20 slides from Banco Bilbao Vizcaya Argentaria's earnings presentation, May 1, 2024
Slide 1: BBVA Group 1Q24
BBVA BBVA Group 1Q24
Slide 2: Disclaimer
BBVA Corporate Presentation | 2 | Disclaimer This document is only provided for information purposes and is not intended to provide financial advice and, therefore, does not constitute, nor should it be interpreted as, an offer to sell, exchange or acquire, or an invitation for offers to acquire secu
Slide 3: About BBVA
BBVA Corporate Presentation | 3 | About BBVA BBVA’s GLOBAL PRESENCE FINANCIAL HIGHLIGHTS MARCH 2024 MARCH 2024 Net attributable profit 3M24 CET 1 FL 2.2 BN€ 12.82% Total assets Deposits from customers OUR PURPOSE 801,690 M€ 436,763 M€ Countries Branches Employees Active Clients To bring the Loans and
Slide 4: About BBVA
BBVA Corporate Presentation | 4 | About BBVA Our To bring the age of opportunity Purpose to everyone Strategic Priorities Improving our clients’ Helping our clients transition financial health towards a sustainable future Our Values Reaching more clients Driving operational excellence The best and mo
Slide 5: A well-diversified footprint with leading franchises
BBVA Corporate Presentation | 5 | A well-diversified footprint with leading franchises BREAKDOWN BY BUSINESS AREA STRONG POSITION RANKING AND MARKET SHARE (%)2 Rest of Business South America 7% TOTAL Turkey 8% Spain SPAIN # 3 13.8% ASSETS1 54% 9% MAR.24 Mexico MEXICO # 1 24.7% 22% TURKEY # 2 19.3% Re
Slide 6: 1Q24 key messages
BBVA Corporate Presentation | 6 | 1Q24 key messages CORE REVENUES (NII+FEES) TOTAL LOAN GROWTH1 OUTSTANDING CORE REVENUES 1 AND SOLID ACTIVITY GROWTH +27.0% +18.6% +9.5% +7.0% (YOY, CONSTANT) (YOY, CURRENT) (YOY, CONSTANT) (YOY, CURRENT) vs. 1Q23 vs. MAR 2023 LEADING AND IMPROVING EFFICIENCY EFFICIE
Slide 7: Keeping good traction in customer acquisition
BBVA Corporate Presentation | 7 | Keeping good traction in customer acquisition NEW CUSTOMERS1 (BBVA GROUP, MILLION; % ACQUISITION THROUGH DIGITAL CHANNELS) TOTAL DIGITAL 67% DIGITAL 21% 1Q19 1Q20 1Q21 1Q22 1Q23 1Q24 (1) Gross customer acquisition through own channels for retail segment. Excludes th
Slide 8: Positive impact on society through our activity
BBVA Corporate Presentation | 8 | Positive impact on society through our activity BBVA GROUP LOAN GROWTH1 INCLUSIVE GROWTH FINANCING +9.5 % +7.0% 35,000 FAMILIES BOUGHT (YOY, CONSTANT €) 155,000 SMEs AND (YOY, CURRENT €) 70,000 LARGER CORPORATES 4.9 €BN MOBILIZED THEIR HOME2 SELF - EMPLOYED INVESTED
Slide 9: Advancing in sustainable business
BBVA Corporate Presentation | 9 | Advancing in sustainable business SUSTAINABLE BUSINESS (€BN, ACCUMULATED DATA 2018-1Q24) BY SEGMENT (€ BN) New target (2022) YoY growth € 20 Bn 300 €Bn 20.0 +41% channeled in 1Q24 €226 Bn 2.6 Retail -19% Revised target (2021) Channeled since 2018 200 €Bn 14.2 3.2 En
Slide 10: 1Q24 Results
BBVA Presentación Institucional | 10 | 1Q24 Results
Slide 11: 1Q24 Profit & Loss
BBVA Corporate Presentation | 11 | 1Q24 Profit & Loss Change Change 1Q24/1Q23 1Q24/4Q23 BBVA Group (€M) 1Q24 % constant % % constant % Net Interest Income 6,512 25 15 4 24 Net Fees and Commissions 1,887 37 31 3 11 Net Trading Income 772 124 76 -13 3 Other Income & Expenses -952 39 70 271 273 Gross In
Slide 12: Business Areas: Spain and Mexico
BBVA Corporate Presentation | 12 | Business Areas SPAIN MEXICO (€M 3M24. CHANGE IN % vs. 3M23) (CONSTANT €M 3M24. CHANGE IN % vs. 3M23) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 1,344 €M 725 €M 2,773 €M 1,441 €M 3M24 vs. 3M23 3M24 vs. 3M23 Net Interest Income
Slide 13: Business Areas: Turkey and South America
BBVA Corporate Presentation | 13 | Business Areas TURKEY SOUTH AMERICA (€M 3M24. CHANGE IN % vs. 3M23) (€M 3M24. CHANGE IN % vs. 3M23) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 453 €M 144 €M 600 €M 119 €M 3M24 vs. 3M23 Net Attributable Profit 3M24 vs. 3M23 Net
Slide 14: Business Areas: Corporate & Investment Banking
BBVA Corporate Presentation | 14 | Business Areas OTHER INFORMATION: CORPORATE & INVESTMENT BANKING BUSINESS ACTIVITY CLIENT’S REVENUE RESULTS (CONSTANT €M CHANGE YTD) (CONSTANT €M CHANGE vs. 3M23) (CONSTANT €M CHANGE vs. 3M23) GROSS INCOME LENDING 1,271 €M +39% 81 €Bn +4.1% 1,369 €M +30.8% OPERATIN
Slide 15: Takeaways
BBVA Corporate Presentation | 15 | Takeaways BBVA delivered another record quarter mainly driven by Spain and Mexico Significant progress in the execution of our strategy focused on digitization, innovation and sustainability Excellent core revenues evolution on the back of activity growth Outstandin
Slide 16: Annex
BBVA Presentación Institucional | 16 | Annex
Slide 17: BBVA had significant growth since 1995
BBVA Corporate Presentation | 17 | BBVA had significant growth since 1995 MORE THAN 165 YEARS OF HISTORY Banco Continental (Perú) 1995 Probursa (Mexico) 2007 Compass (USA) 2016 Sale of CNCB´s 1.12% (China) Sale of GarantiBank Moscow AO (Moscow) Banco Ganadero (Colombia) 2008 Extended CNCB agreement (
Slide 18: BBVA's shareholders structure (Mar.24)
BBVA Corporate Presentation | 18 | BBVA’s shareholders structure (Mar.24) # BBVA SHARES # SHAREHOLDERS 5,838 M 726,100 Shareholders Shares NUMBER OF SHARES Amount % Amount % Up to 500 311,091 42.8 57,443,656 1.0 501 to 5,000 325,542 44.8 576,148,338 9.9 Retail 5,001 to 10,000 48,110 6.6 337,256,570
Slide 19: Organizational chart
BBVA Corporate Presentation | 19 | Organizational chart Chief Executive Officer Chair Onur Genç Carlos Torres Vila BUSINESS UNITS GLOBAL FUNCTIONS TRANSFORMATION STRATEGY LEGAL AND CONTROL CIB & Sustainability (1) Finance Engineering Strategy & M&A Legal Javier Rodríguez Soler Luisa Gómez Bravo José
Slide 20: BBVA
BBVA