DBS Group Holdings Ltd · SGX:D05
DBS — 4Q 2020 Earnings Presentation
8 slides from DBS's earnings presentation, Feb 10, 2021
Slide 1: CEO Observations
X DBS | sanciess CEO Observations 10 Feb 2021
Slide 2: Business Outlook
Business Outlook ▪ Business momentum healthy in 4Q - Broad-based loan growth across non-trade corporate, housing and wealth management segments - Fee income resilient - Wealth management up 21% yoy from buoyant sentiment in low-rate environment - Cards recovering towards pre-Covid levels ▪ Continued
Slide 3: Business Outlook
Business Outlook ▪ Latest economic data support strong economic rebound for 2021 ▪ Strong January performance provides head start to year - Higher income yoy despite full impact of post-Covid NIM pressure - Treasury Markets income up significantly - Fee income up from high year-ago base from broad-b
Slide 4: Credit Outlook
Credit Outlook ▪ Asset quality trends encouraging - Loans under moratorium have declined significantly from respective peaks - Singapore housing: Down to 10% - Singapore SME: Down to 25% - Hong Kong large corporate and SME: Down to 50% - Low delinquencies ▪ If current trends hold, severe stress scen
Slide 5: Proactive through the Crisis
Proactive through the Crisis ▪ New platforms for growth - Lakshmi Vilas Bank (LVB) - China securities joint venture - Digital Exchange - Retail wealth management - Supply chain digitalisation 5
Slide 6: LVB: Accelerates DBS India strategy
LVB: Accelerates DBS India strategy Selective physical network to create South India play LVB and transaction highlights ▪ Well-established private sector bank since 1926 ▪ Largely South India based network with higher GDP per capita(1) and long-standing connections with Singapore ▪ >2 million retai
Slide 7: LVB: Combined platform well positioned for future growth
LVB: Combined platform well positioned for future growth Substantially scales up deposits base, in particular retail Increases efficient granular retail deposits Retail Deposits (SGD b) Deposits (SGD b) Deposits 9.0 4.3 23% 48% 5.6 59% 3.2x 89% 77% 1.3 52% 11% DBS India Combined DBS India Combined D
Slide 8: Thank You
Thank You EEDBS