Slide 1: Loan Portfolio Disclosures as of June 30, 2025
1 Loan Portfolio Disclosures AS OF JUNE 30, 2025 Exhibit 99.2
Slide 2: Loan Portfolio Composition and Allowance for Credit Losses Trend
2 Portfolio Segment Outstanding Classified Allowance Commercial (incl. Leases) $1,243 $25 0.76% Commercial Real Estate Investor $1,119 $15 1.51% Commercial Real Estate Owner Occ. $652 $51 1.19% Construction $252 $2 1.14% Residential Real Estate $272 $3 0.92% Multifamily $334 $1 0.51% HELOC $111 $1 1
Slide 3: Criticized Loans and OREO
3 Criticized Loans (in millions) 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 7.00% 8.00% $- $50 $100 $150 $200 $250 $300 $350 9/30/21 12/31/21 3/31/22 6/30/22 9/30/22 12/31/22 3/31/23 6/30/23 9/30/23 12/31/23 3/31/24 6/30/24 9/30/24 12/31/24 3/31/25 6/30/25 Office CRE Healthcare Other Criticized Loans
Slide 4: Loan Portfolio Composition by Origination and Fixed-Rate CRE Maturities
4 Loan Portfolio Composition by Origination (in millions) Maturity of Fixed-Rate CRE loans by quarter (in millions) Purchased Portfolio Segment Outstanding SNC Classified Multifamily $72 - - Construction $68 - $7 Manufacturing C&I $66 - - Industrial CRE $37 $28 - Office CRE $29 - $2 Mixed Use CRE $1
Slide 5: Commercial Real Estate Investor Portfolio Composition
5 Property Type Outstanding LTV Classified Allowance Retail $312 55% - 1.07% Industrial $271 53% - 1.07% Office (1) $202 61% $2 3.24% Senior Living $68 54% $13 1.74% Hotel $67 52% - 1.30% Parking Garage $65 50% - 0.94% Mixed-Use $48 61% - 1.00% Gas Station/ Convenience $46 51% - 0.96% Other (under $
Slide 6: Commercial Real Estate Owner-Occupied Portfolio Composition
6 Industry Outstanding Classified Allowance Health Care, Social Services $248 $38 2.35% Other Services $71 $5 0.49% Retail Trade $60 - 0.24% Manufacturing $56 $4 0.97% Real Estate, Leasing $49 - 0.29% Wholesale Trade $29 - 0.21% Arts, Entertainment $25 - 0.71% Accommodation, Food Service $21 $1 1.74
Slide 7: Commercial (including Leases) Portfolio Composition
7 Commercial & Industrial Outstanding Classified Manufacturing $427 $16 Construction $154 $1 Professional $122 - Transportation $113 $1 Administrative, Waste Service $80 $2 Wholesale Trade $56 $5 Health Care, Social Services $62 - Real Estate, Leasing $48 - Finance, Insurance $55 - Agriculture, Fore
Slide 8: Net Charge-offs (Recoveries)
8 Net Charge-offs (Recoveries) (in thousands) Portfolio 9/30/2024 (Q) 12/31/2024 (Q) 3/31/2025 (Q) 6/30/2025 (Q) 6/30/2025 (TTM) NCO(R) % Commercial (incl. Leases) $36 $8,583 $3,507 $1,090 $13,216 1.06% Commercial Real Estate Investor ($149) ($173) ($14) ($14) ($350) (0.03%) Commercial Real Estate O