Anz Group Holdings Limited · ASX:ANZ
Anz — Australia and New Zealand Banking Group — Debt Investor Presentation (January 2003)
66 slides from Anz's debt investor presentation, Jan 17, 2003
Slide 1: Australia and New Zealand Banking Group Limited Debt Roadshow
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Slide 3: ANZ Group Overview
Slide 4: Highlights
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Slide 6: Building a credible track record
Slide 7: Leading reputation for disclosure and transparency
Slide 8: TT
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Slide 9: Opportunities for growth
Slide 10: 2003 Targets : EPS growth target is stretching
Slide 11: a es
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Slide 12: A solid result, driven primarily by revenue growth
Slide 13: Healthy underlying income growth
Slide 14: A diversified portfolio performing well
Slide 15: Provisioning charge reflects conservative management
Slide 16: Cumulative ELP well above specific provisions
Slide 17: Consumer portfolio continues to improve
Slide 18: Mortgage outlook – slight deterioration
Slide 19: Domestic corporates in good shape, some concerns in ANZIB offshore
Slide 20: Specific provisions again impacted by large corporate collapses
Slide 21: Non-accrual loans have decreased due to domestic reductions
Slide 22: Offshore SCCLs now in place
Slide 23: Overall - provisioning levels strong
Slide 24: ANZ's adjusted common equity to RWA in line with peer average
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Slide 26: Customer Funding Indicator
Customer Funding Indicator | 85% 60% 55% | 50% Sep-2000 Sep-2001 Mar-2002 Jun-2002 Sep-2002 CFt Minimum Term Funding Indicator 20% | 15% 10% tool 0% Sep- Sep- Sep- Sep- Sep- Sep- Sep- 1996 1997 1998 1999 2000 2001 2002 ESTA Minimum
Slide 27: Term wholesale funding objectives
Slide 28: The strategy to date has worked
Slide 29: Benefits of a consistent and widely communicated strategy
Slide 30: ANZ's term funding requirement and strategy for 2003
Slide 31: Achievable, based on previous experience
Slide 32: Well diversified profile to avoid maturity concentration and roll over risks
Slide 33: Potential to issue Lower Tier II
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Slide 35: Summary
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Slide 37: Additional information on strategy
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Slide 38: New customer initiatives getting real traction
Slide 39: Consumer portfolio – significant opportunity for ANZ in domestic markets
Slide 40: Fak
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Slide 41: Corporate portfolio – positioned for upturn, targeting fee income
Slide 42: C&IB successfully managing the transition to lower balance sheet intensity
Slide 43: Asia/Pacific – create low risk growth options
Slide 44: We will continue to shift the portfolio towards more attractive segments
Slide 45: Additional information on results
Slide 46: A diversified portfolio performing well
Slide 47: Interest margins stable, lending and deposit volumes up
Slide 48: Cost income ratio on track to meet target of 45
Slide 49: Underlying expense growth of 2.3%
Slide 50: AG
AG
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Australia and New Zealand Banking Group — Debt Investor Presentation (January 2003) on 6ix