Reliance Global Group, Inc. · NASDAQ:EZRA
Reliance Global — Investor Presentation (August 2025)
25 slides from Reliance Global's investor presentation, Aug 19, 2025
Slide 1: Disrupting the Insurance Industry
Disrupting the Insurance Industry Investor Presentation August 2025
Slide 2: Safe Harbor
Safe Harbor Investor Presentation — Notices & Disclaimers (Comprehensive) This presentation (this “Presentation” has been prepared by Reliance Global Group, Inc. (the “Company,” “we,” “us,” or “our”) for informational purposes only. tis not intended to, and does not, constitute an offer to sell, or
Slide 3: Market Opportunity
Market Opportunity Total global InsurTech market $17.1 billion in 2024 Expected to grow 381%, to $82.3 billion by 2032 547,600 licensed US insurance agents 328,600 independent agents (60%) 219,000 captive agents (40%) RELIANCE NASDAQ: RELI @ Expected Growth Drivers Expansion of global economy hl Inc
Slide 4: Market Landscape
Market Landscape iim «®@m Captive Agencies Traditional Agencies + 10% Quote to Close + Limited Product Access * Single Carrier + High Back Office Expense + Dated Technology RELIANCE NASDAQ: RELI @ Direct-to-Consumer + High Customer Acquisition Cost (CAC) + Lacks the “Human” Touch
Slide 5: What We Do
What We Do Reliance Global Group, Inc. is an insurance distribution company, leveraging proprietary, state-of-the-art technologies to transform and improve efficiencies in the insurance agency/brokerage industry. The Company delivers insurance products through three distinct channels. Business-to-Bu
Slide 6: Wholly Owned Agencies
Wholly Owned Agencies Accretive M&A strategy provided critical mass; collectively cash flow positive on standalone basis Transition underway to rebrand all corporate owned agencies to RELI Exchange RELIANCE NASDAQ: RELI @ E altruis Group & Individual Group Health Health Distribution Government S Z v
Slide 7: Agency & Policy Breakdown
Agency & Policy Breakdown Total Producing Agents 781 Agency Partners 29% Downline Agents Corporate Agents 69% 2% @lr 84,907 Premiums Under Management (estimate) $208.9 Million
Slide 8: One Firm Strategy — Accelerating Growth Efficiently
One Firm Strategy — Accelerating Growth Efficiently + Strategy was launched in late 2023 + Unified all Reliance-owned agencies under the RELI Exchange platform + Strengthens carrier relationships, enabling more profitable commission and bonus structures + Fosters cross-selling opportunities and tale
Slide 9: RELI Exchange
RELI Exchange Highly Scalable InsurTech Platform - Accelerating the Growth of Agency Partner Network RELI Exchange is a B2B InsurTech platform and agency partner network for surance agents and agencies nbines the ow barriers to enty af an agency network, with state-of-the-art tech + Bulls on the art
Slide 10: 5Minuteinsure.com
5Minuteinsure.com D ing online traffic to our agencies and affiliate agents Sminuteinsure.com (SMI) is utilized in conjunction with corporate owned agencies as well as with future agency acquisitions There is growing competition among insurance agents to attract referrals from realtors, mortgage ban
Slide 11: Agent Issues Addressed
Agent Issues Addressed Issues + Barriers to entry as an independent insurance industry are high and getting higher—need to partner with someone + Access to be able to start an independent agency and succeed + Existing agents want to write more business + Lack of resources makes it difficult to compe
Slide 12: Advantages For Consumers
Advantages For Consumers 4 v Faster More Efficient iQ 0 Transparent More Convenient RELIANCE NASDAQ: RELI @ & More Carriers to Choose From Q és Peace of Mind (v] A Win for the Company iv] A Win for the Agent iv) A Win for the Consumer
Slide 13: Competitive Quotes From Major Carriers
Competitive Quotes From Major Carriers @ RELIANCE NASDAQ: RELI Representative sample of carriers Reliance Global provides quotes from: BASIC COVERAGE TRAVELERST. $278 ea ery by $25k'/ $50k ropa age iy $25k / $50k nerd metry 825k No No ROBUST COVERAGE ea ey by 825k / $50k ropa amg ny $25k / $50k Uint
Slide 14: Products & Services
Products & Services Check out our videos RELI Exchange Platform Demo Why Join RELI Exchange? RELIANCE NASDAQ: RELI @ What Agents Are Saying About RELI Exchange?
Slide 15: Sample Agency Partner Site
Sample Agency Partner Site @ RELIAN NASDAQ: L Larson INSURANCE cet quotes ABOUEUS Cent Center Contact Get personalized insurance quotes and advice - no obligation etn ic tre ceri (=) { a ace « aon
Slide 16: Referral Partnerships
Referral Partnerships July 2025 RELI Auto Leasing RELI Auto Leasing, a groundbreaking service that enables RELI Exchange Agency Partners to seamlessly offer vehicle leasing to ther cliente while earning commissions on bath the lease and the residual insurance poy. inaurance agents cen now connect ci
Slide 17: Business Model
P Business Model coe D> ce > com, an Carriers typically pay approximately 15% of the premium to RELI Exchange RELI Exchange retains 20% of the first-year commission RELI Exchange retains 50% of the renewal commission RELI Exchange also benefits from 100% of carrier overrides, high-volume bonuses, an
Slide 18: Strong Historical Revenue Growth
Strong Historical Revenue Growth $1000.00 14000 00 $12.000000 200.00 $000.00 = = = a ; = | $2000 000
Slide 19: Meaningful Footprint
Meaningful Footprint iad ne @ Agent / Agency Presence @ Operating State
Slide 20: Recent Events
Recent Events + Completed an asset sale of Fortman Insurance Services, a wholly owned subsidiary, for $5 million in cash. + Repaid approximately $6.6 million, or approximately 60% of the Company's long-term debt + Reduces leverage, strengthens balance sheet, and enhances financial flexibility. + Lau
Slide 21: Executive Management Team
Executive Management Team Ezra Beyman - CHAIRMAN + CEO Mr. Beyman brings nearly three decades of entrepreneurial ‘sin Insurance. His portfolio of commercial and residential properties at one point consisted of ‘mare than 40,000 residential units, as well as several insurance ‘companies. n 1886, he f
Slide 22: Executive Management Team
Executive Management Team Grant Barra - SENIOR VICE PRESIDENT OF OPERATIONS Grant Barra is a seasoned entrepreneur and business leader who founded and led the Barra & Associates (Barra) organization as CEO. Known for his innovative strategies to drive results, he led Barra until its acquisition and
Slide 23: Field Leadership
Field Leadership Michael Dobek Head of RELI exclusive distribution network Brandon Johnson Head of Personal Lines, Property, and Casualty Distribution RELIANCE NASDAQ: RELI @ Rick Emig Head of Health insurance Distribution Julie Blockey Head of Group Distribution- Government Contracts 23
Slide 24: Investment Highlights
Investment Highlights @ Multi-billion-dollar market ripe for disruption Insurance industry less impacted by economic volatility Proven management team Steady organic growth Highly scalable business model Track record of accretive acquisitions Solid balance sheet RELIANCE NASDAQ: RELI 24
Slide 25: Contact
212-671-1020 Email: RELI@crescendo-ir.com
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