Doha Bank · QSE:DHBK
Doha Bank — Q3 2024 Earnings Presentation
15 slides from Doha Bank's earnings presentation, 2024
Slide 1: Investor Presentation Q3 2024 Results
Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C Investor Presentation Q3 2024 results New Horizons New Opportunities www.dohabank.com 1
Slide 2: Qatar's strong macro-economic environment
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 1. Qatar’s strong macro-economic environment Qatar’s transformation plans Indicators of Economic Diversification(1) hird Qatar National Development Strategy (2024-2030) T launched to trans
Slide 3: Qatar's strong macro-economic environment
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Qatar’s strong macro-economic environment Qatar’s strong macro-economic environment Sustainable growth story North Field Expansion plans to further cement Qatar’s position as largest LNG e
Slide 4: Operational & Financial Highlights
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 2. Operational & Financial Highlights Wholesale Banking Group: campaigns with premium automobile dealers and desk to boost fee income/ revenues. The bank • The Bank is still targeting 5% p
Slide 5: Financial Comparisons – QoQ & YoY
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C FINANCIAL COMPARISON(s) – QoQ & YoY Q3 2024 Q2 2024 Q3 2023 Chg Pct QoQ Chg Pct YoY Net Profit increased by +10.1% YoY Net Interest Income 511.86 504.16 557.68 1.5% -8.2% Net Fees and Comm
Slide 6: Update on the Himma Transformation
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Update on the Himma Transformation Key Highlights Performance Scorecard The Himma Transformation was launched in October 2023 (1-year ago) under the new leadership of the Group Chief Execu
Slide 7: Overview: Doha Bank at a glance
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Update on the Himma Transformation 3. Overview Doha Bank has a global reach Continued Key Highlights Doha Bank at a glance Kuwait City - Kuwait Dubai – UAE Kathmandu - Nepal Dhaka - Bangla
Slide 8: Diversified income, shareholder base and ratings
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Doha Bank Diversified shareholder Strong ratings profile Healthy diversification of income streams across all business units base & Share performance underpinned by highly Wholesale Bankin
Slide 9: Financial Summary
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C 4. Financial Summary Capitalization Net Interest Margin Profitability (QAR Mn) YTD Sep-24 YTD Sep-23 Chg Y/Y Assets and Liabilities Sep-24 Dec-23 Chg YTD Interest income 4,795 4,054 18.3%
Slide 10: Funding Mix and Liquidity Profile; Investment Book
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Funding Mix and Liquidity Profile Investment Book Other liabilities, Portfolio Overview Investment Portfolio – evolution (QAR Mn) 2.8% Deposits-Sector Deposits-Type 35,754 *Other borrowing
Slide 11: Fixed Income Portfolio Diversification; Wholesale Banking
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Fixed Income Portfolio - Diversification Wholesale Banking Country Exposures Ratings Profile Overview of the corporate banking loan book Loans (QAR Bn) Qatar, 75.73% AA Real Others, 0.38%
Slide 12: Loan Book and Asset Quality; Sustainable Journey
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Loan Book and Asset Quality 5. Sustainable Journey Sustainability to be at the core of our future Loans-Sector Loans-Type NPL evolution Services, 20.8% Retail • In May 2024, the Bank launc
Slide 13: New ESG Governance Structure; Sustainable Finance Framework 2023
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Doha Bank’s New ESG Governance Structure Sustainable Finance Framework 2023(1) One of Doha Bank’s strategic guiding principles is to integrate ESG practices into every facet of the organis
Slide 14: ICMA Eligible Categories, Exclusions, Second Party Opinion
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C ICMA Eligible Categories Eligible Category Contribution to UN SDGs Exclusions Green Eligible Categories The Sustainable Finance Asset Pool will explicitly exclude unfunded and non- perform
Slide 15: Disclaimer; Investors Contact
Investor Presentation Q3 2024 Results Investor Presentation Q3 2024 Results DOHA BANK Q.P.S.C DOHA BANK Q.P.S.C Disclaimer • The presentation and any discussion may include forward-looking predictions and or expectations. INVESTORS CONTACT • While these forward-looking statements represent the bank’