Bank Of Greece Sa · ATHEX:TELL
Bank Of Greece Sa — Investor Presentation (March 2016)
5 slides from Bank Of Greece Sa's investor presentation, Mar 10, 2016
Slide 1: Portfolio Segmentation
Portfolio Segmentation 10th March 2016 Distressed loans in the Greek banking system: restructuring portfolios, reviving enterprises Ref: 1377291
Slide 2: Portfolio segmentation
Portfolio segmentation The application of a set of criteria to categorise loans into segments to help set strategy, operational management and monitor results ► Segmentation can be used in a number of contexts in the field of collections: 1) To frame the banks NPL strategy and financial decisions 2)
Slide 3: Embedding In The Operating Model
Embedding In The Operating Model • Risk appetite • Accurate • Agreed products • Timely • Committees • Consistent • Reporting • Current Segmentation • Analytics • Tailored to portfolio and • Decision tools data • Aligned processes • Top down / bottom up • Training • NPV calcs • Embedded into process
Slide 4: Link to Business Planning
Link to Business Planning ► Exposure / ticket ► Status - dpd / legal stage Dimensions of ► Sector ► Collateral vs cash flow segmentation ► Control / influence ► Turnover / key financials ► Solo vs multi-banked ► LTV / DSCR ► Modifications - term extension, ► Resolution - agreed sales plan, rate redu
Slide 5: EY Assurance | Tax | Transactions | Advisory Disclaimer
EY Assurance | Tax | Transactions | Advisory About EY EY is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 212,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wid