Avenuesai Ltd · NSE:CCAVENUE
Avenuesai — Infibeam Avenues — Q4 FY20 Earnings Presentation
25 slides from Avenuesai's earnings presentation, Jun 5, 2020
Slide 1: A Global FinTech Company
PAYMENTS | PLATFORMS A Global FinTech Company Q4 & FY20 Earnings Presentation 5 June 2020
Slide 2: Disclaimer
INFIBEAM AVENUES LIMITED Disclaimer This presentation contains certain words and statements concerning Infibeam Avenues Limited (“the Company”) and its prospects, and other statements relating to the Company’s expected financial position, business strategy, the future development of the Company’s op
Slide 3: Agenda
INFIBEAM AVENUES LIMITED Agenda 1 Evolution of Infibeam Avenues Limited 2 Building a strong, sustainable and scalable business 3 Our numbers speak of our performance and achievement 4 Unlocking value for shareholders 3
Slide 4: Evolution of Infibeam Avenues Limited
Evolution of Infibeam Avenues Limited INFIBEAM AVENUES LIMITED
Slide 5: Company profile – Global FinTech company
INFIBEAM AVENUES LIMITED Company profile – Global FinTech company ➢ Global Financial Technology (FinTech) company with operations in India, UAE, Saudi Arabia and USA ➢ India’s first and amongst the most trusted online digital payments solution provider with a profitable track record E volu tion of I
Slide 6: Business snapshot
BUSINESS SNAPSHOT We have built a strong, sustainable and scalable business >1,000,000 c.` 900 bn c.INR 500 bn Top 3 4 E volu tion of In fib eam Aven u es Limited Merchants in India and worth of transactions orders processed In India, among online Countries of presence; International markets; proces
Slide 7: Key business and organisational developments
INFIBEAM AVENUES LIMITED Key business and organisational developments ➢ Strong growth in payments volume ➢ Strong merchant addition in the payments business E volu tion of In fib eam Aven u es Limited ➢ Alliance with one of the top 5 US-based bank in India for acquiring payments ➢ Launch of Payments
Slide 8: Few Awards and Recognition – FY20
INFIBEAM AVENUES LIMITED Few Awards and Recognition – FY20 Best Digital Payment Processor Best Technology Platform India Digital Summit 2020, by IAMAI Skotch Award: Technology deployment for Government Projects & Digital Platforms E volu tion of In fib eam Aven u es Limited Best Digital Payment Faci
Slide 9: Building a strong, sustainable and scalable business model
Building a strong, sustainable and scalable business model INFIBEAM AVENUES LIMITED
Slide 10: Diversified FinTech portfolio to simplify business and payments
SOLUTIONS Diversified FinTech portfolio to simplify business and payments Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el Acquiring Issuing ➢ Payment gateway for acquiring & processing ➢ Prepaid cards, Corporate Credit cards of cards and various alternative payment and Lendin
Slide 11: CCAvenue – Payments Acquiring
CCAVENUE – PAYMENTS ACQUIRING A leading online payment solutions provider in India and UAE INDIA ➢ Among the leading payment acquirer in India and the UAE Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el o 2nd in India in terms of net profit o 3rd in revenue market share o 2nd
Slide 12: CCAvenue Finance – Payments Issuance
CCAVENUE FINANCE – PAYMENTS ISSUANCE Secured lending Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el Ability to earn higher TDR with no risk 12
Slide 13: Go Payments – Payments Issuance
GO PAYMENTS – PAYMENTS ISSUANCE Corporate prepaid cards Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el Card offering Benefits for Corporates ➢ Fully Compliant with PCI-DSS, RBI & Income Tax Act ➢ Virtual or Physical cards created instantly on dashboard ➢ Instant send or revo
Slide 14: Cardpay Technologies Pvt Ltd – Payments Issuance
CARDPAY TECHNOLOGIES PVT LTD – PAYMENTS ISSUANCE Corporate credit cards Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el Credit Card for every Auto repayment by Instant credit line with Higher reward points use case for direct debit to bank higher limits with multipliers corpo
Slide 15: Marketplace Platform for the Government
MARKETPLACE PLATFORM, FOR THE GOVERNMENT GeM to become a top e-marketplace to sell Indian products Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el ➢ Government incl. PSU procurements across India is Annual Procurement on GeM (` crore) c.13-15% of country’s GDP, >US$250bn (Cen
Slide 16: Payment Industry – India
PAYMENT INDUSTRY – INDIA Our portfolio offerings - competitive landscape Bu ild in g a stron g, su stain ab le an d scalab le b u sin ess mod el Infibeam Avenues Peer 1 Peer 2 Peer 3 Payment Gateway ✓ ✓ ✓ ✓ Enterprise Payments (White Label) ✓ Bulk Payments ✓ ✓ Lending ✓ ✓ ✓ BBPS ✓ ✓ ✓
Slide 17: Our numbers speak of our performance and achievement
Our numbers speak of our performance and achievement INFIBEAM AVENUES LIMITED
Slide 18: Financial performance – FY20
PERFORMANCE SNAPSHOT Financial performance – FY20 Ou r n u mb ers sp eak of ou r p erforman c e an d ach ievem en t FY20 ➢ FY20 Revenue up 10% YoY o Strong growth in Enterprise Software Revenue EBITDA PAT Platforms business on account of growth in transaction based clients and INR 6,481 mn INR 2,167
Slide 19: Robust operational performance across businesses
OPERATING PERFORMANCE SNAPSHOT Robust operational performance across businesses Ou r n u mb ers sp eak of ou r p erforman c e an d ach ievem en t Payments & Transactions Processed Bill Payments FY20 INR 622 bn 147 mn Value 91% Y-o-Y 26% Y-o-Y 28% Y-o-Y Volume 93% Y-o-Y Payments & Transactions Proces
Slide 20: Efficient capital allocation strategy
FINANCIAL PERFORMANCE SNAPSHOT Efficient capital allocation strategy Ou r n u mb ers sp eak of ou r p erforman c e an d ach ievem en t Capex* Cash from Operations1 Cash conversion ratio1 INR mn INR mn 178% 106% 842 1975 1630 301 2019 2020 2019 2020 2019 2020 * Net of IPO money utilised 1 Cash from O
Slide 21: Strong cash flow generation
FINANCIAL PRUDENCE Strong cash flow generation Ou r n u mb ers sp eak of ou r p erforman c e an d ach ievem en t Generate High Rate of Free Optimum Use of Capex and Maximize Shareholder Cash Flow Conversion Reduce Leverage Returns ➢ Free cash flow of ➢ Capex of INR 301 mn in ➢ Disciplined capital IN
Slide 22: Unlocking value for shareholders
Unlocking value for shareholders INFIBEAM AVENUES LIMITED
Slide 23: Demerger and subsequent listing of non-core businesses
UNLOCKING VALUE FOR SHAREHOLDERS Demerger and subsequent listing of non-core businesses (marketplace & related) ➢ Potential demerger and vesting of E-Commerce Business and SME E-Commerce Services Infibeam undertaking (“E-Commerce businesses”) to Suvidhaa Infoserve (Suvidhaa) Avenues Ltd o In FY19 Su
Slide 24: Growth drivers
INFIBEAM AVENUES LIMITED Growth drivers ➢ Global Fintech Company; Global Payment Solutions Provider ➢ Continued Focus on Payments Business Creatin g valu e for sh areh old ers ➢ India: Strong Organic growth, and Large and Marquee Customer Base in India ➢ Overseas: ‘Country-in-a-Box’ Strategy o UAE,
Slide 25: Thank You
PAYMENTS | PLATFORMS Thank You To know more About Us visit us at: www.ia.ooo | www.ccavenue.com