Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — Investor Presentation (June 2014)
9 slides from Aeon Financial Service's investor presentation, Jun 16, 2014
Slide 1: Results for Fiscal Year 2013: Synergy from Management Integration
FY 2013: Synergy from Management Integration and Effects of Strategic Investments Initiatives Effects Synergy from Management Integration Domestic balance of More ・Increased convenience of cash advances by cash advances convenient basing credit decisions on household income financing and asset infor
Slide 2: FY 2013 Consolidated Segment Results; Stronger Sales Force and Higher Productivity
FY 2013 Consolidated Segment Results Stronger Sales Force and Higher Productivity (Billions of yen) ■ We will resolve issues in areas that require improvement to strengthen our sales force and Consolidated i increase productivity. d ti it Credit Fee Bank Overseas Adjustment total Areas for Ordinary
Slide 3: Forecast of Results for FY 2014; Key Initiatives
Forecast of Results for FY 2014 Forecast of Results Results YoY Ordinary income ¥320.0 billion 112% Ordinary ¥51.0 billion 124% Key Initiatives for FY 2014 profit Masao Mizuno Net income ¥26.5 billion 128% Executive Vice President In charge of Processing and Credit Card Businesses Net income per sha
Slide 4: Customers: Activity Rates and Cash Advance Users
Initiatives to Improve Annual Activity Rates (Domestic) Increase in Cash Advance Users ■ We project an annual activity rate of 67.5% (up 0.5 percentage points YoY), driven by stronger ■ New cash advance users increased with expansion p of the number of cardholders and on-the-spot th t issuance i usi
Slide 5: Strengthening Relationships with Customers; Reinforcing the E-money Business
Strengthening Relationships with Customers Reinforcing the E-money Business ■ We will leverage the benefits of the management integration to share corporate customers ■ To expand transaction volume outside the AEON Group, we are cooperating with FeliCa Pocket Marketing, among group companies i and d
Slide 6: Overseas Business: Hong Kong, Thailand and Malaysia
Business Centered on Hong Kong Business in Thailand ■ Operating income is trending upward, driven by strong card shopping and promotion of revolving payment ■ While enhancing the sales network, we will strengthen management of receivables with establishment of a new credit dit ffor cash h advances.
Slide 7: Key Initiatives for FY 2014: Bank Business
Functions and Roles of the Bank Business Functions Roles Establishment of Build relationships with customers through in-store operating branches and other service outlets foundation Key Initiatives for FY 2014 Stable, low interest Secure stable, low-interest liquid deposits fundraising Takamitsu Mor
Slide 8: AEON Bank's Net Interest Income; Strengthening Fee Income
AEON Bank’s Net Interest Income Strengthening Fee Income ■ The management integration has enabled us to improve yields by investing credit card ■ Increase officially certified staff from 280 to 400. receivables and turning AFS Group receivables into bank loan assets. ■ Develop potential customers th
Slide 9: Allowance for Loss on Refund of Interest Received
(Reference) Allowance for Loss on Refund of Interest Received (Billions of yen) FY 2012 FY 2013 Allowance for loss on refund of interest received beginning of period received, 9.2 3.7 Provision for loss on refund of interest received － 2.8 Interest refunded ((Sums refunded and appropriation pp p of
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