Hyakugo Bank, Ltd. · TSE:8368
Hyakugo Bank — Investor Presentation (December 2025)
5 slides from Hyakugo Bank's investor presentation, Dec 1, 2025
Slide 1: Initiatives to Improve P/B Ratio
Initiatives to Improve P/B Ratio Aim to enhance corporate value through the implementation of various initiatives set in the Medium-term Management Plan “Taking on Challenges for the Future” Logic Tree for P/B ratio Improvement Enhanced interest and Basic Strategy 02: Higher RORA service income Taki
Slide 2: Capital Allocation
Capital Allocation Achieve “efficient asset allocation” in terms of both funding and capital to enhance profitability while maintaining soundness and making effective use of management resources Capital Allocation <Maintaining an appropriate equity ratio> Net Shareholder income returns Risk assets R
Slide 3: Cross-Shareholdings
Cross-Shareholdings ■ Trends in the balance (market value) of cross-shareholdings and their ratio to net assets (100 million yen) Verification of the significance of ownership and economic rationality Cross-Shareholdings Ratio to consolidated net assets (%) 3,422 • We verify the significance of owne
Slide 4: Cross-Shareholdings
Cross-Shareholdings ■ Trends in the amount of cross-shareholdings sold since FY2022 Previous Medium-term Current Medium-term (100 million yen) Management Plan Management Plan Status of Cross-shareholdings Reduction • As announced in the Medium-term Management Plan, the Bank plans to reduce its cross
Slide 5: Shareholder returns
Shareholder returns While shareholder returns are based on long-term stable dividends, consider flexible treasury share repurchases targeting a dividend payout ratio of 40% ■ Trends in total dividends and dividends per share Medium-term Management Plan Period Total amount of dividends Dividends per