Alrayan Bank · QSE:MARK
Alrayan Bank — Q3 2019 Earnings Presentation
27 slides from Alrayan Bank's earnings presentation, 2019
Slide 1: (.G.€.0.08) Ghyll Cd pera _eatival) Ayia pall Sam gall Atal) lll
(.G.€.0.08) Ghyll Cd pera 3 _eatival) Ayia pall Sam gall Atal) lll YuN 4 acti he
Slide 2: (4B E.e. 8) OLN Gi rene
(4B E.e. 8) OLN Gi rene Byrcstdal) la yall Sam gall Aha csbtLaall TeV4 uta Ye Laincall Cal ginal - inal) Cibslocad) gbinad deal pall it B petidall dala yall dae gall Alba) GGL! ’ call as yall lla 5S pall ly y eda pall a yall Dall oly r ch pal an all A Sal 3 gia G8 OH stl ole é cla pal an gall Ati a
Slide 3: Auditor's review report
lal gyh- 93 wilcugla oe 1 3S pi — ppl util aL ne Senet td oes =| ual lade of Pi reeiey ghd ~angall FAVE LETENNIY: catle FAVE BELYYATS atl www.deloltte.com HAA OS RN2: VN V/WS/FYY Ye Sitacall fuel shoal fasta yt Oye final S10Y) Cuan slate) Saludl (3.2-p.u8) hall Ud wore Jal - dayall Rashad aly 3) Aa
Slide 4: Statement of financial position
GhE.p8) Gh eh yaae a yal gla yall lal 8 yl) oly op pa Sly sll Ved uaa Me gd LS aie Pe egg PY seals Pe Vets Yoda yo1¢ Gaal) (4a) Fpl ilalicey! Haya yall VAP TAL Tre VUsh 4 YSU YA (FSi pled a pace gl Bue hy ad YyeVAyae 1,01Y,A1e £,¥04, 404 fh gh) (ye tos glee VEsETN,4V4 VY ,O10,YA% VO,oNVAra A Sg ye C
Slide 5: ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) / ( ) / ( ) ( ) ( )
Slide 6: ( ) ( ) -- ( ) -- -- ( ) -- -- --
( ) ( ) -- ( ) -- -- ( ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- ( ) -- ( ) ( ) -- -- -- -- -- -- ( ) ( ) -- -- -- -- -- -- -- -- ( ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --
Slide 7: ( ) ( ) ( ) ( ) -- ( ) ( ) (
( ) ( ) ( ) ( ) -- ( ) ( ) ( ) ( ) ( ) ( ) -- ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) -- ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) -- ( )
Slide 8: Notes to the financial statements
(.h.E-e.0%) Cll i pera Bpeatdall Ala pall dam yall ALal SUL J ga Gilly! og ped Jy all YONA jects Te a Augie yeti deal sal cot) LGN g (i gill ata gl! sil Gap gay ale dy hd Aaa line AS ES phi Alyy A Ye el 6 gh (MAM I MG ened) (€.G. 0.08) Gly! a pues Gayl 6 hy NM Ga gay Ve VO ALS (VN) ly cg pbaill Ay a
Slide 9: Notes to the financial statements
(-GE-e.) Ol! Gi wera 3 peesicall Aula yall Bae gall Aula! Cilall J ga Ciba! oki JL ill YON jactnas To ob Aagiiall jgl Aeacill 3 sil (Aad) acy! lui bal Gulu ( FUMaN Aagilly Sal aktina| Aan call Aallall oof labs yl ae Lad Aghy iN) AalSal fapel tid ys pucotnell Aa pall dam gall Alba! GULull alae) ai e
Slide 10: ECL
(-GE-e.) Ol! Gi wera 3 peesicall Aula yall Bae gall Aula! Cilall J ga Ciba! oki JL ill YON jactnas To ob Aagiiall jgl Aeacill 3 sil (ECL) 428 giat) Aya) itt} Vo VA sig V Cpe Blais (Te) by lalla focal Seal Guslaill Le yasvall Cull ecg JS pall ghd cp prone id cys Giylae op LS Clo ga gall Ay sida asl)
Slide 11: ECL
ECL -- -- -- -- -- -- -- -- ( ) ( ) ( ) ( ) ( ) -- -- ( ) -- -- -- -- ( ) ( ) ( ) ( ) -- -- -- -- -- ( ) -- -- ( ) -- -- ( ) -- ( ) / ( ) -- -- ( ) ( ) ( ) ( ) ( ) -- ( ) ( ) -- ( ) ( ) ( ) ( ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --
Slide 12: ECL
ECL -- -- -- -- - - - - ( ) ( ) ( ) - - - - - - ( ) ( ) - - - - - - ( ) -- ( ) / ( ) -- ( ) ( ) -- ( ) ( ) -- ( ) ( ) ( ) ( ) ( ) -- -- -- --
Slide 13: ECL
(..€.e.0%) Gl! were peel) Ll yall Sun yall Lalla CobiLall J ga Chat! og shi SL ill YONA jects Fe gd Asgiiall jgutl Aaccll 5 ial (Act) (ECL) ded sia 4uety) lua) CLAY Base anti (¢) o(Lgboleg Le si) p95 ANS 5 apices Janel Ud gy pala Stall Sle) Gpineall Jaen gyasty lilt ali TIS Ghia 25 Ae geal Auit jal
Slide 14: Notes to the financial statements
(BE-a 8) Ob Gh pene Bpeidell Aula poll Sam yell Agia) GbLall J ye GleLey| ph Shy Call VeVA judas To oA agiball jeutl Aeasill sg (Ast) Alay baal 5 Ja) (Ae) Agha Cal go) att Fyudlly alata) jlaul giag ye sla preg gus bel aR ed TATU ON RUE E TINIE aati Cull slash UUslel) Lal de geoall aaa is SY) AL Gh Y
Slide 15: ECL
ECL -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --
Slide 16: -- -- -- -- -- -- -- -- -- -- -- -- -- --
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --
Slide 17: -- -- -- -- ( ) -- -- -- -- -- -- -- --
-- -- -- -- ( ) -- -- -- -- -- -- -- -- -- -- ( ) -- ( ) )/ ( -- ( ) ( ) -- -- -- -- -- --
Slide 18: -- -- -- -- ( ) ( ) -- -- -- -- -- --
-- -- -- -- ( ) ( ) -- -- -- -- -- -- -- -- -- ( ) -- ( ) -- ( ) ( ) -- ( ) ( ) -- ( ) -- -- -- -- ( ) -- -- ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
Slide 19: Notes to the financial statements
(B.E.e.c8) Chl Gee Bpeeidall Ayla yall Ba gall Abell Gaba J ga CilsLeay! og dbs Jy il YoV4 jects Te a Aagtiall ygdl Aeacill 3 yal di gei Gla ga ga Egil Que AT ao ChE Me seal Gay Aad GS Garedes Ue pill ig gine Claus cle 31" MEANY ETN G rate ne Pe 8 a pall NI ee pil cells 8 etl Ly gall Gila gm gal lca
Slide 20: ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) -- ( ) ( ) ( ) ( )
Slide 21: Notes to the financial statements
(B.E.e.08) Oy! a pene Besicall dale pall Bam gall Aallall Ciiall Spa cbslica| og dbs Jy il VON jects Fe gd Aagitall etl Aaacill s_yial ghia digei 14 ALN A sSuel eali ys Gist Qual Gy gl glacls 4c geal Cul fos pes Gay! a gi ple ddudlt rial! ala OY sally seth ADH gad as abs sin %HIVO + Ss wl ud Ye gle
Slide 22: Notes to the financial statements
(GE. 04) CLIN Ci we 3 petal) dala yall Sas gall Aallall GibLull J gs lab! gobi J) Gli YoV4 jects To Cd Aagiiall jel deal s ial Atal Ggia Vt dtl cul (I) plata Pe pew) FY padi Me rela relA red (isL+) (iii) (tes) 4c peal) Vj Ove,een Vi Ovesees Vi Ovesene a M cg jh8 Sy ) ails ager VOrspereyees ch badle
Slide 23: / ( ) ( ) ( ) ( ) ( ) ( ) (
/ ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) -- ( ) -- ( ) --
Slide 24: Notes to the financial statements
ok Jay ll (GE. 04) CLIN Ch wena 3 petal) dala yall Sas gall Aallall GibLull J gs lab! VoVA jects To gd dagtiall etl deucll 5 idl (At) Atal a gin THY Claas Baad Ye VA) g shaall Dal Gaby Gye YY + Aud Asi cll ish le Ape geal) Apreall cull V4 ud Yo A (SK hy Ugale 1,004 flee TVA) GobEky Cpl Vo 8+ lees (E
Slide 25: Notes to the financial statements
(GE. 04) CLIN Ch wena 3 petal) dala yall Sas gall Aallall GibLull J gs lab! os 988 ly Lal VoVA jects To gd Aagtiall yeah Zeal 6 8 pgeall (gle CddRal y ulus!) riled BFA JS Laila Ayalel agen ea yall srell Laas gin gle 8 yidll ery giles Lauds pguall olay! Glatball Guia cok Ligticl pguil Lesa & yi sis F
Slide 26: Notes to the financial statements
(GE. 04) CLIN Ch wena 3 petal) dala yall Sas gall Aallall GibLull J gs lab! tad ly Gl VoVA jects To gd Aagtiall yeah Zeal 6 8 AGdaN GN BY) 44 petal) Ayla pall Baa gall Jal gly ag (G) pais Po diptiall sesil deseill 5 sis Yet red (aly) (42314) £4,794 ov, vor Duell — Gla) Aulus Glace! 4She gsi le ailal
Slide 27: Notes to the financial statements
(GE.e.08) CLM Ch ena 3 peridall dala pall Sas gall Aallall Gbbull Jy lst! Jad ty ill VoVA jude To gd dagtiall etl deal ssid] (Aci) Slat Gul) Aglis Ayu ¥ Jul ai lea! OLY! Gils Gaus dud day yt SLi) siale sTedeiell Gulp cllea! all uni Apa da AUIS y ale! ita) ots aulatill Lal oll SL Gal BSN Ge all sly G