Sbi Holdings Incorporated · TSE:8473
Sbi — Sbi Holdings Inc Ord — Q1 2024 Earnings Presentation
84 slides from Sbi's earnings presentation, Aug 3, 2024
Slide 1: SBI Holdings, Inc. Financial Results
Strategic Business Innovator SBI Holdings, Inc. Financial Results for the Three-month Period Ended June 30, 2024 (Fiscal Year Ending March 31, 2025) August 2, 2024
Slide 2: Disclaimer
The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. The business collaboration with SBI Shinsei Bank described in this docume
Slide 3: I. Consolidated financial results for the three-month period ended June 30, 2024
I. Consolidated financial results for the three-month period ended June 30, 2024 [Unauthorized reproduction is prohibited] 2
Slide 4: 1Q FY2024 Consolidated Performance (IFRS)
1Q FY2024 Consolidated Performance (IFRS) [Year-on-year comparison] (Unit: JPY million) 1Q FY2023 1Q FY2024 YoY % (Apr. 2023–June 2023) (Apr. 2024–June 2024) change Revenue 302,307 Record high 330,541 +9.3 Profit before income tax 43,008 Record high 51,748 +20.3 expense Profit for the period 32,256
Slide 5: Consolidated performance overview
[Consolidated performance overview] • Revenues increased 9.3% YoY to JPY 330.5bn, and profit before income tax expense increased 20.3% YoY to JPY 51.7bn, both record high for 1Q • For profit before income tax expense, in the Financial Services Business, the banking business, the SBI Shinsei Bank Gro
Slide 6: 1Q FY2024 Performance by Segment (IFRS)
1Q FY2024 Performance by Segment (IFRS) [Year-on-year comparison] Profit before Income (Unit: JPY million) Revenue Tax Expense 1Q FY2023 1Q FY2024 YoY % 1Q FY2023 1Q FY2024 YoY % (Apr. 2023– (Apr. 2024– (Apr. 2023– (Apr. 2024– June 2023) June 2024) change June 2023) June 2024) change Financial Servi
Slide 7: Performance Highlights by Business Segments
[Performance Highlights by Business Segments] Financial Services Business • SBI Shinsei Bank achieved a significant increase in both revenue and income due to an increase in installment income from APLUS, an increase in derivatives-related income, as well as the effect of an increase in income from
Slide 8: II. Progress in reorganization of business portfolio
II. State of progress in terms of initiatives toward reorganization of business portfolio the SBI Group set in FY2023 full year financial results 1. SBI Group has been promoting thoroughly to reinforce its profitability through allocating business resources to the banking business 2. SBI SECURITIES
Slide 9: Reinforcing profitability by allocating resources to the banking business
1. SBI Group has been promoting thoroughly reinforcing its profitability through allocating business resources to the banking business - SBI Group anticipated the increase in domestic policy rates and implemented initiatives in advance- (1) SBI Shinsei Bank (2) SBI Sumishin Net Bank (3) SBI SAVINGS
Slide 10: Banking Business Outperformed Securities Business in Contribution to Results
Banking Business has Highly Outperformed Securities Business in its Contribution to Consolidated Results Breakdown and Composition* of Profit before Income Tax Expense in Financial Services Business Segment (Unit: JPY million, % in parentheses) 1Q FY2023 1Q FY2024 FY2022 FY2023 (Apr. 2023–June (Apr.
Slide 11: Initiatives in Anticipation of Rising Domestic Policy Rates
SBI Group has Promoted Various Initiatives from an Early Stage in Anticipation of Rising Domestic Policy Rates The BOJ decided to raise the policy rate from ‘0-0.1%’ to ‘around 0.25%’ at its monetary policy meeting on July 31, 2024 [Impact of the rise in interest rates to 0.25% to the performance of
Slide 12: (1) SBI Shinsei Bank
(1) SBI Shinsei Bank [Unauthorized reproduction is prohibited] 11
Slide 13: SBI Shinsei Bank 1Q FY2024 Consolidated Performance
SBI Shinsei Bank 1Q FY2024 Consolidated Performance [JGAAP] Note: Units are rounded down to the nearest decimal 1Q FY2023 1Q FY2024 YoY (Unit: JPY billion) (Apr. 2023–June 2023) (Apr. 2024–June 2024) change(%) Gross operating profit 67.3 72.9 +8.3 Ordinary business profit 26.9 30.9 +14.8 Profit befo
Slide 14: Number of Retail Accounts and Total Deposits at SBI Shinsei Bank
Number of Retail-accounts and Total Deposits at SBI Shinsei Bank Dec. 2021 (10 thousand Total amount of deposits (Left) (JPY tn) Joined the SBI Number of accounts (Right) 360 accounts) Group 353 14 13 316 11.5 11.7 12 307 304 11 9.9 300 10 9 8 7 6.5 6.3 6 200 5 4 3 2 1 0 100 2021 2022 2023 2024 2024
Slide 15: SBI Shinsei Bank's Operating Assets
(JPY tn) SBI Shinsei Bank’s Operating Assets 14 12.3 Dec. 2021 12 Joined the 11.4 SBI Group Marketable securities 10.3 Other 10 Overseas business 8.2 8.1 Showa Leasing 8 Structured finance Institutional 6 Business Corporate (corporations etc.) 4 Shinsei Financial 2 APLUS Individual Business Retail b
Slide 16: Partial Share Acquisition of NEC Capital Solutions and Business Alliance
SBI Shinsei Bank Makes Partial Share Acquisition of NEC Capital Solutions, Ltd. and the Two Companies Enter Into Basic Agreement on Business Alliance [Description of basic agreement] SBI Shinsei Bank will receive 7,172,278 shares (33.32% of voting rights) of NEC Capital Solutions (NECCS) transferr
Slide 17: AUM at SBI Shinsei Wealth Management Exceeds JPY 300bn
(1) SBI Shinsei Bank AUM at “SBI Shinsei Wealth Management”, Co-managed Stores of SBI Shinsei Bank and SBI MONEYPLAZA, Exceeds JPY 300bn Plans to establish co-managed stores at all 22 branches (excluding sub- branches) of SBI Shinsei Bank by the end of FY2024 Number of co-managed stores are curr
Slide 18: (2) SBI Sumishin Net Bank
(2) SBI Sumishin Net Bank [Unauthorized reproduction is prohibited] 17
Slide 19: Performance of SBI Sumishin Net Bank
(2) SBI Sumishin Net Bank Performance of SBI Sumishin Net Bank (Equity ratio : 34.19%) 1Q FY2023 1Q FY2024 YoY (Unit: JPY million) (Apr. 2023–June 2023) (Apr. 2024–June 2024) change(%) Ordinary business profit 8,001 9,064 +13.3 (J-GAAP) SBI Holdings intake basis/equity 1,901 1,142 -39.9 method (IFRS
Slide 20: Number of Accounts and Deposits at SBI Sumishin Net Bank
(2) SBI Sumishin Net Bank Number of Accounts and Balance of Deposits at SBI Sumishin Net Bank Since Opening (Unit: 10 thousand accounts) (JPY 100 million) 752 724 750 Deposits (Left/Consolidated) 95,638 614 94,617 650 Number of accounts (Right) 90,000 535 Note: All figures are as of the end of March
Slide 21: (3) SBI SAVINGS BANK (South Korea)
(3) SBI SAVINGS BANK (South Korea) [Unauthorized reproduction is prohibited] 20
Slide 22: Performance of SBI SAVINGS BANK
Performance of SBI SAVINGS BANK (Profit Before Income Tax Expense ) (Unit: KRW 1H 2023 1H 2024 YoY billion) (Jan. - June 2023) (Jan. - June 2024) change(%) KGAAP 12.1 19.8* +63.6 *Recorded a loss of KRW -8.5bn in 1Q FY2023 (Unit: JPY 1Q FY2023 1Q FY2024 YoY million) (Apr. 2023–June 2023) (Apr. 2024–
Slide 23: Changes in Indicators of SBI SAVINGS BANK After Becoming a Subsidiary
Changes in Indicators of SBI SAVING BANK After Becoming a Subsidiary (K-GAAP) * Converted at KRW 1 = JPY 0.11 (KRW 100 million) Delinquency rate (％) 180,000 for all loans Total Assets 51.6％ KRW 13,878.7bn 160,000 (Approx. JPY 1,526.7bn) 50 140,000 Balance of performing loans 120,000 40 KRW 10,636.9b
Slide 24: Start of Operations for Next Generation Accounts System
[Start of Operations for Next Generation Accounts System ] [Unauthorized reproduction is prohibited] 23
Slide 25: Cloud-Based Accounts System for Regional Financial Institutions
A Cloud-Based Accounts System for Regional Financial Institutions Jointly Developed by the SBI Group and Future Architect, Inc. Started Operations at The Fukushima Bank on July 16, 2024 [Features of next-generation banking system] Designed and built on AWS to achieve high scalability All account
Slide 26: SBI SECURITIES carried out the ZERO Revolution and increased revenue and profit
2. SBI SECURTIES decisively carried out the ZERO Revolution and overcame lost revenue due to this, achieving increase in revenue and profit (1) Initiatives towards revenue diversification carried out over the past four years have played out (2) Tailwinds such as the ZERO Revolution and the New NISA
Slide 27: SBI SECURITIES 1Q FY2024 Consolidated Results
SBI SECURITIES 1Q FY2024 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) 1Q FY2023 1Q FY2024 YoY (%) (Apr. 2023 – June 2023) (Apr. 2024 – June 2024) Operating Revenue 51,050 Record high 56,751 +11.2 Net Operating Revenue 45,328 Record high 51,058 +12.6 Operating Income 18
Slide 28: Comparison of Results of Major Securities Companies
Like-for-like Comparison of Financial Results of Major Face-to-face and Online Securities Companies for 1Q FY2024 （Unit: JPY million） Change from Change from Operating Operating Operating previous previous profit ratio revenue quarter (%) profit quarter (%) （％） Nomura (non-consolidated) 229,166 +15.
Slide 29: SBI SECURITIES Revenue Increase Despite ZERO Revolution Loss
SBI SECURITIES Achieved YoY Increase in Revenue Despite Losing JPY 9.1Billion (Estimated*1) in Revenue due to ZERO Revolution <SBI SECURITIES’ Consolidated Operating Revenue (Net Sales) Composition for FY2023> YoY +11.2% (JPY million) 60,000 56,751 Others 51,050 6 (0.0％) 50,000 12 (0.0％) Financial r
Slide 30: Quarterly Revenue Growing Steadily After ZERO Revolution
SBI SECURITIES’ Quarterly Revenue is Growing Steadily Even After the Start of the ZERO Revolution <Comparison of Quarterly Consolidated Operating Revenue (net sales) Before and After the Start of ZERO Revolution> 56,751 YoY +11.2% (JPY million) Start of ZERO Revolution 6 51,050 51,040 51,664 Others
Slide 31: (1) Revenue diversification initiatives
(1) Initiatives towards revenue diversification carried out over the past four years have played out [Unauthorized reproduction is prohibited] 30
Slide 32: Margin Trading Balance and Financial Revenue at Record Highs
Margin Trading Open Interest Credit Balance and Financial Revenue Achieved Record Highs <Trend of Open Interest Credit Balance (EOM) and Number of Margin Accounts> <Trend of Financial Revenue> Record high (Thousand (JPY billion) YoY accounts) Record high +42.5% JPY2,120.2bn 1,600 (JPY YoY million) 2
Slide 33: Trend of Trading Revenue at SBI SECURITIES
Trend of Trading Revenue at SBI SECURITIES (consolidated) -Foreign bond sales made a significant contribution- Others (revenue through foreign currency Record (JPY million) bond, etc) high YoY Crypto asset trading revenue 18,000 ＋13.5% 16,000 FX revenue 15,644 14,000 12,962 13,781 12,000 12,112 10,8
Slide 34: Investment Trust Balance and Fees Reach Record Highs
With the Starting of the New NISA, Investment Trust Balance and Investment Trust Fees has Steadily Increased and Achieved Record Highs -Investment trust balance exceeded JPY15tn on July 11, 2024- <Investment Trust Balance>* <Investment Trust Fees> Record high Record high (JPY billion) Balance increa
Slide 35: Set Accumulation for Investment Trusts Expanding
Amount of Set Accumulation for Investment Trusts are Expanding Among the Trend “from Savings to Investment” • Due to the spread of individual investors as a result of the ZERO Revolution and the new NISA, the monthly accumulation amount of investment trust has steadily increased and reached JPY 230b
Slide 36: SBI Wrap Surpasses JPY 115.0 Billion in AUM
“SBI Wrap,” a Fully Automated Discretionary Investment Service, Has Surpassed JPY 115.0 Billion in AUM and 130,000 Applications in Just Over Two Years Since the Service Launch • SBI SECURITIES and FOLIO jointly developed “SBI Wrap” service using “4RAP”, a discretionary investment management system p
Slide 37: Highest IPO Underwriting Share in the Industry
SBI SECURITIES Has Been Maintaining the Highest IPO Underwriting Share in the Industry Since FY2012 -Steady growth in POs and corporate bond underwritings- IPO Underwriting Ranking (Apr. 2024 – June 2024) Between Apr. 2024 and June 2024, SBI SECURITIES underwrote 2 18 companies were listed during Ap
Slide 38: Strengthening M&A Business targeting SMEs
Strengthening M&A Business targeting SMEs M&A Advisory [SBI TSUJI HONGO M&A] [SBI SECURITIES] Division • SBI M&A Solutions and TSUJI HONGO • Provides advice on acquisitions, sales, M&A SOLUTION merged in Oct. 2023 management integration, MBO, industry (investment ratio: SBI SECURITIES 51%, reorganiz
Slide 39: Revenue from Foreign Stocks Maintained at High Levels
Revenue from Foreign Stocks Maintained at High levels <Foreign Stocks (including foreign ETFs)> • Handles stocks from China, Korea, Russia, Vietnam, Indonesia, Singapore, Thailand, and Malaysia, in addition to Industry-leading 5,400 U.S. stocks • In addition to the new NISA which started from Jan.1,
Slide 40: Expanded Futures, Options and Individual Stock Option Services
The Service Environment for Futures and Options and Individual Stock Option Has also Expanded [Futures・options trading] [Individual stock options trading] • Individual stock options trading is offered in a • Futures and options trading including content structured manner where buy and sell of stocks
Slide 41: Launched SBI Cross, Spot-trade Matching Service
Launched “SBI Cross”, a Spot-trade Matching Service for Domestic Stocks ● As a new intermediary dealing in SOR (smart order routing) trades, started connection to SBI Cross (Dark Pool) run by SBI Neotrade Securities on April 22, 2024 ● A service executed on ToSNet that matches customer orders to tho
Slide 42: (2) Tailwinds from ZERO Revolution and New NISA
(2) Tailwinds such as the ZERO Revolution and the New NISA led to the rapid expansion of customer base [Unauthorized reproduction is prohibited] 41
Slide 43: SBI SECURITIES Group Customer Base Expanding Rapidly
SBI SECURITIES Group’s Customer Base is Expanding at a Rapid Pace Surpassed 13 <Number of Accounts of SBI SECURITIES Group and million accounts on Major Face-to-face Securities Companies> July 16 for the first (Thousand time in Japan accounts) (end of Mar. 2009 – end of June 2024) CAGR：% 14,000 Augu
Slide 44: SBI Group's Share of Trading Value Increased Rapidly
SBI Group’s Share of Trading Value Has Increased Rapidly Following the Start of ZERO Revolution <Trend in Share (quarter) of <(of which) Trend in Share (quarter) of Individual Stock Trading Value*> Individual Margin Trading Value*> (%) (%) Record Record 60.0 high 60.0 high 59.0 56.0 55.0 55.0 50.0 5
Slide 45: Seeking Top Position in Number of NISA Accounts
SBI SECURITIES Seeks the Top Position in Number of NISA Accounts with ZERO Revolution 5.2 million (Million accounts) <Trend of the Number of NISA Accounts> accounts at the (Mar. 2016– June. 2024) end of March *3 Rakuten 5 5.04 4 SBI 3 2 Nomura 1.75 2 0.70 1 Daiwa 0 Mar. Sept. Mar. Sept. Mar. Sept. M
Slide 46: NISA Purchase Amount Increased Significantly with New NISA
NISA Purchase Amount at SBI SECURITIES Increased Significantly with Commencement of the “New NISA” Transition to New NISA （JPY billion） in Jan. 2024 3,000 Growth Quota in NISA (before 2H 2023：Standard NISA) JPY 2,769.3bn Tsumitate (Accumulation) Quota in NISA 2,500 (before 2H 2023：Tsumitate (Accumul
Slide 47: Expanding iDeCo as a Strategic Product
Striving to further Expand iDeCo, which is Contracted by SBI Benefit Systems, as a Strategic Product SBI Group focused on the Individual Defined Contribution (iDeCo) pension business through SBI Benefit Systems (est. 2001), well before expectations for the market size to expand as a result of revisi
Slide 48: Industry Leader in Cumulative iDeCo Customers
SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers <Cumulative Number of Customers (subscribers & transfers*) of iDeCo by Planning Administrator> (Nov. 2017 – June 2024) （Thousand） Surpassed 970 thousand customers which is the SBI
Slide 49: Customer Base Increase Expands FX Trading Accounts
Increase of Customer Base by ZERO Revolution Greatly Contributing to the Expansion of the SBI Group’s Number of FX Trading Accounts Changes in the number of accounts among Customer Margin Deposits of FX Trading 5 major FX Trading Related Companies Related Companies (Thousand (as the end of June 2021
Slide 50: 3. Turning Asset Management Business into a new pillar of revenue
3. Turning Asset Management Business into a new pillar of revenue [Unauthorized reproduction is prohibited] 49
Slide 51: Consolidated Results of SBI Global Asset Management
Consolidated Results of SBI Global Asset Management (J-GAAP) 1Q FY2023 1Q FY2024 (Unit:JPY million) (Apr. 2023–June 2023) (Apr. 2024–June 2024) YoY(%) Revenue 2,446 Record High 2,843 +16.3 541 601 +11.0 Record Operating income High Ordinary income 678 Record High 735 +8.3 Profit attributable to Reco
Slide 52: SBI Global Asset Management Group AUM Grows to approx. JPY 6.5tn
SBI Global Asset Management Group’s Asset Under Management Grows to approx. JPY 6.5tn -The total assets under management of publicly offered funds have increased by approximately 1.8 times YoY partly due to the launch of the new NISA - Publicly offered active funds Publicly offered passive funds Sur
Slide 53: Results for SBI RHEOS HIFUMI and SBI Okasan Asset Management
Financial Results for SBI RHEOS HIFUMI and SBI Okasan Asset Management Consolidated Results (J-GAAP) 1Q FY2023* 1Q FY2024 (Unit:JPY million) YoY(%) (Apr. 2023–June 2023) (Apr. 2024–June 2024) Operating Revenue 2,551 2,848 +11.6 Ordinary Revenue 482 575 +19.2 Profit attributable to owners of the 332
Slide 54: SBI Group's Asset Under Management Exceeded JPY 10tn
SBI Group’s Asset Under Management （JPY billion） Exceeded JPY 10tn SBI Okasan Asset Management JPY 10,526.1bn 11,000 SBI Okasan SBI RHEOS HIFUMI Asset 10,000 SBI Global Asset Management Group Management Private equity, etc. JPY 1,800.2bn 9,000 Nov. 2022 SBI RHEOS SBI Okasan Asset Management 8,000 HI
Slide 55: Joint Venture with Franklin Resources for ETFs and Digital Assets
Agreement with Leading U.S. Asset Management Firm Franklin Resources, Inc to Establish a Joint Venture in Managing ETFs and Digital Assets (Announced on July 26, 2024) Known by the name “Franklin Templeton,” Franklin Resources, Inc boasts assets under management of approx. USD 1.6tn (approx. JPY 265
Slide 56: First Alternative Strategies Fund at SBI Asset Management
Establishing the First Alternative Strategies Fund at SBI Asset Management - Achieving the lowest cost for a multi-strategy fund - Fund name: SBI-Man LiquidTrend Fund Trust fee: Fixed fee: 0.998%, performance-based fee: None Solicitation period: Aug. 1 to Aug. 15 Inception date: Aug. 16 First prod
Slide 57: System for Providing Alternative Investment Products
Completion of System for Providing Alternative Investment Products in the Asset Management Business -Established joint ventures with leading overseas companies possessing advanced knowledge to gradually provide innovative alternative products- ｃ ｃ ｃ Alternative assets Alternative strategies Digital
Slide 58: Endeavor to Achieve AUM of JPY 20tn during FY2027
Endeavor to Achieve an AUM of JPY 20tn during FY2027, by diversifying products ＜Active＞ ＜ Index & multi-asset＞ ＜ U.S. govt. bonds＞ ＜investment information service＞ AUM * AUM * Approx. 6.5tn Approx. 3.2tn <Private equity, etc.> <Alternative investment (planned)> AUM * Joint ventures with Man Group, K
Slide 59: 4. Strengthening efforts in digital assets and new financial products
4. Strengthening efforts in digital asset area and in creating new financial products [Unauthorized reproduction is prohibited] 58
Slide 60: Trend in Number of Crypto-Asset Customers
Trend in Number of Crypt-Asset Customers - Increased by approx. 2.5 times compared to the end of June 2022 - QoQ (Thousand accounts) +10.1% 1,000 *Total number of SBI VC Trade and BITPOINT Accounts 888.8 900 July 1, 2022 Made BITPoint Japan a 806.9 800 consolidated subsidiary 727.7 695.3 700 666.7 6
Slide 61: SBI VC Trade and BITPOINT Respond to Customer Needs
SBI VC Trade and BITPOINT Respond to Various Customer Needs through Business Development that Leverages Their Respective Characteristics [Expanding the number of crypto assets handled] • Promoting expansion of crypto assets handled. Realize crypto asset lineup that does not fall behind other compani
Slide 62: Staking Services Performed Well
Staking Services Provided by the SBI Group Performed Well Staking is the process of earning rewards by participating in generation and approval of blocks and supporting the operation of the blockchain network, which adopts a proof-of- stake mechanism, in accordance with the amount of crypto assets h
Slide 63: Security Tokens and Osaka Digital Exchange
In the Area of Security Tokens (ST), Osaka Digital Exchange Contributes to the Expansion of Issuance and Distribution Osaka Digital Exchange operates START, Japan's first ST-PTS ST is a digital security that applies blockchain technology to securities and is expected to be a next-generation financ
Slide 64: Osaka Dojima Exchange Plans Rice Index Market
Osaka Dojima Exchange Plans to Establish the Rice Index Market in August Osaka Dojima Exchange is an exchange follows in the footsteps of the “Dojima Rice Exchange,” the birthplace of futures trading Established the “Precious Metals Market” on March 27, 2023. Commenced small-lot gold, silver, and
Slide 65: 5. Allocate resources to high-growth countries and strengthen overseas businesses
5. Allocate management resources to businesses in countries where high economic growth is expected and promote the strengthening of the profitability of overseas businesses (1) Banks in Southeast Asia (2) Securities Companies in Southeast Asia (3) Other Overseas Financial Businesses (4) Business Inc
Slide 66: Banks in Southeast Asia
(1)Banks in Southeast Asia < Changes in Profit Before Income Tax Expense SBI LY HOUR BANK (Investment ratio: 70.0％) of each Bank under Local Accounting Standards > Acquired a medium-sized microfinance company managed by （JPY millon） LY HOUR Group which is a major conglomerate in Cambodia 1,000 963
Slide 67: Securities Companies in Southeast Asia
(2) Securities Companies in Southeast Asia SBI Thai Online Securities * THB 1 = JPY 4.2 < Changes in Profit Before (Shareholding ratio 100.0%; established in Oct. 2014) Income Tax Expense of each Bank under Local Accounting Standards > First pure-play Internet securities company in Thailand. （JPY
Slide 68: Other Overseas Financial Businesses
(3) Other Overseas Financial Businesses < Changes in Profit Before Income Tax Expense SBI Bank (Shareholding ratio : 90.7％) of each Bank under Local Accounting Standards > *RUB1＝JPY1.89 A commercial bank with a full banking license in Russia and （JPY million） became a wholly owned subsidiary in Au
Slide 69: Other Overseas Financial Businesses: UDC Finance and MB Shinsei
(3) Other Overseas Financial Businesses UDC Finance Limited (Shareholding ratio: 100%) New Zealand’s largest non-bank, which became a wholly owned subsidiary of SBI Shinsei Bank in Sept. 2020 Has a strong personal and corporate customer base, as well as sales structure in New Zealand, providing
Slide 70: Incubation Business in the U.S.
(4) Incubation Business in the U.S. Agreed to form a business alliance with SHIN NIPPON BIOMEDICAL LABORATORIES, LTD. (SNBL Group), which has CRO (Contract Research Organization) business as its main business for the development of business incubation business, etc. SBI Group and SNBL Group jointl
Slide 71: Entry into semiconductor-related business (JSMC Holdings)
6. Entry into semiconductor-related business (JSMC Holdings) JSMC Holdings plans to build a semiconductors foundry in the Second Sendai-Hokubu Core Industrial Park in Ohira Village, Miyagi Prefecture, subject to receiving a certain level of subsidy from the government Production of semiconductors wi
Slide 72: Semiconductor Foundry Preparations and Business Partnerships
Preparations are Underway for the Construction of a Semiconductor Foundry, and Business Partnerships are Being Discussed with Companies in a Variety of Industries Growing the semiconductor industry, which contributes to the revitalization of Japan’s manufacturing sector and regional development, r
Slide 73: Seminar for Regional Financial Institutions on Semiconductor Foundry
Special Seminar For Regional Financial Institutions on the Semiconductor Foundry Business Held on July 19, 2024 - Participation of 108 financial institutions from across Japan (including 69 regional banks) - Morning: Guided site visit to Ohira Village, where the factory is planned to be built Aftern
Slide 74: III. Overview of other main business
III. Overview of other main business [Unauthorized reproduction is prohibited] 73
Slide 75: SBI Insurance Group's Consolidated Performance
Insurance business： SBI Insurance Group’s Consolidated Performance (Preliminary Figures) * Final consolidated figures for 1Q FY2024 to be released on Aug. 8 Consolidated results for 1Q FY2024 (J-GAAP) 1Q FY2023 1Q FY2024 YoY Change (Unit: JPY million) (Apr. 2023–June 2023) （Apr.2024 to June 2024） Pr
Slide 76: SBI Insurance Group In-Force Contracts Increasing
Insurance business: SBI Insurance Group’s Total Number of In-Force Contracts have been Steadily Increasing CAGR （The end of Mar. 2016 to 14.6% Sept 2023 the end of June 2024 ） SBI Pet SSI Co., Ltd.* （Million contracts） Joined the Group 3.50 SBI JOGUCHI SAFETY SSI joined the Group SBI PRISM SSI 3.00
Slide 77: Profit/Loss from Change in Fair Value and Sales of Investments
Investment Business: Profit/Loss from the Change in Fair Value and Profit/Loss on Sales of Investment Business (Unit: JPY million) 1Q FY2023 1Q FY2024 (Apr. 2023–June 2023) （Apr.2024 to June 2024） YoY % change Profit/loss from the change in fair value and profit/loss on 11,403 -3,162 ― sales of inve
Slide 78: IPOs and M&As of SBI Group Investee Companies
Investment Business: IPOs and M&As of The SBI Group Investee Companies FY2023 FY2024 results prospects Number of IPO・M&A deals 22 36 During the fiscal year, 6 Companies realized IPO EXIT Date Company Market EXIT Date Company Market Xcell Therapeutics June 5, 2024 Astroscale Holdings Inc. TSE Growth
Slide 79: Assets Under Management of the SBI Group
Investment Business: Assets Under Management of the SBI Group (As of the end of June 2024) (*2) Private equity, etc. JPY 846.4bn (*1) Excluding JPY 370bn of both cash and commitment amount to be paid in) Amount Breakdown of operating Amount Breakdown of operating investment (JPY investment securitie
Slide 80: Reference material
[Reference material] [Unauthorized reproduction is prohibited] 79
Slide 81: Changes in Capital and ROE Over the Last Decade
Changes in Capitaland ROE Over the Last Decade - Average ROE for the last 7 years before large acquisitions in FY2021 was 11.2%, and ROE has fluctuated significantly due to large acquisitions, but is currently in a recovery phase - JPY 79.6bn in JPY 69.99bn was third-party JPY 263.8bn gain on conver
Slide 82: Number of Companies and Employees of the SBI Group
Number of Companies and Employees of the SBI Group (Consolidated) Number of Group companies End of Mar. 2024 End of June 2024 Consolidated subsidiaries (companies) 595 610 Consolidated partnerships (partnerships) 64 61 Total consolidated subsidiaries (companies) 659 671 Equity method companies (comp
Slide 83: Group Customer Base Exceeded 51 Million
The Entire Group Customer Base has Exceeded 51 Million due to SBI SECURITIES’ ZERO Revolution (Thousand) Breakdown of the Customer Base 51,564 (as of the end of June 2024) *1,2 (Thousand) 50,000 YoY SBI SECURITIES +10.6% SBI Neotrade Securities (No. of accounts) 12,936 FOLIO YoY 46,634 SBIH InsWeb (
Slide 84: https://www.sbigroup.co.jp
https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 83