Commonwealth Bank Of Australia · ASX:CBA
Commonwealth Bank Of Australia — Investor Presentation (May 2006)
18 slides from Commonwealth Bank Of Australia's investor presentation, May 5, 2006
Slide 1: Strategic Direction
Strategic Direction Ralph Norris Chief Executive Officer 5 May 2006 ConmonwealthBank
Slide 2: Disclaimer
Disclaimer The material that follows is a presentation of general background information about the Bank’s activities current at the date of the presentation, 5 May 2006. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to inv
Slide 3: Agenda
Agenda Our results Our vision Our priorities Our measures ConmonwealthBank
Slide 4: Highlights
Highlights Cash NPAT Cash EPS (excl HK) 149.5cps Dividend 94c - 11% 20% Which new Bank benefits $506m 68%
Slide 5: Good half year result
Good half year result 2 14 (25) 80 LC] i io 86 $1,916 145 $2,061m Scorecard Volume Growth Interest Margin Non Int.Income Expenses Provisions Cash Banking Funds Insurance S/H WnB Cash NPAT Mgt investment Profit pre Jun 05 returns: HK Cash EPS 13% Cash EPS 132.7 149.5 Profit on sale of HK Cash NPAT De
Slide 6: Highlights - market position
Highlights - market position Home Loans NZ Lending Credit Cards Funds Mgt. ~ Aust. Retail Transaction Services (corporate) Transaction Services (commercial) Personal Lending NZ Deposits Equities Trading (CommSec) Retail Deposits Business Lending Aust.Life Insurance (total risk) LKR LR RRR KKK (1) Se
Slide 7: To be Australia's finest financial services organisation
To be Australia’s finest financial services organisation through excelling in customer service ConmonwealthBank
Slide 8: Our Vision
_ Our Vision To be Australia’s finest financial services organisation through excelling in customer service Our Customers ‘a service experience our customers appreciate ’ Our Community: respected and admired’ Conmonwealth@ank
Slide 9: Our attributes
Our attributes Committed people Customer base Distribution reach Market leading portfolio ConmonwealthBak -
Slide 10: Our priorities
Our priorities Customer service Business Banking Technology & operational excellence Trust & team spirit ConmonwealthBak -
Slide 11: Customer service
Customer service Service & Sales Customer engagement Easy to do business with Value for money ConmonwealthBank
Slide 12: Business Banking
Business Banking Extend CommSee CommBiz Expand the footprint More responsive ConmonwealthBank
Slide 13: Technology & operational excellence
Technology & operational excellence Group-wide approach to IT Leverage IT capabilities Smart sourcing “ Lean & efficient processes ConmonwealthBank
Slide 14: Trust & team spirit
Trust & team spirit Leadership & collaboration People development Safety & wellbeing Encourage community involvement ConmonwealthBank
Slide 15: Our Customers
Our Customers ai “a service experience our customers i appreciate ’ * Improvement in * Becoming the leading * Top quartile total people metrics financial services shareholder returns organisation for service Our Community: respected and admired’ * Turnaround in reputation ConmonwealthBank
Slide 16: Financial outlook
Financial outlook Industry Outlook CBA Over three years " 10-12% annual “ Profitable market share credit growth growth ® 410 bps annual NIM | 3-—4% annual productivity contraction 5 Increasing dividends ~~ 4% annual total "= Above market EPS growth expense growth
Slide 17: To be Australia's finest financial services organisation
To be Australia’s finest financial services organisation through excelling in customer service ConmonwealthBank
Slide 18: Strategic Direction
Strategic Direction Ralph Norris Chief Executive Officer 5 May 2006 ConmonwealthBank
Commonwealth Bank of Australia — Investor Presentation (May 2006) on 6ix