Pt Bank Permata Tbk Class A · IDX:BNLI
Pt Bank Permata Tbk Class A — Q3 2017 Earnings Presentation
9 slides from Pt Bank Permata Tbk Class A's earnings presentation, September 2017
Slide 1: PT Bank Permata Tbk Business and Financial Update
PT Bank Permata Tbk September 2017 Business and Financial Update
Slide 2: Disclaimer
Disclaimer Laporan ini disusun oleh PT Bank Permata Tbk secara independen dan diedarkan hanya untuk tujuan informasi umum. Hal ini tidak dimaksudkan untuk orang tertentu yang mungkin menerima laporan ini. Informasi dalam laporan ini telah diperoleh dari sumber-sumber yang kami anggap dapat dipercaya
Slide 3: Table of Contents
Table of Contents PermataBank in Brief ………………………………………………………………………..... 4 Key Highlight ..…...……………………………………………………………………..... 5 Financial Highlights IS, B/S & Key Ratios ………………………………………………..... 6 - 8 3
Slide 4: PermataBank in Brief
PermataBank in Brief Controlling Shareholders Year Established 1955 Listing at the Bourse Since 1990 at the Jakarta Stock Exchange and Surabaya Stock Exchange (both merged and now known as the Indonesian Stock Exchange One of the largest listed companies in (BEI) Indonesia with strong market posit
Slide 5: Key Highlights
Key Highlights • Continuing improved operating performance : • Net profit after tax of Rp. 708 billion for period ending 30 Sep-17 (consolidated and un-audited) vs Rp 1,233 billion loss over the same period last year • Reflection of improved asset quality compared to last year and disciplined cost m
Slide 6: Income Statement
Income Statement (in IDR bn) Sep-16 Sep-17 YoY Net Interest Income 4,695 4,059 -14% Non Interest Income 1,740 2,183 25% Revenue 6,434 6,242 -3% Operating Expense 3,535 3,502 -1% Pre Provision Operating Profit 2,899 2,739 -6% Provision for losses 4,525 1,964 -57% Operating Profit (1,626) 776 N/M Non
Slide 7: Balance Sheet
Balance Sheet (in IDR tn) Sep-16 Sep-17 YoY Cash 1.9 1.8 -3% Placement with Bank Indonesia 14.6 16.8 15% Placement with Other Banks 2.1 3.2 54% Marketable Securities * 30.1 26.8 -11% Loans (gross) 112.1 92.8 -17% Allowance for Loan Impairment Losses (5.3) (7.6) 43% Other Assets 15.7 16.9 8% Total As
Slide 8: Key Ratios
Key Ratios (in %) Sep-16 Sep-17 CET-1 ratio 15.5 15.6 Total CAR 19.3 18.8 LDR 86 83 CASA ratio * 43 50 ROA -1.2 0.8 ROE -9.8 6.2 BOPO 112 93 CIR 55 56 NIM 4.0 3.9 NPL Gross 4.9 4.7 NPL Net 2.5 1.8 NPL Coverage ratio 98 175 Regulatory Coverage ratio 133 254 Note: *) CASA Ratio includes Sharia deposit
Slide 9: Thank You
THANK YOU PT Bank Permata Tbk Investor Relations World Trade Center II Jl. Jend. Sudirman Kav. 29-31 Jakarta 12920 - Indonesia Phone: (62-21) 523 - 7899 / 7999 Website : www.permatabank.com Disclaimer: This report has been prepared by PT Bank Permata Tbk independently and is circulated for the purpo