PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — Q1 2016 Earnings Presentation
33 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2016
Slide 1: Maybank Indonesia 1Q 2016 Results
Maybank Indonesia 1Q 2016 Results
Slide 2: Table of Contents
Table of Contents Maybank Indonesia in Brief Summary of 1Q 2016 Results Financial Performance Strategy & Target Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 2
Slide 3: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 4: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp160.5 Trillion Total Equity : Rp17.8 Trillion Market Capitalisation : Rp11.0 Trillion Position in Indonesia : Rank #10 in terms of Assets (as of March 2016) Rank #10 in terms of Loans Rank # 9 in terms of Deposits 456* (Maybank Indonesia) #
Slide 5: Company Rating and Shareholding
Company Rating and Shareholding Company Rating Shareholders National Long-Term Rating AAA(idn), Outlook Stable PUBLIC 78.98% National Short-Term Rating F1+(idn) 21.02% Long Term Issuer Default Rating BBB, Outlook Stable Short Term Issuer Default Rating F3 Viability Rating bb Support Rating 2 Senior
Slide 6: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Commissioner Maybank Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Commissioner Independent Commissioner Independent Com
Slide 7: Board of Directors
Board of Directors Jenny Wiriyanto Eri Budiono Henky Sulistyo Director Director Director Taswin Zakaria President Director Ghazali M. Rasad Thilagavathy Nadason Dhien Tjahajani Irvandi Ferizal Director Director Director Director Page 7
Slide 8: Building A Strong Network Footprint and Presence to Serve the Communities across Indonesia
Building A Strong Network Footprint and Presence to Serve the Communities across Indonesia 417 Conventional 1 Micro Branch & 9 Regional Offices 9 Shariah Branches 2 Overseas Branches Branches 57 Micro Banking Services 26 Premier Wealth Center 1,610 ATM & CDM ; Access > 20.000 ATM 17 Mobil Kas Kelili
Slide 9: Integrated One Stop Financial Services Provider
Integrated One Stop Financial Services Provider Global Banking Community Financial Services (CFS) Providing banking and payment Providing banking and payment Providing banking and payment Objective solution to large local corporates solution to mid corporates, solution to the retail customers and St
Slide 10: Summary of 1Q 2016 Results
Summary of 1Q 2016 Results (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated)
Slide 11: Summary of 1Q 2016 Results
Summary of 1Q 2016 Results • PATAMI increased 73.7% to Rp444 billion in 1Q 2016 from Rp256 billion in same quarter one year earlier driven by sustainable revenue and continuous cost management efforts with positive JAWS. Profit • Higher returns driven by increased profitability. Return on Asset (ROA
Slide 12: Financial Performance
Financial Performance
Slide 13: Income Statement – Consolidated
Income Statement – Consolidated Profit and returns are substantially improved Rp Billion Mar-16 Mar-15 YoY a b (a/b)-1 Interest Income 3,657 3,435 6.5% Interest Expense (1,931) (1,849) 4.5% Net Interest Income 1,726 1,586 8.8% Non Interest Income 687 621 10.7% Gross Operating Income 2,413 2,207 9.3%
Slide 14: Balance Sheet – Consolidated
Balance Sheet – Consolidated Modest loan growth while liquidity position remains strong Rp Billion Mar-16 Mar-15 YoY a b (a/b)-1 Loans 112,869 107,649 4.8% Other Earning Assets 29,422 23,191 26.9% Other Assets 18,219 18,644 -2.3% Total Assets 160,511 149,484 7.4% Deposits from Customer 114,771 105,0
Slide 15: Financial Ratios
Financial Ratios Improvement in Key Financial Ratio. Strong effort in managing NPL accounts. Key Operating Ratio Mar-16 Mar-15 Key Operating Ratio Mar-16 Mar-15 Consolidated a b (a-b) Bank Only a b (a-b) Profitability Profitability Return On Assets 1.50% 0.94% 0.56% Return On Assets 1.35% 0.72% 0.63
Slide 16: Loans
Loans Continued loan growth in key customer segment LFR & Total Loans Rp Trillion Loan Portfolio Breakdown in CFS Rp Trillion 46.3 45.9 45.2 45.0 Δ YoY : 4.8% Δ QoQ : 0.3% 107.6 108.5 111.5 112.5 112.9 42.1 41.6 Mar-15 Dec-15 Mar-16 RSME & BB Consumer Finance Loans Composition by Business Segment Lo
Slide 17: Asset Quality
Asset Quality The Bank remains cautious over loan quality as businesses are still impacted by the current economic slow down Asset Quality – Maybank Indonesia (consolidated) Asset Quality – Maybank Finance 4.62% 4.65% 3.83% 3.82% 3.59% 0.45% 3.48% 4.21% 0.37% 0.35% 0.33% 0.24% 3.12% 3.67% 3.72% 2.80
Slide 18: Customer Deposits
Customer Deposits Robust funding position with total customer deposits grew by 9.3% (YoY). LDR (bank only) stood at a healthy level of 87.6% The Bank‟s continuous upgrade on its cash management system, strong financial supply chain solutions, and its electronic channels which include (internet based
Slide 19: Capital Adequacy Ratio at 16.10% in Mar 16
Capital Stronger capital position with Capital Adequacy Ratio (CAR) at 16.10% in Mar 16 with total capital of Rp19.7 trillion • Capital Adequacy Ratio (CAR) – consolidated as per March 2016 was 16.10% • Total Capital increased to Rp19.7 trillion in Mar 16 from Rp18.3 trillion in the previous corresp
Slide 20: Shariah Banking
Shariah Banking Continued to record another strong performance in the first three months of 2016 Shariah First strategy deliver promising results: Financing increased by 25% (YoY) to Rp9.3 trillion Customer Deposits increased by 70% (YoY) to Rp7.8 trilion Assets increased by 97% (YoY) to Rp16.
Slide 21: Maybank Finance
Maybank Finance Profit before tax reached Rp66.8 billion in 1Q 2016. Asset quality remained solid with gross NPL only at 0.5% and net NPL at 0.4%. Revenue and Profit Before Tax Consumer Financing IDR billion IDR billion 220 211 4,032 3,794 103 67 Mar-15 Mar-16 Mar-15 Mar-16 Revenue Profit Before Tax
Slide 22: WOM Finance
WOM Finance Profit before tax reached Rp26.4 billion in 1Q 2016. WOM remains focused on the implementation of prudent risk management practice to ensure sound asset quality. Revenue and Profit Before Tax Consumer Financing IDR billion IDR billion 458 4,443 417 4,004 26 1 Mar-15 Mar-16 Mar-15 Mar-16
Slide 23: Strategy and Target
Strategy and Target
Slide 24: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia Global Banking Consumer Financial Services (CFS) Shariah Banking MKE MSI MAM WOMF MIF Community Distribution Compliance Human Capital Operations & IT Risk Finance MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management M
Slide 25: Strategic Direction
Strategic Direction 2016 strategic focus which will be implemented to achieve sustainable business growth FY2016 STRATEGIC PRIORITIES Deepening Indonesia Regional Transformation 1 (IRT) Implementation to boost regional penetration & productivity improvement STRATEGIC Loan growth with Capital Efficie
Slide 26: FY2016 Strategic Priorities
FY2016 Strategic Priorities “To be a leading financial services provider in Indonesia” Strengthening our synergy with other Maybank entities in Indonesia will be one of our key differentiators for 2016. Page 26
Slide 27: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights
Slide 28: Service Quality Award
Service Quality Award “Legend Achievement” for Seven Consecutive Years Top Performers in Service Survey held by ISMS Trisakti & Infobank Magazine One of proof in our high quality services to maintain customer satisfaction Page 28
Slide 29: Our Awards in 1Q 2016
Our Awards in 1Q 2016 HR Excellence Award 2015 BEST Performance Management and BEST Rewards Management category, and also two employees of Human Capital Maybank Indonesia are selected to be the Top 10 Finalist of Indonesia Future HR Leader by LM FEUI with SWA Magazine (January 2016) Excellent Servic
Slide 30: Pillars of Corporate Responsibility Programs
Pillars of Corporate Responsibility Programs Focus Area of Maybank Indonesia CSR Program, in line with the Group Provide opportunity for better education • Focus on providing Preserve environment for scholarships to young talents from underprivileged families Better future • Support banking educatio
Slide 31: Event and CSR Highlights in 1Q 2016
Event and CSR Highlights in 1Q 2016 2 3 1 4 5 1. The Grand Launching of Maybank Indonesia, New Spirit to be Bigger, 4. Business Empowerment for Women Better, Stronger Maybank Indonesia with Asosiasi Pendamping Perempuan Usaha Kecil After obtaining approval from the regulator regarding the changing o
Slide 32: MY BANK IS MAYBANK!
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 33: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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