Trustco Bank Corp Ny · NASDAQ:TRST

Trustco Bank Corp Ny — Shareholder Meeting (May 2014)

15 slides from Trustco Bank Corp Ny's shareholder meeting presentation, May 22, 2014

  1. Slide 1: Welcome to the 2014 Annual Meeting

    Welcome to the 2014 Annual Meeting

  2. Slide 2: Shareholder Assembly Agenda

    Shareholder Assembly Agenda DepositsLoan PortfolioInvestment PortfolioDividends & Capital GrowthRatio AnalysisStock PerformanceQuestions and Answers

  3. Slide 3: Deposit Growth (000)

    4,500,000 4,000,000 3,500,000 3,000,000 2,500,000 Deposit Growth (000)

  4. Slide 4: Number of Branches & Average Size

    Number of Branches & Average Size

  5. Slide 5: Loan Growth (000)

    3,500,000 3,000,000 2,500,000 2,000,000 1,500,000 Loan Growth (000) % Gey, 2% kom % Gey,

  6. Slide 6: Nonperforming Loans / Loans (%)

    Nonperforming Loans / Loans (%)

  7. Slide 7: Short-term Delinquencies (%)

    Short-term Delinquencies* (%) *30-89 day past due loans / total loans

  8. Slide 8: Investments & Cash to Assets (%)

    Investments & Cash to Assets (%)

  9. Slide 9: Modest margin declines recently, but flattened expenses

    Modest margin declines recently, but flattened expenses….. …should help drive ROE and ROA as credit costs decline and growth continues

  10. Slide 10: Dividends & Capital Growth

    Dividends & Capital Growth2000-2013 Dividends Paid: $6.54 per shareDividends Paid: $496 million totalShareholders’ Equity: Increase of 90%

  11. Slide 11: TrustCo vs. Peers

    TrustCo vs. Peers *All public owned banking institutions covered by SNL Financial with assets of $2 to $10 billion as of December 31, 2013; peer numbers are the medians for the full year 2013. All ratios are as published by SNL Financial. TrustCo TrustCo TrustCo TrustCo TrustCo TrustCo Peers* 2009 2

  12. Slide 12: Year Stock Performance

    3 Year Stock Performance* *December 31, 2010 to December 31, 2013, Total Return

  13. Slide 13: Forward Looking Statements

    Forward Looking Statements Safe Harbor Regarding Forward-Looking StatementsThis presentation may contain forward-looking information about TrustCo Bank Corp NY (“the Company”) that is intended to be covered by the safe harbor for forward-looking statements provided by the Private Securities Litigati

  14. Slide 14: 2014 Annual Meeting Questions and Answers

    2014 Annual Meeting Questions and Answers

  15. Slide 15: 2014 Annual Meeting Thank You for Attending

    2014 Annual Meeting Thank You for Attending

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