Qcr Holdings, Inc. · NASDAQ:QCRH
Qcr — Shareholder Meeting (May 2013)
20 slides from Qcr's shareholder meeting presentation, May 3, 2013
Slide 1: Welcome - 2013 Annual Meeting of Stockholders
HOLDINGS, INC. arelationship driven organization” WELCOME 2013 Annual Meeting of Stockholders - May 1, 2013 James J. Brownson, Chairman
Slide 2: Financial Overview
QCR Holdings, Inc. Financial Overview Todd A. Gipple Executive Vice President Chief Operating Officer Chief Financial Officer
Slide 3: SEC Disclosure
HOLDINGS, INC. arrelationship driven organization SEC Disclosure Some of the information we will be providing today falls under the guidelines for forward-looking statements as defined by the SEC. As part of these guidelines, we must point out that any statements made during this meeting that discus
Slide 4: Today's Financial Overview
[OLDINGS, INC. arrelationship driven organization Today’s Financial Overview * Brief Review of Net Income and EPS Results for 2009-2012 « Recent Stock Price Performance « AReport Card on our 2011 & 2012 Entity-Wide Strategic Initiatives
Slide 5: Summary of Results 2009-2012
arrelationship driven organizat Summary of 2009 2010 2014 2012 let interest income $50,662 $49,864 = $54,145 $57,649 15,547 15,406 17,462 16,621 Non-interest expense (46,937) (48,549) (60,993) (52,259) Pre-tax pre-provision 19,272 16721 20614 22,011 Provision expense (16,976) (7,464) (6,616) (4,371)
Slide 6: Stock price performance
sone ie arrelationship: $19.00 $16.50 $17.00 $15.00 $13.00 $11.00 $9.00 $7.00 $5.00 —+ r pot © © SF © So or oo oO FPP ee cere esc e lod e
Slide 7: Stock price and key events
go arrelationship driven orga $19.00 $17.00 $15.00 L $13.00 WAN) Eamings $11.00 / NPAs | / SBLF | $0.00 eo —— TCE f ($8.90 aS / $9.14 Coverage t $7.00 Inv. Rel. $7.14 $5.00 a —— FSS PKs ses GH GG GH Ca a aR Re a a a a a eC fen oo e
Slide 8: Entity Wide Strategic Initiatives
arelation Entity Wide Strategic Initiatives , over growth in utilizing same Continue to improve asset quality Deliver , r ? F Aen eT Improved Pricing/Client F k F Value to i utilizing
Slide 9: Deliver shareholder performance: earnings growth
moe Entity hare (EPS), over growth in assets Grew earnings by %, and earnings 30 per share a 101% utilizin’ Continue to improve asset quality Deliver hareholder performan utilizing
Slide 10: Capital: TCE increase and SBLF redemption
R IGS, INC. HOLD} relationship driven orga Entity assets , over growth in apital for redemption of SBLF aff Increased TCE from .85% to 4.02% during 2012 and Continue to improve asset quality teceemed $10.2MM in SBLF Capital. Deliver o Improved Pricing/Client F k Pri alue hareholder performance” to "
Slide 11: Entity Wide Strategic Initiatives
moe Entity assets , over growth in Continue to improve asset quality Deliver p! falue hareholder performan utilizing
Slide 12: Reduced NPAs
Hol arrelationship dri Entity , over growth in assets Reduced NPA's from $40.5MM to i , oF 41% Deliver K since 12/31/11. ization” i d 9 ° falue hareholder performance” to i utilizing
Slide 13: Increased stock value and market capitalization
HOLDINGS, INC. gai arrelationship driven org Entity , over growth in assets Increased the value of our stock by $7.36 per share, or 81%, since 12/31/11. + Continue to improve asset quality capitalization of our company by $38.1MM. organization” Imp! icing Value " utilizing “shareholder performan: "t
Slide 14: Analyst coverage and investor outreach
mee a relationship driv * S, INC. Entity , over growth in assets Obtained analyst Continue to improve asset quality pee ue Se Deliver ees 's Small-Caj 4 rch, and initiated ein ee outreach. hareholder performance” to
Slide 15: Acquisition of Community National Bank
IGS, INC. HOLD} airelationship driven orgai Entity , over growth in assets 5 Announced our acquisition of Continue to improve asset quality Communry ationallBarie hy 2/14/13 and eee Deliver | ition” 9 F a iy Anticipating se ey 5% EPS accretion in 2014. More closely align “shareholder performan izing
Slide 16: Focus Areas for 2013
HOLDINGS, INC. a relationship driven organization” Focus Areas for 2013 Douglas M. Hultquist, President and Chief Executive Officer
Slide 17: Focus Areas for 2013 (1-4)
OQCR. Focus Areas for 2013 HOmDINGS, INC. 1. Meet EPS expectations 2. Integration of CNB 3. Hold onto our Net Interest Margin 4. Maximize SBA/USDA gains on loan sales
Slide 18: Focus Areas for 2013 (5-7)
Focus Areas for 2013 5. Maximize wealth management income 6. Improve liquidity in our stock 7. Drive down efficiency ratio
Slide 19: Focus Areas for 2013 (8-10)
Focus Areas for 2013 8. Conversion of Series E preferred stock into common stock 9. Restructure holding company financing 10. Pay down Small Business Lending Preferred Stock
Slide 20: Our Basic Game Plan
Our Basic Game Plan HOLDINGS, INC. relationship driven organization’ Hire the best people supplied with the tools they need. Clients get exceptional service by satisfied and motivated employees. Shareholders Will Be Rewarded. This is Community Banking!