Equifax, Inc. · NYSE:EFX

Equifax — Investor Presentation (December 2020)

11 slides from Equifax's investor presentation, December 2020

  1. Slide 1: Account Verification

    Account Verification Verify Consumer and Commercial Identities with Payments

  2. Slide 2: Authenticate account numbers presented by consumers and businesses

    Authenticate account numbers presented by consumers and businesses PROPRIETARY | 2

  3. Slide 3: Smart growth with less fraud

    Smart growth with less fraud Grow your business Make life easy for Yet, recognizing and maximize your legitimate fraudsters at the revenue without customers, while point of application needlessly slowing managing your is not an easy task down business fraud costs processes PROPRIETARY | 3

  4. Slide 4: Account Verification

    Account Verification • Verifies both the consumer’s identity and that the active credit card OR bank account is associated with that consumer • Minimizes risk for businesses by validating a consumer’s credit card OR bank account presented for payment with their Personal Identifiable Information (PII

  5. Slide 5: Why Account Verification?

    Why Account Verification? Helps businesses answer three • Validates real-time driving questions: information before payments are accepted for ✔ Is the entity real? online or digital transactions ✔ Is the credit card/bank to help mitigate chargebacks for card- not-present fraud (CNP) account real? •

  6. Slide 6: Account Verification Features and Benefits

    Account Verification Features and Benefits Features Benefits ∙ Matches credit card or bank account ∙ Helps reduce risk of chargebacks for information with a verified identity in CNP activity by validating linkage of real-time, helping to increase the identity with the credit card or conversion rates

  7. Slide 7: How Account Verification Works: Components & Outputs

    How Account Verification Works: Components & Outputs PROPRIETARY | 7

  8. Slide 8: Account Verification across sectors

    Account Verification across sectors Equifax has extensive experience working across multiple industries to help customers optimize their consumer and commercial certification and fraud prevention approaches Financial Services Telecommunications and Retailers Auto Dealers and Lenders Mitigate risk to

  9. Slide 9: Delivery

    Delivery • Verifies that the consumer’s credit • Available using a secure, card or bank account (as well as real-time API commercial bank accounts) presented for payment supports a • The successful response match between provided credit contains a match of field card/bank account and their level PII

  10. Slide 10: Account Verification Integration Milestones

    Account Verification Integration Milestones PROPRIETARY | 10

  11. Slide 11: equifax.com

    equifax.com PROPRIETARY | 11 Copyright © 2020 Equifax Inc. All Rights Reserved. Equifax is a registered trademark of Equifax Inc.

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