Slide 1: Investors Briefing
Investors Briefing MCB Bank's Financial Performance For the First Half Ended June 30, 2011 Presented by: Investor Relations, MCB Bank Limited July 27, 2011 (Principal Office)
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation contains certain “forward looking statements.” T
Slide 3: Please Note
Please Note Certain prior period financial numbers have been restated to conform to current period results presentation All numbers are presented on the basis of unconsolidated financial results basis, unless stated otherwise The figures are presented in millions, rounded, and as percentages, unless
Slide 4: Statement of Financial Position
Statement of Financial Position Rs. in Mlns Unconsolidated Consolidated 1H 11 YE 10 % 1H 11 Mix YE 10 Mix % Cash & Balances with T.Banks 47,228 45,407 4% 47,228 7% 45,407 8% 4% Balances with other Banks 1,578 1,479 7% 1,685 0.3% 1,552 0.3% 9% Lendings to Financial Institutions 8,849 4,402 101% 8,849
Slide 5: Advances
Advances Rs. in Blns JUNE DEC JUNE +/- % Var. % 2011 2010 2010 Advances (gross) 282 274 8 3% 263 18 7% Commercial 51 54 (4) -7% 41 10 23% Corporate 188 178 10 6% 178 10 6% Consumer 14 16 (2) -14% 18 (4) -24% Business Sarmaya 5 6 (1) -18% 6 (1) -22% Islamic 6 4 3 71% 3 3 90% Overseas 12 9 2 22% 9 2 2
Slide 6: Investments
Investments Rs. in Mlns 1H 2011 YE 2010 +/- % Treasury Bills 225,003 189,111 35,892 19% Pakistan Investment Bonds 15,116 6,936 8,180 118% TFCs, Debentures, Bonds COIs and PTCs 5,987 5,772 215 4% Other Government Securities 1,463 1,447 16 1% Shares in Listed and Unlisted Co.s 9,134 7,393 1,741 24% Su
Slide 7: Deposits
Deposits Rs. in Mlns 1H 11 Q1 11 Q4 10 Q3 10 Q2 10 Q1 10 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits 496,206 462,301 431,372 422,272 419,270 391,565 Current deposits 37% 35% 35% 36% 35% 135,125 35% 181,364 163,911 151,155 150,507 148,041 Savings deposits 45% 47% 46% 46
Slide 8: Profit and Loss Summary
Profit and Loss Summary Rs. in Mlns Standalone Half Yearly Consolidated Half Yearly 1H 11 1H 10 +/- % 1H 11 1H 10 +/- % Mark-up Income 32,842 26,396 24% 32,864 26,400 24% Mark-up Expense 10,615 8,699 22% 10,616 8,698 22% Net Mark-up Income 22,227 17,697 26% 22,248 17,701 26% Non Interest Income 4,15
Slide 9: Highest Quarterly Profit (PBT) reported in the history of MCB Bank Limited
Highest Quarterly Profit (PBT) reported in the history of MCB Bank Limited Rs. in Mlns Q2 2011 Q1 2011 4Q 2010 3Q 2010 2Q 2010 1Q 2010 Net Mark-up Income 11,304 10,923 9,852 9,285 8,965 8,732 Non Interest Income 2,145 2,008 1,674 1,600 1,591 1,400 Total Income 13,449 12,931 11,527 10,885 10,556 10,1
Slide 10: Income Composition
Income Composition Rs. in Mlns Markup Income and Expense = NIM 1H 11 1H 10 +/- % MARK-UP EARNED 32,842 26,396 6,446 24% On Loans and advances 17,670 16,692 978 6% On investments 14,587 8,951 5,637 63% On deposits with financial institutions 28 7 20 280% On securities purchased under resale agreement
Slide 11: Administrative Expenses
Administrative Expenses Rs. in Mlns June +/- 2011 2010 Amount % Personnel expenses Salaries and allowances 3,123 2,739 384 14% Bonus 527 359 169 47% Outsource staff costs 382 432 (51) -12% Contributions to defined contribution plan - provident fund 88 78 10 13% Post retirement medical benefits 92 68
Slide 12: Key Financial Ratios
Key Financial Ratios Rs. in Mlns Book Value (per share) 89.71 86.02 82.73 100 80.22 77.43 75.10 90 73.04 80 June Mar Dec Sep June March Dec 70 60 2011 2011 2010 2010 2010 2010 2009 50 40 30 20 10 0 June Mar Dec Sep June March Dec 2011 2011 2010 2010 2010 2010 2009 Book Value per share** 89.71 86.02
Slide 13: Thankyou
Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk