Slide 1: Presentation of H1 2025 Results
DOM DEVELOPMENT S.A. CAPITAL GROUP PRESENTATION OF H1 2025 RESULTS 28 AUGUST 2025
Slide 2: The First Half of 2025 at Dom Development Group
THE FIRST HALF OF 2025 AT DOM DEVELOPMENT GROUP 2 033 1 595 PLN 246 m RETAIL MARKET UNIT SALES UNITS DELIVERED NET PROFIT H1 2025 +4% YoY (3)% YoY +6% YoY PLN 4.1 B NPS(1) 68 pts. PLN 870 m RECORD REVENUE POTENTIAL TO CUSTOMER SATISFACTION INDEX CASH(2) AT 30.06.2025 BE RECOGNISED IN COMING at a hig
Slide 3: H1 2025 Financial Summary
H1 2025 FINANCIAL SUMMARY REVENUE H1 2025 H1 2024 Change PLN 1 294 m PLN 1 370 m PLN (76) m (6)% 35% GROSS MARGIN H1 2024: 32% NET PROFIT H1 2025 H1 2024 Change PLN 246 m PLN 231 m PLN +15 m +6% 19% NET MARGIN H1 2024: 17% GEARING NET CASH 30.06.2025 30.06.2024 30.06.2025 (4.0)% (6.7)% PLN 71 m 38%
Slide 4: Market Overview in H1 2025
MARKET OVERVIEW IN H1 2025 • The interest rate cuts introduced in May 2025, together with the decline in WIBOR rates, are contributing to improved mortgage affordability and growing demand for flats • The value of mortgage enquiries increased by 47% year on year in June 2025. The total value of mort
Slide 5: Net Sales
NET SALES HALF-YEAR SALES VOLUME UP 4% YOY No. of units H1 H1 Change Net sales (units) 2025 2024 YoY Warsaw 869 830 5% 1 156 1 159 Tri-City 499 500 0% 1 033 1 000 943 Wroclaw 437 379 15% Krakow 228 245 (7)% Dom Development 2 033 1 954 4% Capital Group IIQ 2024 IIIQ 2024 IVQ 2024 IQ 2025 IIQ 2025 5
Slide 6: H1 2025 Sales Segmentation
H1 2025 SALES SEGMENTATION 22% OF UNITS SOLD, WORTH MORE THAN PLN 1 MILLION Segmentation value of the DOM Development Group residential sales in H1 2025 over PLN 1,000k 22% Average transaction H1 H1 Change value (PLN k) 2025 2024 YoY PLN 900-1,000k 9% Warsaw 872 921 (5)% PLN 800-900k 13% Tri-City 69
Slide 7: Offer: Stock Levels Appropriate with Current Sales and Market Conditions
OFFER STOCK LEVELS APPROPRIATE WITH CURRENT SALES AND MARKET CONDITIONS No. of units available for sale 30.06. 30.06. Change Offer by market 2025 2024 YoY Warsaw 1 332 1 020 31% 3 776 3 778 3 538 Tri-City 1 041 610 71% 2 915 3 082 Wroclaw 753 648 16% Krakow 652 637 2% Dom Development 3 778 2 915 30%
Slide 8: Project Launches in Q2 2025
PROJECT LAUNCHES IN Q2 2025 WARSAW 222 units 123 units 115 units 77 units Second metro line station directly Green area between Lake where three districts meet– Efficient communication by adjacent to development Czerniakowska and the Vistula Bielany, Żoliborz and Bemowo Sobieskiego street and Sikors
Slide 9: Units in Projects Under Construction
UNITS IN PROJECTS UNDER CONSTRUCTION PROJECTS UNDER CONSTRUCTION ARE ON SCHEDULE No. of units under construction 60% of units under construction are sold Units under 30.06. 30.06. Change construction 2025 2024 YoY Warsaw 3 424 3 585 (4)% 8 371 8 695 Tri-City 2 303 1 994 15% 8 013 8 270 7 657 Wroclaw
Slide 10: Land Bank - Owned and Controlled
LAND BANK - OWNED AND CONTROLLED LAND BANK SUFFICIENT TO SUSTAIN SALES AT CURRENT LEVEL FOR CLOSE TO 5 YEARS Number of plots in land bank 19 889 18 758 19 008 18 995 18 435 5 709 4 658 5 115 4 800 5 962 Change Land Bank Owned Controlled Total YoY Warsaw 6 726 2 632 9 358 (12)% Tri-City 3 849 1 698 5
Slide 11: Deliveries: Customer Satisfaction in Line with the Annual Target
DELIVERIES CUSTOMER SATISFACTION IN LINE WITH THE ANNUAL TARGET 200 0 No. of units 100 NPS 180 0 300** 90 160 0 75 80 70 140 0 66 66 65 70 H1 H1 Change Deliveries of units 120 0 60 2025 2024 YoY 100 0 50 Warsaw 497 1 088 (54)% 800 1 681 40 Tri-City 392 356 10% 600 97 ** 30 Wroclaw 624 48 1 200% 984
Slide 12: Profit and Loss Statement
PROFIT AND LOSS STATEMENT MAINTAINING HIGH PROFITABILITY Profit and Loss Account IIQ 2025 IIQ 2024 Change YoY H1 2025 H1 2024 Change YoY Sales Revenues, including 552.1 663.7 (17)% 1 293.9 1 369.6 (6)% Revenue from the sale of finished goods 505.1 613.3 (18)% 1 217.5 1 272.5 (4)% Deliveries (units)
Slide 13: Cumulative Net Sales to Be Recognised in P&L
CUMULATIVE NET SALES TO BE RECOGNISED IN P&L (UNITS SOLD BUT NOT DELIVERED) HIGH REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS PLN m 4 000 3 500 3 000 2 500 2 000 Units sold and not transferred Value 1 500 30.06.2024 4 944 units PLN 3 539 m 1 000 30.06.2025 5 418 units of which: PLN 4 065 m
Slide 14: Balance Sheet
BALANCE SHEET ROBUST BALANCE SHEET PROVIDING SECURITY IN VOLATILE MARKET ENVIRONMENT PLN m 6 000 ASSETS 30.06.2025 30.06.2024 Change YoY 5 800 5 600 Current assets, including: 5 771 4 954 16% CASH 5 400 Cash 870 622 40% 5 200 5 000 DEFERRED Incl. escrow accounts 134 77 74% SHORT-TERM LIABILITIES 4 8
Slide 15: Debt Maturity Structure
DEBT MATURITY STRUCTURE HIGH LEVEL OF AVAILABLE FINANCING AND STAGGERED BOND MATURITIES ALLOWS US TO RESPOND FLEXIBLY TO OPPORTUNITIES AS THEY ARISE AND MANAGE SHORT-TERM LIQUIDITY PLN m PLN 870 m CASH* 55 260 PLN 715 m UNUSED CREDIT LINES 140 135 99 110 PLN 744 m 0 BONDS 2025 2026 2027 2028 2029 20
Slide 16: Summary: Dom Development Group in H1 2025
SUMMARY: DOM DEVELOPMENT GROUP IN H1 2025 • Strong sales results in a tough market (2 033 net units sold, up 4% YoY) – consolidates Dom’s leading position • Record revenue potential to be recognized in future periods – 5 418 units sold but not yet delivered – with a value of PLN 4,1 billion (as at J
Slide 17: Appendices
DOM DEVELOPMENT APPENDICES
Slide 18: Commencement of New Handovers in Q3-Q4 2025
COMMENCEMENT OF NEW HANDOVERS IN Q3-Q4 2025 18
Slide 19: Projects Under Construction and in Preparation: Warsaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WARSAW NO. OF UNITS, AS AT 30/06/2025 UNDER IN No INVESTMENT CONSTRUCTION PREPARATION 1 DZIELNICA MIESZKANIOWA METRO ZACHÓD 1 036 749 13 2 APARTAMENTY LITERACKA 115 311 3 GRZYBOWSKA --- 184 4 OSIEDLE HARMONIA MOKOTÓW 475 --- 11 5 OSIEDLE URBINO 396 440
Slide 20: Projects Under Construction and in Preparation: Tri-City
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: TRI-CITY NO. OF UNITS, AS AT 30/06/2025 UNDER IN No INVESTMENT CONSTRUCTION PREPARATION 1 DOKI 246 243 2 DOLNE MIASTO 246 755 3 SYNTEZA 415 56 4 LEMA 189 --- 5 WARSZAWSKA 102 249 12 6 WZGÓRZE HOPLITY 106 --- 13 10 11 9 8 7 GDYNIA ORZECHOWA --- 104 7 8
Slide 21: Projects Under Construction and in Preparation: Wroclaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WROCLAW NO. OF UNITS, AS AT 30/06/2025 UNDER IN No INVESTMENT CONSTRUCTION PREPARATION 1 HUBSKA 100 268 --- 2 APARTAMENTY NAD OŁAWKĄ 262 --- 3 OSIEDLE MIĘDZYLESKA 3 --- 116 66 4 10 9 4 OSIEDLE ZIELNA 89 50 5 OSIEDLE MIĘDZYLESKA 4 --- 134 6 OSOBOWICKA 1
Slide 22: Projects Under Construction and in Preparation: Krakow
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: KRAKOW NO. OF UNITS, AS AT 30/06/2025 UNDER IN No INVESTMENT CONSTRUCTION PREPARATION 5 1 1 OSIEDLE GÓRKA NARODOWA 454 --- 8 2 OSIEDLE 29. ALEJA 300 6 2 3 OSIEDLE PRZY MALBORSKIEJ 71 --- 7 4 4 APARTAMENTY PARK MATECZNEGO 348 236 5 MEIERA --- 778 3 6 6
Slide 23: Disclaimer
Disclaimer This presentation ("Presentation") has been prepared by Dom Development S.A. (the "Company") solely for informational purposes and should not separately or jointly with the oral presentation be regarded as an offer, invitation, recommendation, or encouragement to purchase any financial in
Slide 24: Contact for investors
Contact for investors : Joanna Czwarno Investor Relations Manager tel. +48 600 759 296 e-mail: joanna.czwarno@domd.pl www.inwestor.domd.pl 24