Sbi Holdings Incorporated · TSE:8473
Sbi — Sbi Holdings Inc Ord — 9M FY2020 Earnings Presentation
160 slides from Sbi's earnings presentation, Jan 30, 2021
Slide 1: SBI Holdings, Inc. Financial Results
Strategic Business Innovator SBI Holdings, Inc. Financial Results for the Nine-month Period Ended December 31, 2020 (Fiscal Year Ending March 31, 2021) January 29, 2021
Slide 2: Disclaimer
The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. None of the Group companies guarantees the completeness of this document
Slide 3: Agenda
I. 9M FY2020 Consolidated Performance (IFRS) II. Factors behind the positive earnings of each business segment and the strengthening measures currently being taken to realize sustainable growth III. The Group’s efforts to realize regional revitalization, promoted through alliances with diverse compa
Slide 4: 9M FY2020 Consolidated Performance Overview (IFRS)
I. 9M FY2020 Consolidated Performance (IFRS) [Consolidated Performance Overview] • Revenue increased 27.0% year-on-year to JPY 362.2bn, profit before income tax expense rose 44.8% year-on-year to JPY 93.7bn, and profit attributable to owners of the Company increased 62.3% year-on-year to JPY 60.8bn,
Slide 5: 9M FY2020 Consolidated Performance (IFRS)
9M FY2020 Consolidated Performance (IFRS) -Achieved historical highs for a 9M period since the Company’s inception- (Unit: JPY million) 9M FY2019 9M FY2020 YoY % (Apr. 2019-Dec. 2019) (Apr. 2020-Dec. 2020) change Revenue 285,197 Record high 362,218 +27.0 Profit before income tax expense 64,715 Recor
Slide 6: Consolidated Profit Comparison with Major Face-to-face Securities Companies
Consolidated Profit Comparison with Major Face-to-face Securities Companies (Unit: JPY million) 9M FY2018 9M FY2019 9M FY2020 YoY % (Apr. 2018 – Dec. 2018) (Apr. 2019-Dec. 2019) (Apr. 2020-Dec. 2020) change SBI Profit before income tax expense 62,906 64,715 93,738 +44.8 Holdings (IFRS) ROE(%) * 1 11
Slide 7: 9M FY2020 Performance by Segment (IFRS)
9M FY2020 Performance by Segment (IFRS) [Year-on-year comparison] Profit before Income (Unit: JPY million) Revenue Tax Expense YoY % 9M FY2019 9M FY2020 YoY % 9M FY2019 9M FY2020 change / (Apr. 2019– (Apr. 2020– (Apr. 2019– (Apr. 2020– Dec. 2019) Dec. 2020) change Dec. 2019) Dec. 2020) YoY change Fi
Slide 8: Shareholder Benefits for FY2020
Following the Previous Fiscal Year, will Conduct Shareholder Benefits for FY2020 [Details of shareholder benefits] * Shareholders listed or recorded in the shareholder register as of Mar. 31, 2021 are eligible. Qualified Shareholders who have held shares For shareholders other than the left sharehol
Slide 9: II. Factors behind positive earnings of each business segment
II. Factors behind the positive earnings of each business segment and the strengthening measures currently being taken to realize sustainable growth [Unauthorized reproduction is prohibited] 8
Slide 10: 1. Financial Services Business
1. Financial Services Business (1) Securities-related business (SBI SECURITIES) SBI SECURITIES’ consolidated results for the 9M FY2020 period included a rise in brokerage commissions associated with increased stock trading, as stock markets in Japan and overseas remained robust. Operating income up
Slide 11: SBI SECURITIES 9M FY2020 Consolidated Results
SBI SECURITIES 9M FY2020 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) 9M FY2019 9M FY2020 YoY % (Apr. 2019 – Dec. 2019) (Apr. 2020 – Dec. 2020) change Operating Revenue 87,759 Record high 116,273 +32.5 Net Operating Revenue 79,032 Record high 108,251 +37.0 Operating In
Slide 12: Largest Number of Brokerage Accounts
SBI Holds an Established Position as the Securities Firm with Largest Number of Brokerage Accounts Number of Accounts of SBI SECURITIES and 2 Major Face-to-face Securities Companies (Mar. 2009 – Dec. 2020) (thousand accounts) CAGR: % SBI SECURITIES’ number of accounts (Mar. 2009-Dec. 2020) SBI 6,390
Slide 13: SBI SECURITIES' Share of Individual Stock Trading
SBI SECURITIES’ Share of Individual Stock Trading -Immediate target for margin trading market share is 50%- Share of Individual Stock (of which) Share of Individual Trading Value (%) Margin Trading Value (%) SBI SBI 43.1 45.2 (of which, SBI (of which, SBI Neotrade Neotrade Securities SECURITIES 3.0%
Slide 14: Factors behind strong securities performance and measures for growth
Factors behind the strong performance of the securities-related business and measures being taken for sustainable growth going forward ① Diversification of revenue sources, which has been promoted to date, has contributed to the strong performance in the current fiscal year and shortening of the per
Slide 15: Diversification of revenue sources
① Diversification of revenue sources, which has been promoted to date, has contributed to the strong performance in the current fiscal year and shortening of the period until the realization of Neo-securities initiatives (i) Trading revenues have expanded rapidly due to the strengthening of the FX b
Slide 16: Trends in Composition of Operating Revenue
Trends in the Composition of Operating Revenue (Net Sales) of SBI SECURITIES Diversification of revenue sources has led to a decline in dependence on domestic stock brokerage commission income from online trading, despite the brisk domestic stock market Percentage of domestic stock brokerage commiss
Slide 17: Brokerage Trading Value and Commission Ratio
Despite Quarterly Average Daily Individual Stock Brokerage Trading Value (Total of 2 Markets*) being on an Upward Trend, the Ratio of Brokerage Commissions for Domestic Stocks Traded Online by SBI SECURITIES Decreases After Reaching its Peak in 1Q FY2020 Quarterly Average Daily Individual Stock Brok
Slide 18: Rapid Growth of Trading Revenue via FX and Crypto-assets
(i) Increase of trading revenue Rapid Growth of Trading Revenue Through Strengthening of the FX Business and Commencement of the Crypto-asset Trading Business, which has Grown to a Pillar of Revenue (JPY million) 40,000 FX-related revenue Revenue related to crypto-asset Others 36,593 SBI VCTrade bec
Slide 19: Trading Business Results 9M FY2020
(i) Increase of trading revenue Trading Business Results 9M FY2020 (IFRS) FX business (Simple aggregate of the profit before income tax expense of SBI Liquidity Market and SBI FXTRADE) (JPY million) 9M FY2019 9M FY2020 YoY % (Apr. 2019 – Dec. 2019) (Apr. 2020 – Dec. 2020) change Profit before income
Slide 20: SBI Liquidity Market OTC Liquidity
(i) Increase of trading revenue Provide Ample Liquidity through Companies in Japan and Overseas Participating in the OTC Market of SBI Liquidity Market • SBI Liquidity Market provides participants in FX trading with multiple market functions for FX trading, including transparent and competitive pric
Slide 21: SBI Group FX Accounts and Deposit Assets
(i) Increase of trading revenue The SBI Group’s (SBI SECURITIES, SBI FXTRADE and SBI Sumishin Net Bank) Total Number of Accounts and Customer Deposit Assets have Overwhelmingly Surpassed that of Its Competitors in the OTC FX Industry Changes in the number of accounts among Customers’ Deposit Assets
Slide 22: Acquired B2C2 as Consolidated Subsidiary
(i) Increase of trading revenue Acquired B2C2, a Global Crypto-asset Market Maker, to Make it a Consolidated Subsidiary • B2C2 is one of the world’s best market makers headquartered in the United Kingdom that develops business globally in the area of crypto-assets. In Japan, it has become a counterp
Slide 23: Cooperation in Crypto-asset Businesses after B2C2 Acquisition
(i) Increase of trading revenue Strengthen Cooperation with the SBI Group in Crypto-assets Related Businesses Following the Conversion of B2C2 to a Consolidated Subsidiary • In Sept. 2020, B2C2 began creating a market in the exchange service of SBI VC Trade (VCT), and the transaction volume of VCT i
Slide 24: Steady Expansion of Underwriting Business
(ii) Further expanding the Corporate Business Steady Expansion of Underwriting Business, Centered Around IPOs SBI SECURITIES' IPO underwriting involvement rate and (Number of underwritten (%) number of underwritten IPOs* IPOs) 100 300 IPO underwriting Established M&A Solution Dept. 250 80 involvemen
Slide 25: Enhancing the Corporate Business
(ii) Further expanding the Corporate Business Enhancing the Corporate Business to Further Strengthen the Comprehensive Capacity of the Securities Business, by Focusing on the Equity and Bond Underwriting Businesses for Both Primary and Secondary Market Offerings Underwriting share of 92.4% is an • D
Slide 26: Financial Institutional Sales Dept. Expansion
(ii) Further expanding the Corporate Business Through SBI SECURITIES’ Financial Institutional Sales Dept. (Established in July 2016), Expanded Brokerage Services to Its Customer Financial Institutions, which Total 436 Companies*1 SBI SECURITIES is strengthening the distribution of structured bonds (
Slide 27: Strengthening M&A Advisory Division
(ii) Further expanding the Corporate Business Further Strengthening M&A Advisory Division M&A Advisory Dept. M&A advisory cases [SBI SECURITIES] M&A Solutions Dept. * Number of cases of 9M FY2018 as 1 Provides advice on acquisitions, sales, management integration, MBO industry the number of advisory
Slide 28: Investment Trust Balance Increase
(iii) Expand the non-flow business, such as investment trust fees At SBI SECURITIES, the Balance of Investment Trusts have Significantly Increased Month-end accumulated investment Investment trust balance (JPY (JPY trust set amount (upper limit) million) billion) 28,079 3,500 Total set amount in spe
Slide 29: Robo-advisor Customer Assets
(iii) Expand the non-flow business, such as investment trust fees SBI SECURITIES’ Robo-advisor Asset Formation Service’s Customer Assets Steadily Increases [SBI SECURITIES] [Investee company of the Fintech Fund] Provides “WealthNavi for SBI SECURITIES,” a customized WealthNavi robo-advisor service C
Slide 30: IFA Business Progress
(iv) Increased commission income other than online trading of domestic stocks SBI SECURITIES' IFA Business that Meets the Needs of Face-to-face Trading is Steadily Making Progress SBI SECURITIES' IFA Business SBI SECURITIES' IFA Business’ Revenues AUM Trend (JPY trillion) * Revenue from IFA Business
Slide 31: Foreign Stock Trading Volume Surges
(v) Strengthening products other than domestic stocks Foreign Stock Trading Volume of SBI SECURITIES Surges SBI SECURITIES' foreign stock trading value and revenue trend 14.4 Foreign stock trading value Revenue * foreign stock trading value for 1Q FY2017 as 1 6.9 1.0 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q
Slide 32: Real Estate Brokerage Business Opportunities
(v) Strengthening products other than domestic stocks Business Opportunities for the SBI Group Companies Exapand Through the Real Estate Brokerage Business • In October 2020, the SBI Group Acquired 35.01% stake in Ascot, a company engaged in real estate development and other businesses, making it an
Slide 33: Real Estate Fund with Ascot Properties
(v) Strengthening products other than domestic stocks Sale of a Real Estate Fund Incorporating Properties Developed by Ascot Corp. as the First Step in the Business Partnership • As the first step of a business alliance in the real estate field concluded with Ascot Corp. in October 2020, SBI MONEY P
Slide 34: Expanding PTS Trading
(vi) Expansion of PTS Trading Focus on Expanding PTS Trading to Minimize Customers’ Stock Trading Costs -Average daily trading value on Japannext PTS has expanded since the start of margin trading of stocks in Aug. 2019- Japannext Co., Ltd. • Founded in 2006, Japannext PTS is currently the • An equi
Slide 35: Expanding the customer base via service channels
② Further expanding the customer base by developing various service channels according to customer attributes [Unauthorized reproduction is prohibited] 34
Slide 36: Segregation of Affiliated Securities Companies
② Further expanding the customer base by developing various service channels Segregation of Securities Companies affiliated with SBI SECURITIES [SBI Neotrade Securities] [SBI SECURITIES] [SBI NEOMOBILE SECURITIES ] Company General securities company with Smartphone securities company Securities comp
Slide 37: SBI NEOMOBILE SECURITIES Customer Growth
② Further expanding the customer base by developing various service channels SBI NEOMOBILE SECURITIES, which Targets Neophyte Investors and Millennials, is Rapidly Increasing Its Customer Base [Neo-Moba] [SBI NEOMOBILE SECURITIES] (Thousand accounts) SBI NEOMOBILE SECURITIES’ 500 cumulative number o
Slide 38: SBI SECURITIES Holds No.1 NISA Accounts
② Further expanding the customer base by developing various service channels SBI SECURITIES Holds No.1 NISA Accounts - Attracting a large number of neophyte investors - (thousand Number of NISA accounts NISA’s customer attribute of accounts) (Sept. 2015 – Dec. 2020) 1,962 SBI SECURITIES (%) 1,950 Ex
Slide 39: Strengthening iDeCo Pension Business
② Further expanding the customer base by developing various service channels Further Strengthening the Individual Defined Contribution (iDeCo) Pension Business The SBI Group has been focused on the Individual Defined Contribution (iDeCo) pension business, well before the expectations for the market
Slide 40: Industry Leader in iDeCo Customers
② Further expanding the customer base by developing various service channels SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers (No. of thousand Cumulated number of customers (subscribers & transfers*) customers) SBI SECURITIES of
Slide 41: SBI MONEY PLAZA Co-managed Shops
② Further expanding the customer base by developing various service channels SBI MONEY PLAZA Operates 16 Co-managed Shops with 12 Banks (2 co-managed shops with Shimizu Bank, Chikuho Bank, Mie Bank and THE SENDAI BANK) -Total Customers’ Deposit Assets to exceed JPY 65bn as of Dec. 31, 2020 - Domesti
Slide 42: Proactive Use of M&A for Customer Base
③ Continuing to Proactively Utilize M&A to Further Expand the Customer Base by the Early Realization of the Neo-securities Initiatives The SBI Group’s current approach for M&A activities • M&A activities will also contribute to the SBI Group's Neo-securities and Neo-bank initiatives • M&A targets
Slide 43: Banking-related business (SBI Sumishin Net Bank)
(2) Banking-related business (SBI Sumishin Net Bank) SBI Holdings’ equity method earnings of SBI Sumishin Net Bank, based on IFRS for 9M FY2020 was JPY 5,540m, up 21.7% year-on-year. [Unauthorized reproduction is prohibited] 42
Slide 44: SBI Sumishin Net Bank 9M FY2020 Results
(2) Banking-related business SBI Sumishin Net Bank’s 9M FY2020 Results Continue to Show an Upward Trend (IFRS) SBI Holdings’ equity in earnings of SBI Sumishin Net Bank based on IFRS for 9M FY2020 was JPY 5,540m, up 21.7% year-on-year (JPY million) 6,000 5,540 5,000 4,553 4,000 3,000 YoY 2,000 +21.7
Slide 45: SBI Sumishin Net Bank Ordinary Income
(2) Banking-related business Change in SBI Sumishin Net Bank’s Ordinary Income (J-GAAP) after Start of Operations -Full-year earnings are also expected to record the highest ever for the fiscal year ending Mar. 31, 2021 (J-GAAP)- Achieved a single month profit for the first time in Jan. 2009 (JPY Ac
Slide 46: Accounts and Deposits Surpass Competitors
(2) Banking-related business As of the End of December 2020, the Balance of Accounts and Deposits Exceeded 4.3 Million Accounts and JPY 6.1tn, Respectively, to Significantly Surpass Its Competitors Accounts：4,322,525 / Deposits：JPY 6,107.7bn (As of the end of Dec. 2020) Change in SBI Sumishin Net De
Slide 47: Deposit Ranking among 74 Banks
(2) Banking-related Business The Balance of Deposits of SBI Sumishin Net Bank has been Expanding to 17th among 74 Banks, which Includes Regional Banks and New Entrant Banks -Goal is to be in the top 10 within 3 years- (JPY billion) Ranking by deposits (*As of the end of Sept. 2020.) (Regional Banks,
Slide 48: Growth Factors and Strategies of SBI Sumishin Net Bank
SBI Sumishin Net Bank has grown rapidly to JPY 6.1tn in deposits in just 13 years since its establishment -Growth factors and strategies to achieve sustainable growth in the future- ① Achieve rapid growth as a challenger bank in the SBI Group by leveraging synergies within the group and providing pr
Slide 49: Rapid growth as a challenger bank
① Achieve rapid growth as a challenger bank in the SBI Group by leveraging synergies within the group and providing products that are convenient for customers [Unauthorized reproduction is prohibited] 48
Slide 50: Synergy with SBI SECURITIES: Hybrid Deposits
Synergy with SBI SECURITIES Contributes Significantly to the Accumulation of Deposits at SBI Sumishin Net Bank SBI Hybrid Deposits (Automatic deposit and withdrawal services for securities trading) Deposit balances are automatically reflected in the purchase capacity of SBI SECURITIES accounts and c
Slide 51: Housing Loan Balance Expansion
Accelerating the Expansion of the Volume of Housing Loan Products with Attractive Interest Rates and High Customer Benefits (*1) Change in Balance of Housing Loans (Mar. 2008 – Dec. 2020) (JPY billion) *1 Deducts repayments from the cumulative total of new loans. Includes housing loans extended as a
Slide 52: Neo-bank Initiatives
② Through the full-fledged implementation of the “Neo-bank initiatives”, SBI Sumishin Net Bank will strongly promote the transformation to the next-generation bank and achieve an IPO as soon as possible About the Neo-bank Initiatives: Customers using business services of partner companies, also have
Slide 53: JAL NEOBANK
The First Project in the “Neo-bank Initiative” “JAL NEOBANK,” which is an Exclusive Banking Service for JAL MILEAGE BANK Members • Banking service provided by Japan Airlines Co., Ltd. utilizing cutting-edge IT technology of SBI Sumishin Net Bank • By opening a dedicated account, users are able to us
Slide 54: Neo-bank Services with Multiple Partners from 2021
Plans to Launch Services with Multiple Partners Sequentially Starting in 2021 -The Neo-bank initiatives moves into the full-fledged phase- *The date in parentheses is the planned launch date of the service Hikari Tsushin CCC Group (within this fiscal year) 光通信 Group EPARK Group グループ ICT Service Part
Slide 55: Cooperation with Regional Financial Institutions
Accelerate the Expansion of the Customer Base in Local Regions through Cooperation with Regional Financial Institutions Examples of cooperation with regional financial institutions Date of release Details November 4, 2020 The Sendai Bank began selling mortgage loans as a new agent for banks The Ehim
Slide 56: Insurance-related Business (SBI Insurance Group)
(3) Insurance-related business (SBI Insurance Group) SBI Insurance Group’s consolidated ordinary revenue for 9M FY2020 (preliminary figures on a J-GAAP basis*), increased 27.3% year-on-year to JPY 63,388m, and consolidated ordinary profit increased 89.7% year-on- year to JPY 3,073m, and profit attri
Slide 57: SBI Insurance Group Performance (Preliminary)
(3) Insurance-related business SBI Insurance Group’s Performance (Preliminary Figures) * Final consolidated figures for 9M FY2020 will be released on Feb. 10 Consolidated results for 9M FY2020 (J-GAAP) (Unit: JPY million) 9M FY2019 9M FY2020 YoY % (Result) (Preliminary) change (Apr. – Dec. 2019) (Ap
Slide 58: Growth in In-force Contracts
(3) Insurance-related business SBI Insurance Group’s Total Number of In-force Contracts Steadily Increased SBI Insurance Group’s total number of in-force contracts CAGR 16.8% Joguchi Safety SSI (Mar. 2015 to Dec. 2020) joins the Group (10 thousands) 250 SBI PRISM SSI* joins the Group SBI Nihon SSI j
Slide 59: SBI Insurance Group Turning Point for Growth
SBI Insurance Group Completed a Period of System Development and will Reach a Turning Point to Further Growth ① Proactively promote M&A to form an insurance group that deals in a diverse range of products ② Proactively promote alliances with various companies to further expand the customer base [Una
Slide 60: Proactively promote M&A in insurance
① Proactively promote M&A to form an insurance group that deals in a diverse range of products [Unauthorized reproduction is prohibited] 59
Slide 61: M&A Contribution to Insurance Growth
① Proactively Promote M&A to Form an Insurance Group Active Use of M&A has Contributed Greatly to Growth of SBI Insurance Group (Unit: JPY million) Comparison of premium income trends with competitors 120,000 CAGR （Mar.2013 to Mar.2020） Rakuten （3 companies*1） 80,000 －2.0% SBI （6 companies*2 ） 16.4%
Slide 62: Small-amount Short-term Insurance Product Range
① Proactively Promote M&A to Form an Insurance Group Small-amount Short-term Insurance Companies Acquired through M&A Have a Wide Range of Products from Life Insurance, Non-life Insurance to Third Market, which Allows SBI Insurance Group to Have an Expansive Strategy Non-life Insurance Life Insuranc
Slide 63: Blockchain Agent Management Platform
① Forming the insurance group through M&A promotion In Oct. 2020, SBI Nihon SSI Developed the Industry’s First “Agent and Insurance Solicitor Management Platform System” for Small-amount Short-term Insurance Companies Using the Blockchain Platform “Corda” with Consensus Base Inc. Image of the agent
Slide 64: Alliances to expand the customer base
② Proactively promote alliances with various companies to further expand the customer base [Unauthorized reproduction is prohibited] 63
Slide 65: Insurance Alliances with Regional Financial Institutions
② Proactively Promote Alliances with Various Companies to Further Expand the Customer Base SBI Insurance and SBI Life Insurance are Proactively Promoting Alliances with Regional Financial Institutions to Expand the Sales of Their Insurance Products SBI Insurance SBI Life Insurance 58 companies (of w
Slide 66: Expanding Sales Channels for Small-amount Insurers
② Expanding the customer base through alliances Small-amount Short-term Insurance Companies Leverage the Diversity of Their Products, by Expanding Their Sales Channels to Increase Customer Contact Collaborating with JOYFUL HONDA, which operates large-scale home centers throughout the Kanto region, a
Slide 67: SBI FinTech Solutions
[Business area other than the three main businesses of the financial services business that contribute to the consolidated results of the Group] (4) SBI FinTech Solutions （Listed on KOSDAQ, Korea） [Unauthorized reproduction is prohibited] 66
Slide 68: SBI FinTech Solutions Services and Results
SBI FinTech Solutions, as a Comprehensive Fintech Solutions Company, Provides a Variety of Fintech Services Money service business for Corporate support service Settlement services business individuals business International money transfer Payment processing services Back Office Support Services ser
Slide 69: SBI Remit International Remittance
SBI Remit, a Subsidiary of SBI FinTech Solutions, Endeavors to Secure Dominance in the International Remittance Market by Cooperating with Overseas Financial Institutions and Utilizing DLT of U.S. Ripple Since its inception in 2010, SBI Remit has been using the MoneyGram network to send money over
Slide 70: 2. Asset Management Business
2. Asset Management Business • Profit from sales and valuation profits of investees which were IPOs from the Fintech fund and the SBI A&B funds in Oct. to Dec. period of FY2020, contributed to profit growth, and profit and loss from the change in fair value and profit/loss on sales of investment sec
Slide 71: Asset Management Performance Overview 9M FY2020
2. Asset Management Business Asset Management Business Performance Overview for 9M FY2020 (IFRS, JPY billion) YoY % 9M FY2019 9M FY2020 change Revenue 108.2 130.6 +20.7 Profit before income tax expense 43.7 43.8 +0.2 SBI SAVINGS BANK 12.3 20.6 +67.6 Profit/loss from the change in fair value and prof
Slide 72: Private Equity (PE) Business
(1) Private Equity (PE) Business • Both the Fintech Fund and the SBI AI&Blockchain Fund moved into the monetization phase, which investee companies are coming into full swing through IPO’d，etc. [Unauthorized reproduction is prohibited] 71
Slide 73: Major Listed Stocks that Achieved IPO in Q3
(1) PE Business Major Listed Stocks that Achieved IPO in Q3 Cacco （4166） KOKOPELLI（4167） (JPY) (JPY) 7,000 8,000 ・Stock price (Dec. 30) All shares sold JPY 7,330 by end of 6,000 ・ Stock price (Dec. 30) 7,000 December JPY 5,310 6,000 5,000 ・First listing price 5,000 (Dec. 17, 2020) Stock Market S
Slide 74: Background to Sustainable Growth of PE Business
(1) PE Business Background to Sustainable Growth of PE Business ① From 2021 onward, there are many planned investee company IPOs from the Fintech Fund and the SBI AI&Blockchain Fund, which are expected to contribute to earning over the medium to long-term ② Promote the establishment of successor fun
Slide 75: Planned Investee IPOs from Funds
(1) PE Business ① From 2021 Onward, There are Many Planned Investee Company IPOs From the Fintech Fund and the SBI AI&Blockchain Fund, Which are Expected to Contribute to Earning Over the Medium to Long-term <Investment results> Investment of approx. JPY 78bn into 171 companies has been decided coll
Slide 76: Establishing successor funds
(1) PE Business ② Promote the establishment of successor funds, such as the 4+5 fund and the business succession fund, and expand investment in growth industries as preparing for the future [Unauthorized reproduction is prohibited] 75
Slide 77: Venture Capital Commitment Growth
(1) PE Business Venture Capital Business, which Started Operation in 1999, has Steadily Accumulated the Investment Commitment Amount, and Grew to One of the Largest Scale in Japan (JPY billion) 4+5 Fund（Plan） 900 JPY 100.0bn 800 AI&Blockchain Fund Total committed amount JPY 60bn 700 600 JPY 868.7bn
Slide 78: New 4+5 Fund up to JPY 100bn
(1) PE Business SBI Investment is Preparing a New Fund (Common Name 4+5 Fund) Up to JPY 100bn to Accelerate Investments into Growth Industries - Active investments in promising ventures, such digital healthcare, which is expected to grow post the COVID-19 era- ■ Investment areas: In addition to fint
Slide 79: CVC Fund Commitments
(1) PE Business The CVC Fund, which Commenced Operations in 2016, has Steadily Accumulated the Investment Commitment Amount, and will Endeavor to Further Increase the Amount through Alliances with (JPY billion) Business Corporations SUMITOMO LIFE INSURANCE COMPANY JPY 8bn Commitment amount (plan) To
Slide 80: Investment in emerging countries
(1) PE Business ③ Investment in emerging countries will continue to benefit from high growth even after IPO [Unauthorized reproduction is prohibited] 79
Slide 81: TP Bank in Vietnam
(1) PE Business TP Bank in Vietnam Continues to Expand its Business Performance and Valuation Profits even after IPO(April 2018) • Stock prices have been steady due to the active promotion of digital banks post the COVID-19 era and the booming Vietnamese stock market, and continued to post valuation
Slide 82: SBI SAVINGS BANK
(2) SBI SAVINGS BANK SBI SAVINGS BANK in Korea has been steadily expanding its basic income and expenses in line with the expansion of its high-quality assets. At the same time, the overall delinquency rate for all loans remained low at 1.6%, contributing significantly to the segment's performance a
Slide 83: Net Income of SBI SAVINGS BANK
(2) SBI SAVINGS BANK： Net Income of SBI SAVINGS BANK -Significantly higher than the previous fiscal year's record- Significant growth despite COVID-19 (KRW billion) <Jan. to Dec. 2020 / K-GAAP> crisis 258.3 188.2 +37.2% FY2019 FY2020 (From Jan. 2019 to Dec. 2019) (From Jan. 2020 to Dec. 2020) As in
Slide 84: SBI SAVINGS BANK Underlying Earnings Growth
(2) SBI SAVINGS BANK： SBI SAVINGS BANK's Underlying Earnings have Increased Steadily, as Its Prime Assets have Grown Total assets exceed KRW 11tn as of the end of Dec. Changes in Indicators since becoming a subsidiary (KRW billion) Delinquency rate (K-GAAP) (％) for all loans Total Assets 60 12,000 5
Slide 85: Dominant Position in Savings Bank Industry
(2) SBI SAVINGS BANK： SBI SAVINGS BANK Has Established a Dominant Positioning in the Savings Bank Industry [9M FY2020 results] (KRW billion) Total assets ROA Net income AUM *1 （％） *2 SBI 10,808.8 9,729.8 194.1 2.65 OK 7,650.5 7,479.8 128.2 2.29 KISB 4,065.1 3,603.3 46.2 1.65 Pepper 3,931.7 3,573.3 1
Slide 86: SBI SAVINGS BANK as Stable Revenue Source
(2) SBI SAVINGS BANK： SBI SAVINGS BANK has grown into a stable source of revenue for the SBI group and started to make further progress ① Developing digital financial services aggressively and promoting Digital transformation (DX) strongly ② Plans to establish a new investment company (tentative nam
Slide 87: Cider Bank Digital Financial Services
(2) SBI SAVINGS BANK： ① Developing Digital Financial Services Aggressively and Promoting DX Strongly -"Cider Bank", a mobile financial service launched in June 2019, has contributed significantly to the expansion of the customer base- Changes in the number of accounts and balance of deposits (KRW bi
Slide 88: Plan for New Investment Company SBI Capital
(2) SBI SAVINGS BANK: ② Plan to Establish a New Investment Company (Tentative Name: SBI Capital) Next Summer -Pursuing Synergy Among Group Companies by Creating a Financial Ecosystem- Synergy Synergy Tighter regulation for savings banks, including restrictions on shareholder dividends and SBI Capita
Slide 89: Asset Management Business
(3) Asset management business In the asset management business with Morningstar at a core, we will further expand assets by a. providing investment management products and management tools to support individuals in "shifting from savings to asset building"; b. providing “investment advice" to suppor
Slide 90: Morningstar Japan 9M FY2020 Results
(3) Asset Management Business: Morningstar Japan 9M FY2020 Consolidated Results [Year-on-year comparison] (JPY million) 9M FY2019 9M FY2020 YoY % (Apr. 2019 – Dec. 2019) (Apr. 2020 – Dec. 2020) change Operating Record Revenue 4,931.2 high 5,479.1 +11.1 Operating Income 1,160.3 1,284.9 +10.7 Ordinary
Slide 91: Investment Management Products and Tools
(3) Asset Management Business: Provide Investment Management Products and Tools that can be Used for a Lifetime - E-Advisor, a subsidiary of Morningstar Japan, develops original robo-advisor - First ESG*wrap service in Japan to incorporate ESG perspectives into portfolio construction Portfolio Fund
Slide 92: E-Advisor DC Advisory Service App
(3) Asset Management Business: E-Advisor, a Subsidiary of Morningstar Japan, Plans to Offer an Investment Advisory Service App for Corporate Defined Contribution Plans The number of corporate -Strengthening our approach to companies DC subscribers exceeds adopting defined contribution- 7.5 million (
Slide 93: SBI Asset Management Fund Net Asset Growth
(3) Asset Management Business: Funds Managed by SBI Asset Management Rapidly Increase their Net Asset Balance - Against the backdrop of the revitalization of the stock market and growing demand for investment by individuals, assets inflows have increased rapidly, especially for funds covered by Tsum
Slide 94: Inflows of Privately Placed Investment Trusts
(3) Asset Management Business: SBI Asset Management Group‘s Inflows of Privately Placed Investment Trusts Exceeded JPY 900bn and Ranked Third among All 89 Asset Management Companies Cumulative inflows of privately placed investment trusts(Jan.-Dec. 2020) (JPY billion) Rank Management company Amount
Slide 95: Securities Operation Importance for Regional Financial Institutions
(3) Asset Management Business: The Importance of Securities Operation in the Earnings of Regional Financial Institutions Is Extremely High Dependence of regional banks on Issues in securities operation by securities operation for earning (JPY trillion) regional financial institutions Decrease in c
Slide 96: AUM from Regional Financial Institutions
(3) Asset Management Business: AUM by the SBI Asset Management Group from Regional Financial Institutions Exceeded JPY 1.7tn -Targeting more than JPY 5tn in AUM over the next 3 years- SBI Bond Investment Management (co-founded with PIMCO, one of the world’s largest bond investors) has consistently
Slide 97: Portfolio Analysis and Risk Management Tools
(3) Asset Management Business: Provision of Portfolio Analysis and Risk Management Tools to Support the Diversification and Sophistication of Securities Operation at Regional Financial Institutions Capital and business alliance (Morningstar Japan shareholding: 2.9%) Acrux Provide next-generation sec
Slide 98: SBI Group Assets Under Management
(3) Asset Management Business: SBI Group’s Assets Under Management, Including Private Equity, have Already Reached Approx. JPY 4tn, and will Endeavor to Increase AUM to JPY 5tn within 2 years, and JPY 10tn within 5 Years (JPY billion) 4,400 3,993.9 4,000 3,600 Announced that Leos Inc. had become a s
Slide 99: SBI ENERGY
(4) SBI ENERGY Strive to expand the renewable energy business through SBI ENERGY to capture the global trend of achieving "carbon neutrality" to curb climate change 【無断転載禁止】 98
Slide 100: Energy Field Turning Point
The Field of Energy is Facing a Turning Point Towards Regional Vitalization and the Realization of a Sustainable Society Background: In 2019, both the UK and France has passed laws with specific numerical targets for greenhouse gas reductions, and in Japan, Prime Minister Suga declared in his genera
Slide 101: Biotechnology, Healthcare & Medical Informatics Business
3．Biotechnology, Healthcare & Medical Informatics Business Changed the segment name to “Biotechnology, Healthcare & Medical Informatics Business” since 3Q FY2020, due to enter into the medical informatics field by acquiring Medical Data Vision Co., Ltd. as an equity method affiliate [Unauthorized re
Slide 102: Biotech, Healthcare & Medical Informatics 9M Performance
Biotechnology, Healthcare & Medical Informatics Business’ 9M FY2020 Performance Overview (IFRS) Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business (IFRS) (JPY million) 9M FY2019 9M FY2020 (Apr. – Dec. 2019) (Apr. – Dec. 2020) -8,720 -4,795 At Quark Pharm
Slide 103: Profit before Income Tax by Company
Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business Companies (IFRS) (JPY million) 9M FY2019 9M FY2020 (Apr. – Dec. 2019) (Apr. – Dec. 2020) SBI Biotech -297 -175 Quark Pharmaceuticals (“Quark”) -5,782 -2,848 5 business SBI Pharmaceuticals -791 -1,369 -AL
Slide 104: SBI Biotech Drug Discovery Pipeline
(1) SBI Biotech: SBI Biotech’s Drug Discovery Pipeline Licensing Adaptation disease Progress partner (timing) Viela Bio announced the final data on Nov. 5, 2020 : As a therapeutic effect by depleting Systemic lupus pDC, most patients with CLE treated with erythematosus, VIB7734 showed clinically sig
Slide 105: Progress in 5-ALA Pharmaceutical Pipeline
(2) 5-ALA-related business: Progress in the Main Pipeline of Pharmaceutical Products Utilizing 5-ALA Current status Fields Pipeline projects Phase I Phase II Phase III Mitochondrial diseases* Phase III is underway (Scheduled to complete in Apr. 2021) (by SBI Pharmaceuticals) Drug to treat Cardiac is
Slide 106: COVID-19 and 5-ALA
(2) 5-ALA-related business: New Coronavirus Infection (COVID-19) and 5-ALA A paper on the infection-suppressing effect of 5-ALA on the new coronavirus by cell culture experiments was submitted by the Institute of Tropical Medicine, Nagasaki University, and the pre-print became available on the bio
Slide 107: SBI ALApromo Product Sales
(2) 5-ALA-related business(SBI ALApromo): SBI ALApromo’s Sales of Each Product are Strong Monthly sales forecast of SBI ALApromo's main products for Jan. 2021 (compared to results in Dec. 2020) Sales of “ALAPLUS GOLD EX” containing a high dose of 5-ALA, which was launched on Jan. 8, 2021, are strong
Slide 108: New Foods with Functional Claims
(2) 5-ALA-related business(SBI ALApromo): Two New Notifications for Foods with Functional Claims have been Accepted, and Preparing for Launch Reduce blood pressure, Increase metabolism while triglycerides and total cholesterol suppressing sugar absorption “Hatsugagenmai no Sokojikara” “ALA PLUS Tou
Slide 109: Acquiring Medical Data Vision (MDV)
(3) Medical Informatics Business: Enter into the Medical Informatics Field by Acquiring Medical Data Vision Co., Ltd. (“MDV”) as an Equity Method Affiliate MDV, which was the first to start analyzing DPC data* as a private company, has extensive experience and deep knowledge of the utilization of me
Slide 110: Health Account Business Concept
(4) “Health Account” business: Promote “Health Account” Business in Preparation for Further Tightening of Benefits Covered by Public Medical Insurance, Foreseen by Changes in Japan’s Vital Statistics and Fiscal Conditions “Health Account” business concept • Take over part of the current universal he
Slide 111: Health Account Joint Venture
(4) “Health Account” business: Promote “Health Account” Business as a Joint Venture with Japan Medical Business Corporation Japan Medical Business Corporation Share:50% 50% Joint venture Medical Expenses Technologies Co., Ltd. (“MEXT”) Deferred medical expense payment business 100% Medical Finance T
Slide 112: Health Account Service
(4) “Health Account” business: New Service “Health Account” to Prepare for Future Medical and Nursing Expenses Image of “Health Account” service: For users in hospitals • Elimination of waiting time for accounting • Cashless payments in ①Visit the hospitals hospital Users Medical institution Will be
Slide 113: III. Regional revitalization through alliances
III. The Group’s efforts to realize regional revitalization, promoted through alliances with diverse companies -Foresee 2021 as a year to set the foundation for near-term growth by working to create new frameworks that benefit investors and beneficiaries of financial services- 1. Alliance strategy b
Slide 114: Alliance strategy with regional financial institutions
1. Alliance strategy between the SBI Group and regional financial institutions based on a medium- to long-term perspective (1) Alliances between the SBI Group companies and regional financial institutions (2) SBI Group initiatives to revitalize regional economies, jointly promoting with various busi
Slide 115: Three Stages of Regional Financial Institution Evolution
Three Stages for the Evolution of the Regional Financial Institution Business Model -From regional to nationwide, nationwide to worldwide- Third stage: Utilize functions offered by the SBI Second stage: Group and its partners, Fully utilize the Internet to expand overseas to create an online togethe
Slide 116: Alliances with regional financial institutions
(1) Alliances between the SBI Group companies and regional financial institutions [Unauthorized reproduction is prohibited] 115
Slide 117: Alliances with Regional Financial Institutions ①
Alliances that the SBI Group Companies have Advanced with Regional Financial Institutions ① SBI Group companies Content of the alliance Announced alliances with a total of 42 regional financial institutions in the financial SBI SECURITIES product intermediary business Co-managing shop operations wit
Slide 118: Alliances with Regional Financial Institutions ②
Alliances that the SBI Group Companies have Advanced with Regional Financial Institutions ② SBI Group companies Content of the alliance The tablet app “Wealth Advisors” provided by Morningstar Japan has been adopted by 145 regional financial institutions 38 institutions, including regional financial
Slide 119: Initiatives to Revitalize Regional Economies
(2) SBI Group initiatives to revitalize regional economies, jointly promoting with various business partners ① Providing capital to local companies through joint funds established with regional financial institutions ② Formed a capital and business alliance with Keystone Partners, a specialist in su
Slide 120: Joint Fund with THE TOWA BANK
① Establishment of a Joint Fund with THE TOWA BANK to Support Local Businesses Promoting the revitalization of local companies by strengthening the financial intermediary function through the provision of capital through a joint fund, thereby minimizing the risk of bank lending becoming non-perfor
Slide 121: Alliance with Keystone Partners
② Formed a Capital and Business Alliance with Keystone Partners, a Specialist in Supporting Corporate Revitalization and Growth -Strengthening support for SMEs in cooperation with regional financial institutions- Keystone Partners 【 Images of Business Collaboration 】 • Extensive experience and in-de
Slide 122: SBI Regional Business Succession Fund
③ Established the SBI Regional Business Succession Fund and Began Full-scale Investing Activities in Order to Support Business Succession Nationwide -Establishing subsequent funds to expand total fund size to approx. JPY 100bn at an early date- In March 2020, made first investment in TOKUSHIMA KYO
Slide 123: Regional Revitalization Initiatives with Partners
④ Implementing a Wide Range of Initiatives for Regional Revitalization together with Portfolio Companies, Universities, and other Business Partners Promote employment at regional companies by mediating partnerships Securing HR between regional financial institutions and astamuse Co. Ltd., a platform
Slide 124: Digital shift for regional financial institutions
(3) Introducing a digital shift with an aim to qualitatively transform regional financial institutions ① Money Tap ② White-label app ③ Cloud-based core banking system [Unauthorized reproduction is prohibited] 123
Slide 125: Money Tap: Ripple Investment
① Money Tap Investment from Ripple Accelerates the Introduction of Service to Regional Financial Institutions, a well as the Development of New Services 38 regional Banks etc. Invest The Ashikaga Bank, The Awa Bank, EHIME BANK, Kita-Nippon Bank, Kiraboshi Bank, The Gunma Bank, TheKeiyoBank, THE SAN-
Slide 126: Money Tap Collaborating with Financial Institutions
① Money Tap Money Tap Collaborating with Financial Institutions for a Win-win Service Offering P2P (remittance between individuals) P2B Individual user 38 financial institutions and Ripple are participating as shareholders in 3 banks connected as of Apr. 2020 the operating company Money Tap Remittan
Slide 127: Connections with Prepaid Charging Providers
① Money Tap Status of Connections with Prepaid Charging Service Providers Utilizing Money Tap -Supporting low-cost and easy connections without using existing infrastructure such as CAFIS- Advantages (for banks) • Advantages (for prepaid charge providers) • No development costs upon connection • No
Slide 128: White-labeled Banking Apps
② White-label app White-labeled Banking Apps introduced by SBI NEO FINANICIAL SERVICES Adopted by 10 Banks, with Another Two Banks Decided ✓ Providing bank teller services at low cost ✓ Based on API compatibility, functions can be expanded by utilizing various fintech services from investee companie
Slide 129: Cloud-based Core Banking System
③ Cloud-based core banking system Structure of Cloud-based Core Banking System -The next-generation banking system developed by Future Architect, a company with a wealth of experience, will be operated by SBI Group on AWS, enabling the utilization of a system under an annual fee model- Through the
Slide 130: Regional Revitalization Partners Co., Ltd.
(4) Regional Revitalization Partners Co., Ltd., co- established with several partners, and beginning of the two function offering companies [Unauthorized reproduction is prohibited] 129
Slide 131: Regional Revitalization Partners Established
Established Regional Revitalization Partners Co., Ltd as a Joint Initiative with Multiple Partners Who Share a Common Aspiration Toward Regional Revitalization [SBI Holdings] [Yamaguchi Financial Group] Regional [Shinsei Bank] Revitalization Partners Accepting one director from each investment partn
Slide 132: Scheme of Function Providing Company
The Scheme of the Function Providing Company Raise capital by forming a fund (silent partnership, etc.) in which the function provider acts as a GP for each area or theme Core partners who make major investments into the fund will have the right to invest in the function provider, as well as to
Slide 133: Osaka-Kobe Next Generation Global Financial Center
2. Measures to bring to the Osaka-Kobe region the next generation global financial center, which will lead to regional development -Endeavor to become a next generation cross- border global financial center by utilizing fintech, with the Osaka Digital Exchange (ODX) and Dojima Exchange at its core-
Slide 134: Osaka and Kobe as Cross-Border Hub
Osaka and Kobe can Differentiate Themselves from Tokyo, a “Capital Function” Financial Hub, by Becoming a “Cross-Border Hub” Financial Center Osaka and Kobe: Tokyo: Capital Function Cross-Border Hub A city that functions to support the economic activities of its A city that functions as a “hub” for
Slide 135: Why Osaka and Kobe Suit a Global Financial Center
The Reasons Why Osaka and Kobe are Suitable Candidates as a Global Financial Center Historical background Geographic characteristics This area is historically known as In 2019* the Kansai International Japan’s “Kitchen of the Nation,” the Airport ranked first in terms of the commercial and financial
Slide 136: Timeline for Two Exchanges
Timeline to Establish Two Exchanges as the Core of the Next Generation Global Financial Center March 2021 April 2021 Establish Osaka Spring 2022 Osaka Digital Dojima 2023~ Exchange Osaka Exchange Digital ~2025 Osaka becomes a Exchange Digital Osaka joint stock begins Exchange Dojima company handling
Slide 137: Concept of Dojima Exchange
(1) Concept of Dojima Exchange as a comprehensive exchange ① Convert the commodity exchange in Dojima, Osaka, the birthplace of futures trading, into a joint stock company and support its formation into a global comprehensive exchange ② Dojima Exchange plans to handle a variety of futures and next-g
Slide 138: Convert Commodity Exchange in Dojima into Joint Stock Company
① Convert the Commodity Exchange in Dojima, Osaka, the Birthplace of Futures Trading, into a Joint Stock Company and Support its Formation into a Global Comprehensive Exchange Endeavor to establish a comprehensive exchange group centered around Osaka Dojima Commodity Exchange, Japan's only rice fu
Slide 139: Dojima Exchange Futures and Financial Products
② Dojima Exchange Plans to Handle a Variety of Futures and Next-generation Financial Products Dojima Exchange will deal in various commodities such as rice spot and futures trading, agricultural products, resources and other commodities, financialized commodities, index futures and weather derivat
Slide 140: Establish Osaka Digital Exchange as PTS
(2) Establish Osaka Digital Exchange as a new Private Trading System (PTS) to handle security tokens (ST), the next- generation financial instrument, in addition to traditional stocks ① Jointly with SMBC Group, establish Osaka Digital Exchange as a distribution market that also handles ST ② SBI Grou
Slide 141: Osaka Digital Exchange Joint Venture with SMBC
① Jointly with SMBC Group, Establish Osaka Digital Exchange as a Distribution Market that also Handles ST Established SBI PTS Holdings as an intermediate holding company (Jan. 15, 2021) and plan to establish Osaka Digital Exchange as a joint venture with SMBC Group [Organizational structure (plan) ]
Slide 142: Osaka Digital Exchange Stock and ST Trading
① Establishment of a PTS that handles both stocks and ST Osaka Digital Exchange Plans to Offer both Stock and ST Trading Functions In order to develop the market for security tokens (ST), the next generation of financial products, it is necessary to have not only a primary market for the token issue
Slide 143: Improving Environment for ST Market
② Efforts to develop the ST market Steady Progress has been Made to Improve the Environment for Market Development, Including the Development of STO Laws and Regulations and the Establishment of a Self-regulatory Organization • Fraudulent ICO projects have surged as virtual currencies explode in pop
Slide 144: Japan's First Security Token Business
② Efforts to develop the ST market Owing to the Financial Instruments and Exchange Law, as amended on May 1, 2020, Japan’s First Security Token Business was Launched - The issuance of security tokens in full compliance with the Financial Instruments and Exchange Act with securities appearing on the
Slide 145: Global Structure Centered on Osaka Digital Exchange
③ Global Organizational Structure Centered on Osaka Digital Exchange Osaka Digital Exchange endeavors to be a (1) next-generation, (2) global, and (3) digital exchange Create a global corridor as an international distribution market through interconnection with Boerse Stuttgart Group, which has
Slide 146: Attract fintech venture companies globally
(3) Attract fintech venture companies globally and utilize their cutting- edge technologies [Unauthorized reproduction is prohibited] 145
Slide 147: Fintech Company Concentration in Osaka-Kobe
Endeavour To Establish a Concentration of Fintech Companies in the Osaka-Kobe Area • Create a concentration of fintech companies in the Osaka-Kobe area that will attract not only fintech ventures, but also many financial, IT, and other related service providers • Promote the creation of industrial c
Slide 148: SBI Group Fintech Investment Track Record
Utilize SBI Group’s Abundant Investment Track Record in the Fintech Field to Attract Other Fintech Venture Companies ※Primary investee companies of major funds ＝IPO’d ＝M＆A’d Blockchain / Crypto-asset Crowdfunding ／M＆A Marketing／Media Insurance Robotics / Autonomous Environmental Energy Car CompareAs
Slide 149: Blockchain and DLT Technologies
Utilize Cutting-edge Technologies such as Blockchain and Distributed Ledger Technology (DLT) Several projects have been developed by participating companies from Investment various industries utilizing technology based on smart contracts (Largest outside shareholder) All Industries SBI Ripple Asia (
Slide 150: Reference materials for each business
[Reference materials for each business] [Unauthorized reproduction is prohibited] 149
Slide 151: Average Daily Individual Brokerage Trading Value
1. Securities-related business: Average Daily Individual Brokerage Trading Value (2 Market Total *) (JPY billion) Average daily individual brokerage trading value (left-side scale) (JPY) 2,000 End-of-month Nikkei Average (right-side scale) 24,000 1,800 9M FY2020 Individual Brokerage 1,600 +47.7% tra
Slide 152: SBI SECURITIES Brokerage Trading Value and Commissions
1. Securities-related business: SBI SECURITIES’ Stock Brokerage Trading Value and Commissions (JPY trillion) (JPY million) Stock Brokerage Trading Value Commissions 35,000 32,577 110 104.7 100 30,000 +55.4% 90 +69.7% 25,000 YoY 80 YoY 20,963 70 61.7 20,000 60 50 15,000 40 10,000 30 20 5,000 10 0 0 9
Slide 153: Interest Credit Balance and Financial Revenue
1. Securities-related business: SBI SECURITIES’ Interest Credit Balance and Financial Revenue / Net Financial Revenue Open Interest Credit Balance (EOM) Financial Revenue / (JPY 100 million) 11,000 (JPY million) Net Financial Revenue 9,656 30,000 28,470 10,000 9,273 27,305 +4.2% 9,000 8,301 25,000 Y
Slide 154: SBI SECURITIES Customer Base
1. Securities-related business: SBI SECURITIES Attains an Overwhelming Customer Base [Number of Accounts and Amount of Customer Asset] Customer Accounts of 5 Major Customers’ Deposit Assets of Online Securities Companies 5 Major Online Securities Companies (As of end of Mar. 2013- as of end of Dec.
Slide 155: Expected IPOs and M&As
2. Asset Management Business The Number of IPOs and M&As are Expected to be at the Same Level as that in the Previous Fiscal Year Full-year FY2020 Full-year FY2019 Prospects IPO・M&A Deals 24 Over 25 In this current fiscal year, 14 companies were IPO’d and one was M&A’d thus far EXIT Date Company Mar
Slide 156: Assets Under Management of the SBI Group
2. Asset Management Business Assets Under Management of the SBI Group (As of the end of Dec. 2020) (*1) (*2) Private equity, etc. JPY 535.0bn (Excluding JPY 196.5bn of both cash and commitment amount to be paid in) Breakdown of operating investment Breakdown of operating investment Amount securities
Slide 157: Alliance between SBI Group and SMBC Group
Alliance between SBI Group and SMBC Group* × [Neo-Moba] × × Agreed to participate in a strategic investment in a SMBC owns 20% of SBI SMBC owns 14% of venture fund (commonly known NEOMOBILE SECURITIES and mutual introduction of SBI R3 Japan and as the 4+5 Fund) that actively dispatched a director in
Slide 158: SBI Group Customer Base
The SBI Group’s Customer Base, which was Expanded through the Thorough Pursuit of the Customer-centric Principle and Group Synergies Breakdown of the Customer Base (Thousand) (As of the end of Dec. 2020)*1,2 (Thousand) SBI SECURITIES 29,705 SBI NEOMOBILE Securities (No. of accounts) 6,390 32,000 SBI
Slide 159: Number of Group Companies and Employees
Number of Companies and Consolidated Employees of the SBI Group Number of Group companies March 2020 December 2020 Consolidated subsidiaries (companies) 246 267 Consolidated partnerships (partnerships) 22 35 Total consolidated subsidiaries(companies) 268 302 Equity method companies (companies) 34 38
Slide 160: https://www.sbigroup.co.jp
https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 159
Sbi Holdings Inc Ord — 9M FY2020 Earnings Presentation on 6ix