Icici Bank Limited · NSE:ICICIBANK
Icici Bank — Shareholder Meeting (August 2022)
14 slides from Icici Bank's shareholder meeting presentation, Aug 30, 2022
Slide 1: Presentation by Managing Director & CEO - Twenty-Eighth AGM
fiiCICI Bank August 30, 2022 BSE Limited National Stock Exchange of India Lim ited Li sting Department Listing Department Phiroze Jeejeebhoy Towers Exchange Plaza, 5th floor Dalal Street Plot No. C/ 1, G Block Mumbai 400 001 Bandra-Kurla Complex Bandra (East), Mumbai 400 051 Dear Sir/ Madam, Sub.: P
Slide 2: ICICI Bank: Key highlights
ICICI Bank: Key highlights Annual General Meeting August 30, 2022
Slide 3: Forward-looking statements disclaimer
Certain statements in this release relating to a future period of time (including inter alia concerning our future business plans or growth prospects) are forward-looking statements intended to qualify for the 'safe harbor' under applicable securities laws including the US Private Securities Litigat
Slide 4: FY2022 performance review (1/5)
FY2022 performance review (1/5) Continued to grow the core operating profit 1 in a risk-calibrated and granular manner Core operating profit (` billion) Profit after tax (` billion) Y-o-Y 5.7% 16.9% 22.3% 16.5% 21.5% growth 1. Profit before provisions and taxes, excluding treasury income 3
Slide 5: FY2022 performance review (2/5)
FY2022 performance review (2/5) Further enhanced the deposit franchise Total deposits (` billion) Increase in average CASA deposits (` billion) Y-o-Y 14.5% 16.4% 18.1% 21.0% 14.2% growth Term deposits grew by 9.0% y-o-y at Mar 31, 2022 Average CASA deposits grew by 25.5% y-o-y in FY2022 4
Slide 6: FY2022 performance review (3/5)
FY2022 performance review (3/5) Healthy loan growth across retail, business banking and SME portfolios Y-o-Y growth at March 31, 2022 (` billion) Overseas 9.8% Domestic 9.7% Corporate SME 33.6% Business 43.2% banking Domestic loans Rural 6.5% Retail 19.7% Y-o-Y growth of domestic loans 15.1% 16.9% 1
Slide 7: FY2022 performance review (4/5)
FY2022 performance review (4/5) Continued improvement in asset quality Net NPAs1 Net NPA ratio1 Provision coverage ratio (` billion) • Total fund based outstanding to all standard borrowers under resolution was ₹ 82.67 billion (~1.0% of advances) at Mar 31, 2022; the Bank holds provisions of ₹ 25.30
Slide 8: FY2022 performance review (5/5)
FY2022 performance review (5/5) Maintained a strong capital position Raised ` 150.00 billion capital in FY2021 7
Slide 9: iMobile Pay: Universal Super App
iMobile Pay : Universal Super App iMobile Pay Payment Savings Borrow Spend 3.0 Pay2Self Deposits & UPI Bill Loans, Personal Offers & Scan2Pay Recurring Payment & Cards & Finance Shopping Pay2Contact Mandate Recharge Pay Later Mgmt. One App for All Banks | Seamless Journeys | Hyper Personalization iM
Slide 10: InstaBIZ: Universal app for small business
InstaBIZ: Universal app for small business Key features Key metrics Michael Mishra 9966332888 m.mishra@abc Forex Transaction Merchant Tax & solutions Compliance 1 mn + active users4 PA1 Servicing InstaOD 71% y-o-y growth5 in value of financial 2.0 Trade InstaOD+ Emerge transactions Insta CA Merchant
Slide 11: Digital value creation across corporate ecosystem
Digital value creation across corporate ecosystem Capital Market ICICI STACK for Ecosystem corporates End-to-end blockchain Enabling seamless onboarding One stop solution for all solution for domestic trade and transaction for investors trade needs Electronic Bill of Corporate API Lading(e-BL) suite
Slide 12: Key highlights for Q1-2023
Key highlights for Q1-2023 • Provision coverage on NPAs was 79.6% and net NPA ratio was 0.70% at June 30, 2022 • Contingency provision of ` 85.00 billion (0.9% of advances) held at June 30, 2022 1. Includes profits for Q1-2023 2. Common Equity Tier 1 11
Slide 13: Environment, Social and Governance (ESG) at ICICI Bank
Environment, Social and Governance (ESG) at ICICI Bank Environment Social Governance Climate Risk Management The Board approved Framework adopted to assess Skill training for ESG Policy; ESG impact of climate change on 765,000+ individuals governance included own operations and business within the s
Slide 14: Thank you
ICICI Bank Thank you