Qatar Islamic Insurance Group · QSE:QISI

Qatar Islamic Insurance — Q3 2019 Earnings Presentation

18 slides from Qatar Islamic Insurance's earnings presentation, 2019

  1. Slide 1: Investors' Presentation Q3 2019

    QATAR ISLAMIC INSURANCE GROUP Investors’ Presentation Q3 2019

  2. Slide 2: QIIG At a Glance

    QIIG At a Glance • Pioneers of Islamic Insurance in the State of Qatar • Founded in 1993 with a paid-up capital of QAR20m • Started operations in 1995 • Current Paid-up capital of QAR 150 Million • Listed on Qatar Stock Exchange in 1999 • Hybrid Takaful Model - Wakala for insurance operations; Mudar

  3. Slide 3: Workable Takaful Model

    Workable Takaful Model Takaful Model SHARE H O L D E R S’ FUND Share Holder Mudaraba Fee Management Wakalah Investment on PHF’s Expense of Profit/Loss Fee Income Investment the Income Company Takaful Operator Investment by the Company Policyholder Operational Claims & Cost of Takaful Investment Rese

  4. Slide 4: Distinguished Directors

    Distinguished Directors Sheikh Abdulla Bin Khalid Mr. Abdul Rahman A. Mr. Khaled Mohd. Bin Thani Al Thani Al-Abdul Ghani Sheikh Abdullah Bin Thani Al-Thani A. Al-Emadi Dy. Chairman Chairman Mr. Jamal Abdullah Sheikh Turki Bin Sheikh Mohd. Bin Thani Al Jamal Rashed N.S.Al-Kabi Khalid Bin Thani Al Tha

  5. Slide 5: Dignified Sharia Board

    Dignified Sharia Board Sharia Board • Dr. Ali Moehi El Din AL-Qurradaghi (Chairman) Professor & Head of Jurisprudence of Qatar University's Faculty of Sharia, Law and Religious Studies. • Dr. Yahya Hamad B A Al-Nuaimi •Professor of Qatar University • Mohamed Salem AlYafei •Doctorate in Islamic Econo

  6. Slide 6: Strong Reinsurance Partners

    Strong Reinsurance Partners Scor Global P&C Swiss Re Aspen Re AWRIS Scor Global Life

  7. Slide 7: Award Winning Services

    Award Winning Services “General Takaful Company of the year” and “Family Takaful Company of the year” Awards at 1st Middle East Insurance Industry Awards – 2014, UAE Takaful CEO of the Year Award in 2016 during 10th International Takaful Summit, London The Only Insurance Company in the Exclusive Top

  8. Slide 8: Performance Review Q3 2019

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  9. Slide 9: Policyholders' P&L

    Policyholders’ P&L Strong Growth Figures in QAR million +4% 350 311 300 300 250 +130% +89% 200 147 150 121 +2600% 100 64 64 50 27 1 0 Gross Insurance Insurance Surplus/(Deficit) Contributions Revenues Expenses Q3 2019 Q3 2018 500 306 313 384 20 12 16 18 0 0 Gross Contributions Surplus FY16 FY17 FY18

  10. Slide 10: Portfolio Mix

    Portfolio Mix Right Balance 32% 45% 21% 2% Motor General Accident Marine & Aviation Takaful & Health

  11. Slide 11: Policyholders' Retained Surplus

    Policyholders’ Retained Surplus Increased Retained Surplus Figures in QAR million +8% 120 113 105 100 85 80 60 40 20 0 Retained Surplus Q3 2019 FY 2018 Q3 2018

  12. Slide 12: Shareholders' P&L

    Shareholders’ P&L Increased Profitability Figures in QAR million +1% 100 +4% 90 89 78 75 +5% 80 60 57 60 0% 40 31 31 20 0 Wakala Fees Revenues Expenses Net Income Q3 2019 Q3 2018 200 100 60 64 77 78 96 52 0 0 Wakala Fee Net Income FY16 FY17 FY18 FY16 FY17 FY18

  13. Slide 13: Shareholders' EPS

    Shareholders’ EPS Higher Earnings Figures in QAR 0.405 +5% 0.4 0.4 0.395 0.39 0.385 0.38 0.38 0.375 0.37 Basic earning per share Q3 2019 Q3 2018

  14. Slide 14: Balance Sheet

    Balance Sheet Building Strength Figures in QAR million +11% 1200 1110 996 1000 940 +20% 800 699 582 -1% 600 533 411 415 407 400 200 0 Policyholders' Shareholders' Total Assets/Equity & Assets/Equity & Assets/Equity & Liabilities Liabilities Liabilities Q3 2019 FY 2018 Q3 2018

  15. Slide 15: Technical Ratios

    Technical Ratios Improved Technical Ratios 60% 52% 40% 42% 30% 30% 40% Q3 2019 20% 15% Q3 2019 20% Q3 2018 10% Q3 2018 0% 0% Commission & Expense Loss Ratio Ratio 74% 150% 136% 72% 72% 113% 70% 100% Q3 2019 Q3 2019 68% 67% Q3 2018 50% Q3 2018 66% 64% 0% Combined Ratio Reserves Coverage Ratio

  16. Slide 16: Financials

    Financials Strong Financials Capital and Stock Value 2018 2017 2016 Authorized Capital (QAR 000s) 150,000 150,000 150,000 Par Value Per Share (QAR) 10.00 10.00 10.00 Market Value per Share (QAR) 53.71 54.97 50.60 Book Value per Share (QAR) 20.49 19.86 19.47 Shareholders Equity 2018 2017 2016 Subscri

  17. Slide 17: Financial Ratios

    Financial Ratios Favorable Financial Ratios Payout Ratio (%) 70 6 6 59.36 83.30% 84.75% 82.67% 60 5 5 4.20 4.13 4.23 50 4 4 3.50 3.50 3.50 40 26.95 3 3 30 20 2 2 7.80 1 1 10 - - - Turnover Ratio/share (%) Earnings Per Share (QAR) Cash Dividend per Share (QAR) 14 13.31 6 8 6.52 6.92 7 6.37 13 12.78 5

  18. Slide 18: End of Presentation

    End of Presentation QIIC head office C ring road. R.O.Box 22676, Doha, Qatar Tel (974) 4658 888 Fax (974) 4550 111 E-mail qlic@qatar.net.qa Website www.qiic.com.qa ee oe oli Yayo Md! Islamic Insurance

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