First Financial Bancorp. · NASDAQ:FFBC

First Financial Bancorp — Merger or Acquisition (July 2015)

5 slides from First Financial Bancorp's merger presentation, Jul 30, 2015

  1. Slide 1: Oak Street Holdings Corporation Acquisition Overview

    Oak Street Holdings Corporation Acquisition Overview July 30, 2015 Exhibit 99.2

  2. Slide 2: Oak Street Holdings Corporation Overview

    2 Oak Street Holdings Corporation Overview Nationally Recognized Specialty Lender to Insurance Agents and Agencies Founded: 2003 Headquarters: Indianapolis, Indiana Assets / Loans: $242 million / $238 million Target Lending Industries: Provides commission-based commercial financing exclusively to in

  3. Slide 3: Oak Street Holdings Corporation Overview

    3 Oak Street Holdings Corporation Overview Nationally Recognized Specialty Lender to Insurance Agents and Agencies Target Loan Size: Up to $20 million “Core” - Lending relationships < $1.0 million “Strategic” - Lending relationships > $1.0 million Average Loan Size: $340,000 Core: $150,000 Strategic

  4. Slide 4: Acquisition Overview and Pro Forma Impact

    4 Acquisition Overview and Pro Forma Impact 2016 earnings accretion of $0.16 - $0.20 per share Net interest margin expansion of more than 20 bps related to Oak Street’s portfolio yield of approximately 9% Oak Street warehouse-line funding structure to be replaced with lower-cost Bank funding sources

  5. Slide 5: Oak Street Holdings Corporation Acquisition Overview

    Oak Street Holdings Corporation Acquisition Overview July 30, 2015

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