Heartland Group Holdings Ltd. · NZX:HGH
Heartland — Fact Sheet (2026)
7 slides from Heartland's fact sheet, 2026
Slide 1: 1H2026 Company Factsheet
1H2026 Company Factsheet Heartland Group Holdings Limited (Heartland Group) is the parent company of an Australasian financial services group which provides specialist banking products to New Zealanders and Australians. Heartland Group is listed on the NZX Main Board and the ASX under a Foreign Exem
Slide 2: About Heartland
About Heartland Heartland is an Australasian financial services group comprising NZX/ ASX-listed parent company Heartland Group, with Heartland Bank Limited (Heartland Bank) in New Zealand, and Heartland Bank Australia Limited (Heartland Bank Australia). The Banking Group¹ is focused on providing sp
Slide 3: 1H2026 results at a glance
1H2026 results at a glance Reported Net profit after tax 1H 2H 1H $ 48.8m 95.1 95.9 FY2026 74.5 47.6 47.2 36.9 $ 3.6m $m 1H 38.8 48.8 FY2025 47.5 48.7 35.2 37.6 3.6 FY22 FY23 FY24 FY25 FY26 Return on equity Net interest margin 7.7 % 3.92% 1H 1H FY2026 FY2026 Underlying ROE 7.3% Underlying NIM 3.92%
Slide 4: Results at a glance: dividend, EPS and funding & capital
1H2026 results at a glance Interim dividend Earnings p er share 3.5 cps 5.2cps 1H 1H FY2026 FY2026 Underlying EPS 4.9cps 2.0 cps 0.4 cps 1H 1H FY2025 FY2025 Underlying EPS 1.1cps Funding & capital The Banking Group is well capitalised with strong access to retail deposits to fund future growth expec
Slide 5: Our business: our lending
Our business Our lending¹ Unsecured Lending $49m (1.1%) NZ Banking NSAs⁶ $158m Total core $4.25b (3.5%) Rural⁴ Total non-core $207m $578m (13.0%) TOTAL $4.46b Motor Finance² Non-core Lending $1,653m $207m (4.6%) (37.1%) NZ Business Finance³ $690m (15.5%) Core Lending $4.25b (95.4%) Reverse Mortgages
Slide 6: Our people
Our people Employee break down by entity¹ New Zealand 498 Australia 123 Total employee count 621 Directors Management Heartland Group Heartland Group Greg Tomlinson Andrew Dixson Chair and Non-Independent Chief Executive Officer Non-Executive Director Michael Jonas John Harvey Chief Strategy Officer
Slide 7: Share information
Share information NZX/ASX code HGH 1 February 2011 (HBL), First listed on the NZX 1 November 2018 (HGH) First listed on the ASX 1 November 2018 (HGH) Share price at 28 February 2026 $1.29 Shares on issue at 28 February 2026 (000) 942,543 Market capitalisation at 28 February 2026 ($m) $1,215,881 Aver