary Exchange: TSX:XAU MARKET VALUATION SECONDARY LISTINGS ~$160 million USA: XAUMF, Frankfurt: 9BT TOTAL SHARES OUTSTANDING 77,717,225 INSIDER OWNERSHIP ~40% - Roy Sebag, Turk Family, Peter Schiff, Board Directors INSTITUTIONAL
Slide 26: Investor Relations Contacts
Investor Relations Contacts INVESTOR RELATIONS Renee Wei ir@goldmoney.com (647) 499-6748 ANALYST COVERAGE GMP Securities Cihan Tuncay ctuncay@gmpsecurities.com Mackie Research Nikhil Thadani nthadani@mackieresearch.com 26