Oceanfirst Financial Corp. · NASDAQ:OCFC

Oceanfirst Financial — Shareholder Meeting (May 2011)

16 slides from Oceanfirst Financial's shareholder meeting presentation, May 5, 2011

  1. Slide 1: Welcome to the 2011 Annual Meeting of Shareholders

    WELCOME TO THE 2011 ANNUAL MEETING OF SHAREHOLDERS OceanFirst Financial Corp. MAY 5, 2011 Exhibit 99.1

  2. Slide 2: Forward-looking statements

    OceanFirst Financial Corp. This presentation contains certain forward-looking statements which are based on certain assumptions and describe future plans, strategies and expectations of the Company. These forward-looking statements are generally identified by use of the words “believe”, “expect”, “i

  3. Slide 3: Record Setting $20.4 Million Net Income in 2010

    Record Setting $20.4 Million Net Income in 2010 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

  4. Slide 4: Market Recognition of Our Performance

    OCFC Share Price … + 38.6% since late 2009 low +12.7% in 2011 Total Average Shareholder Return … 26.5% in 2010 Top quartile of our peer group Market Recognition of Our Performance Through April 29, 2011 December 2009 to December 2010

  5. Slide 5: Outlook for the Future

    OUTLOOK FOR THE FUTURE Creating Shareholder Value Extraordinary Community Banking

  6. Slide 6: Extraordinary Community Banking

    Extraordinary Community Banking Educating our customers and friends Supporting our community – OceanFirst Foundation People make the difference

  7. Slide 7: Compliance, Cost Management, Credit Quality, Capital, Customer

    The “5 C’s” of OceanFirst’s Plan Compliance Cost Management Credit Quality Capital Customer

  8. Slide 8: Compliance

    The “5 C’s” of OceanFirst’s Plan Compliance: Heightened compliance requirements Increased and evolving regulatory oversight

  9. Slide 9: Cost Management

    The “5 C’s” of OceanFirst’s Plan Cost Management: Careful and balanced investment in our future Ongoing justification of expenses Continue to invest wisely: • People • Infrastructure • Risk Management

  10. Slide 10: Credit Quality

    The “5 C’s” of OceanFirst’s Plan Credit Quality: Making prudent loans • Residential • Commercial • Consumer

  11. Slide 11: Capital

    The “5 C’s” of OceanFirst’s Plan Capital: Satisfies evolving regulatory requirements Solidifies our ability to thrive and grow in a rapidly changing environment Allows us to protect and enhance shareholder value

  12. Slide 12: Customer

    The “5 C’s” of OceanFirst’s Plan Customer: Focus on “Extraordinary Customer Care” Offer latest technologies People make the difference

  13. Slide 13: Conclusion

    Conclusion Challenging environment Economy Regulatory landscape Opportunity for Excellence

  14. Slide 14: Extraordinary community banking. Since 1902.

    Extraordinary community banking. Since 1902.

  15. Slide 15: Questions and Answers

    QUESTIONS AND ANSWERS

  16. Slide 16: Thank You

    THANK YOU FOR ATTENDING THE 2011 ANNUAL MEETING OF SHAREHOLDERS OceanFirst Financial Corp.

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