5paisa Capital Ltd. · NSE:5PAISA

5paisa Capital — Q3 FY2023 Earnings Presentation

21 slides from 5paisa Capital's earnings presentation, Jan 11, 2023

  1. Slide 1: Cover letter to stock exchanges

    January 11, 2023 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Exchange Plaza, 5 Floor, Plot C/1, G Block, Dalal Street, Bandra ‐ Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 Tel

  2. Slide 2: Investor Presentation Quarter Ended Dec 22

    INVESTOR PRESENTATION QUARTER ENDED DEC 22

  3. Slide 3: Glimpse of Q3FY23

    GLIMPSE OF Q3FY23

  4. Slide 4: Highlights of the quarter – Q3FY23

    Highlights of the quarter – Q3FY23 3.35+ Mn 110.17+ Mn ₹ 2802+ Mn Customer Base Avg. Client Profit after tax funding book 5% 2.5% Q-O-Q 14% Q-O-Q ₹ 2.05+ Trn 14.55+ Mn Exchange Turnover App User Base 21% Q-O-Q 5% Customer base and App user base growth compared between 31st Dec 22 Vs 30th Sep 22

  5. Slide 5: Business Number at a Glance

    BUSINESS NUMBER AT A GLANCE 4

  6. Slide 6: Growth in ADTO, Customers and Revenue

    GROWTH IN ADTO,CUSTOMERS AND REVENUE Avg. Daily Turnover – Total (in Cr) Customers & Revenue Growth 2,50,000 Revenue (INR Mn) 3354 3191 Total customers ('000s) 2968 2,05,904 2739 2,00,000 1,69,903 2379 1974 1,50,000 1,36,022 1,20,598 1631 98,374 1353 1,00,000 80,878 52,898 57,730 50,000 499 609 685

  7. Slide 7: Client Acquisition and CAC

    CLIENT ACQUISITION AND CAC Client Acquisition CAC (in INR) 4,05,210 895 3,59,817 781 769 768 1,90,725 251 261 214 196 574 525 2,28,544 2,23,234 220 269 1,62,498 644 520 555 572 354 256 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 CAC - Marketing CAC - Other Ope

  8. Slide 8: Client Funding Book Spread Over Wide Customer Base

    CLIENT FUNDING BOOK SPREAD OVER WIDE CUSTOMER BASE Avg Client Funding Book Size Low Per Client Exposure Client Funding Book (in Millions) (In INR) Segmentation (% age of client using the facility) 3,167 Less than 50K 50K to 1Lac More than 1Lac 2,802 35,944 2,462 30,962 26,406 3% 3% 4% 1% 1% 2% 96% 9

  9. Slide 9: With Improving DIY Acquisitions and Margins

    WITH IMPROVING DIY ACQUISITIONS AND MARGINS STP - Acquisitions Gross margin (%) 90% 100% 85% 84% 90% 78% 80% 90% 80% 84% 80% 76% 70% 64% 68% 70% 60% 61% 61% 51% 60% 50% 50% 40% 40% 30% 30% 20% 20% 10% 10% 0% 0% Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Note:

  10. Slide 10: Financial Number

    FINANCIAL NUMBER 9

  11. Slide 11: Revenue Mix & Client Funding

    REVENUE MIX & CLIENT FUNDING REVENUE MIX (In MN) AVERAGE CLIENT FUNDING BOOK (In MN) 686 802 883 841 802 838 4000 3615 100% 3500 19% 17% 16% 17% 17% 19% 3230 3167 90% 3000 2930 80% 6% 6% 6% 7% 2802 7% 7% 70% 2460 2500 60% 37% 36% 32% 35% 38% 32% 2000 50% 40% 1500 30% 44% 42% 1000 20% 39% 39% 41% 41%

  12. Slide 12: EBDTA & Profit Growth Trend

    EBDTA & PROFIT GROWTH TREND EBTDA (In Mn) & MARGIN (%) PROFIT AFTER TAX (In Mn) 180 25% 120 169 110 162 107 160 100 140 20% 20% 20% 122 120 80 15% 74 100 14% 80 75 60 10% 9% 60 44 40 40 30 5% 4% 22 20 3% 20 14 0 0% 7 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 EBITDA EBTDA Margin % 0 Q2FY22 Q3FY22 Q4F

  13. Slide 13: Consolidated Profit & Loss for Quarter Ended December 2022

    CONSOLIDATED PROFIT & LOSS FOR QUARTER ENDED DECEMBER 2022 Quarter Ended Quarterly Variances INR Million Q3FY23 Q2FY23 Q3FY22 Q-o-Q Y-o-Y A. Income From Operations Brokerage Income 346 355 310 -2% 12% Allied Broking Income 275 253 309 9% -11% Cross Sales Income 58 52 49 12% 20% P2P Loan Commission 0

  14. Slide 14: Consolidated Profit & Loss for Nine Months Ended December 22

    CONSOLIDATED PROFIT & LOSS FOR NINE MONTHS ENDED DECEMBER 2022 Nine Months Nine Months Ended INR Million ended Variances December 31,2022 December 31,2021 Y-o-Y A. Income From Operations Brokerage Income 1047 831 26% Allied Broking Income 826 748 10% Cross Sales Income 162 160 1% P2P Loan Commission

  15. Slide 15: Our Team

    OUR TEAM 14

  16. Slide 16: Board of Directors

    BOARD OF DIRECTORS DR. ARCHANA NIRANJAN MR. PRAKARSH GAGDANI MR. RAVINDRA GARIKIPATI HINGORANI Whole-Time Director and Independent Director Chairperson Chief Executive Officer MR. MILIN MEHTA MS. NIRALI SANGHI MR. GOURAV MUNJAL Independent Director Independent Director Whole Time Director and Chief

  17. Slide 17: Core Management Team

    CORE MANAGEMENT TEAM MR. ANKIT FITKARIWALA MR. R. BALAJI Chief Business Officer and Chief Technology Head of Products Officer MR. MEHUL JAIN MS. NAMITA GODBOLE MR. MAYUR DEDHIA Product Head, Trading Company Secretary and Business Head, Broking Compliance Officer 16

  18. Slide 18: Awards & Others

    AWARDS & OTHERS 17

  19. Slide 19: Certified – Great Place to Work

    CERTIFIED – GREAT PLACE TO WORK 18

  20. Slide 20: Awards

    AWARDS The Great Indian BFSI CEO of The The Great Indian BFSI fastest Year – Prakarsh Gagdani growing company of the year NAYA BHARAT BUSINESS CONCLAVE 2022 For Excellence in Online Share Won Silver Trading Digixx Awards 2022 19

  21. Slide 21: Thank You

    THANK YOU

5paisa Capital — Q3 FY2023 Earnings Presentation on 6ix