Slide 1: Presentation of H1 2026 Results
WARSZAWA WROCŁAW KRAKÓW POZNAŃ DOM DEVELOPMENT S.A. CAPITAL GROUP PRESENTATION OF H1 2026 RESULTS 27 AUGUST 2026
Slide 2: The First Half of 2026 at Dom Development Group
THE FIRST HALF OF 2026 AT DOM DEVELOPMENT GROUP 2 382 1 976 PLN 259 m UNIT SALES UNITS DELIVERED NET PROFIT H1 2026 +24% YoY +5% YoY +17% YoY PLN 4,4 bn NPS(1) 72 pts. PLN 432 m RECORD REVENUE POTENTIAL TO CUSTOMER SATISFACTION INDEX CASH(2) AT 30.06.2026 BE RECOGNISED IN COMING at a high level QUAR
Slide 3: H1 2026 Financial Summary
H1 2026 FINANCIAL SUMMARY REVENUE H1 2026 H1 2025 Change PLN 1,561 m PLN 1,294 m PLN+267 m +21% 31% GROSS MARGIN H1 2025: 35% NET PROFIT H1 2026 H1 2025 Change PLN 259 m PLN 246 m PLN +13 m +5% 17% NET MARGIN H1 2025: 19% GEARING NET DEBT 30.06.2026 30.06.2025 30.06.2026 20% (4)% PLN (416) m 38% ROE
Slide 4: Market Overview in H1 2026
MARKET OVERVIEW IN H1 2026 • Sales down quarter on quarter in Q2 2026 across the seven largest markets, but up year on year thanks to an improvement in household finances compared with the first half of 2025 (higher borrowing capacity and wages) • Impact of the war in the Middle East – some customer
Slide 5: Net Sales
NET SALES BEST FIRST HALF IN THE GROUP’S HISTORY No. of units Mortgage-backed transactions 80% 120 0 70% H1 H1 Change 100 0 58% 58% 58% Net sales (units) 55% 60% 2026 2025 YoY 51% Warsaw 1 081 869 24% 800 50% Tri-City* 611 499 22% 1 183 1 232 1 221 40% 1 161 600 1 000 Wroclaw 403 437 (8)% 30% 400 Kr
Slide 6: H1 2026 Sales Segmentation
H1 2026 SALES SEGMENTATION 23% OF UNITS SOLD, WORTH MORE THAN PLN 1 MILLION Segmentation value of the DOM Development Group residential sales in H1 2026 over PLN 1,000k 23% Average transaction H1 H1 Change value (PLN k) 2026 2025 YoY PLN 900-1,000k 8% Warsaw 900 872 3% PLN 800-900k 11% Tri-City 695
Slide 7: Offer
OFFER AVAILABLE STOCK ALIGNED WITH THE CURRENT PACE OF SALES, MARKET CONDITIONS AND OUR AMBITION TO SCALE UP THE BUSINESS No. of units available for sale 30.06. 30.06. Change Offer by market 2026 2025 YoY Warsaw 2 207 1 332 66% 4 694 Tri-City 1 259 1 041 21% 3 778 3 965 3 502 3 538 Wroclaw 619 753 (
Slide 8: Stock Sell-Out Period
STOCK SELL-OUT PERIOD HEALTHY STOCK-TO-SALES RATIO Stock sell-out period (in quarters) The average time to sell through available stock in the Dom Development Group is approximately 3.8 quarters – significantly shorter than the market average. 6,1 6,1 5,1 The higher figure for Warsaw reflects 4,1 4,
Slide 9: Project Launches in Q2 2026
PROJECT LAUNCHES IN Q2 2026 WARSAW 353 units 392 units New part of the city between Jeziorko 308 units Fully functional living space with Czerniakowskie and a bend in the Higher-specification development its own railway station Vistula River adjacent to a metro station 105 units 167 units Close to W
Slide 10: Project Launches in Q2 2026
PROJECT LAUNCHES IN Q2 2026 TRI-CITY 99 units in Gdansk 132 units in Gdynia Small-scale apartment buildings 97 units in Gdansk In the Chylonia district, directly next to and single-family homes with a Located in the Ujeścisko district, SKM and railway station residents’ park in Kokoszki with tram an
Slide 11: Units in Projects Under Construction
UNITS IN PROJECTS UNDER CONSTRUCTION HIGH PRE-SALES RATES ARE POSITIVE FOR CASHFLOW AND PROFIT VISIBILITY No. of units under construction 53% of units under construction are sold Units under 30.06. 30.06. Change construction 2026 2025 YoY Warsaw 4 227 3 424 23% 9 402 Tri-City 2 865 2 303 24% 8 270 8
Slide 12: Land Bank – Owned and Controlled
LAND BANK – OWNED AND CONTROLLED LAND BANK CAN SUSTAIN SALES AT CURRENT LEVEL FOR AROUND 4 YEARS IN LINE WITH LONG TERM TARGETS Number of plots in land bank 20 303 18 995 18 832 18 171 17 844 5 182 5 962 4 424 4 989 3 217 Change Land Bank Owned Controlled Total YoY Warsaw 7 409 1 242 8 651 (8)% Tri-
Slide 13: Deliveries
DELIVERIES Y/Y INCREASE IN THE NUMBER OF UNITS DELIVERED, COUPLED WITH HIGH NPS 200 0 No. of units 100 NPS* 180 0 90 160 0 75 74 80 72 71 140 0 66 70 H1 H1 Change Deliveries of units 120 0 60 2026 2025 YoY 100 0 50 Warsaw 935 497 88% 800 1 683 40 Tri-City 206 392 (47)% 600 97** 1 273 30 Wroclaw 474
Slide 14: Profit and Loss Statement
PROFIT AND LOSS STATEMENT MAINTAINING HIGH PROFITABILITY Profit and Loss Account Q2 2026 Q2 2025 Change YoY H1 2026 H1 2025 Change YoY Sales Revenues, including 599.9 552.1 8.7% 1,560.9 1,293.9 20.6% Revenue from the sale of finished goods 577.5 505.1 14.3% 1,520.6 1,217.5 24.9% Deliveries (units) 7
Slide 15: Cumulative Net Sales to Be Recognised in P&L
CUMULATIVE NET SALES TO BE RECOGNISED IN P&L (UNITS SOLD BUT NOT DELIVERED) RECORD REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS PLN m 4 000 3 500 3 000 2 500 2 000 Units sold and not transferred Value 1 500 30.06.2025 5 418 units PLN 4 065 m 1 000 30.06.2026 5 606 units of which: PLN 4 398
Slide 16: Balance Sheet
BALANCE SHEET BALANCE SHEET EXCEEDED PLN 6 BN PLN m 6 400 6 200 CASH ASSETS 30.06.2026 31.12.2025 Change 6 000 5 800 Current assets, including: 6 157 5 728 7% 5 600 SHORT-TERM LIABILITIES 5 400 DEFERRED Cash 432 522 (17)% INCOME 5 200 Incl. escrow accounts 208 253 (18)% 5 000 Inventories, including:
Slide 17: Debt Maturity Structure
DEBT MATURITY STRUCTURE ROBUST AVAILABLE FUNDING AND A STAGGERED BOND MATURITY PROFILE SUPPORTS EFFECTIVE LIQUIDITY MANAGEMENT AND PROVIDES THE FLEXIBILITY TO RESPOND TO EMERGING OPPORTUNITIES PLN m 50 PLN 432 m CASH * PLN 797 m UNUSED CREDIT LINES 13 260 250 PLN 785 m 140 135 BONDS 0 0 2026 2027 20
Slide 18: Summary: Dom Development Group in H1 2026
SUMMARY: DOM DEVELOPMENT GROUP IN H1 2026 • Best first half in the Group’s history in terms of sales (net sales of 2,382 units, up 17% year on year) – further strengthening our market leadership • Record revenue potential to be recognised in future periods – 5,606 units sold but not yet delivered to
Slide 19: Appendices
DOM DEVELOPMENT APPENDICES
Slide 20: Commencement of New Handovers in Q3-Q4 2026
COMMENCEMENT OF NEW HANDOVERS IN Q3-Q4 2026 NO. OF COMMENCE NO. OF COMMENCE PROJECT/PHASE LOCATION PROJECT/PHASE LOCATION UNITS MENT UNITS MENT Warszawska Stage 1 Ph 1 E-F Tri-City 102 Oct.26 Osiedle Synteza Stage 1 Ph 3 D Tri-City 142 Jul.26 Osiedle Rapsodia Ph 2 Wroclaw 129 Oct.26 Wzgórze Hoplity
Slide 21: Projects Under Construction and in Preparation: Warsaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WARSAW NO. OF UNITS, AS AT 30/06/2026 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q2 2026 1 DZIELNICA MIESZKANIOWA METRO ZACHÓD 590 867 --- 2 APARTAMENTY LITERACKA 417 --- --- 12 3 APARTAMENTY GRZYBOWSKA 11 184 --- --- 16 4 BIE
Slide 22: Projects Under Construction and in Preparation: Tri-City
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: TRI-CITY NO. OF UNITS, AS AT 30/06/2026 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q2 2026 1 DOKI 246 244 --- 2 DOLNE MIASTO 364 539 --- 3 SYNTEZA 351 --- --- 4 OSIEDLE WARSZAWSKA 349 --- --- 17 5 WZGÓRZE HOPLITY 48 --- --- 11
Slide 23: Projects Under Construction and in Preparation: Wroclaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WROCLAW NO. OF UNITS, AS AT 30/06/2026 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q2 2026 1 HUBSKA 100 139 --- --- 2 APARTAMENTY NAD OŁAWKĄ 174 --- --- 3 OSIEDLE MIĘDZYLESKA 3 116 --- --- 11 8 4 OSIEDLE ZIELNA 50 --- --- 9 66
Slide 24: Projects Under Construction and in Preparation: Krakow
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: KRAKOW NO. OF UNITS, AS AT 30/06/2026 UNDER IN No. INVESTMENT CONSTRUCTION PREPARATION 4 1 OSIEDLE 29. ALEJA 299 --- 7 2 OSIEDLE PRZY MALBORSKIEJ 71 --- 1 3 APARTAMENTY PARK MATECZNEGO 216 --- 6 3 4 PRZYSTANEK PRĄDNIK 127 637 2 5 OSIEDLE PRZY WIELICKIE
Slide 25: Disclaimer
Disclaimer This presentation ("Presentation") has been prepared by Dom Development S.A. (the "Company") solely for informational purposes and should not separately or jointly with the oral presentation be regarded as an offer, invitation, recommendation, or encouragement to purchase any financial in
Slide 26: Contact for investors
Contact for investors: communications NBS Communications domde@nbs.com.pl &+48 516 173691 Dom Development SA inwestor@domd.pl +48 22 35166 33 DOM DEVELOPMENT 26