China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — H1 2025 Earnings Presentation
9 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, 2025
Slide 1: 2025 Interim Results
SS cee entre 2025 Interim
Slide 2: Disclaimer
[| Disclaimer S PERERA CHINA MINSHENG BANK In order ‘company, of the Company or the website of Shanghai Stock Exchange. This report may contain forward-looking lly ind { by tk forward-looking ter- bel expect, anticipate, estimate, plan, project, goal, may, ll | i li d i 1 li bh £ of actions or may o
Slide 3: Further optimised the asset-liability structure
[| Further optimised the asset-liability structure GQ TBRSRA CHINA MINSHENG BANK Continued to increase credit placement Steadily lidated the f Jation for liabilities Totalassets rMB%eA Mtriltion \ 0.59% Total deposits from customers RMB4.31Itrillion 1.46% » Totalloans and ad t ti | RMB4.47trillion f
Slide 4: Business performance maintained a steady and positive trend
Business performance maintained a steady coe REtR | and positive trend Ss az CHINA MINSHENG BANK © Net interest income RMB49, 203 million, nal 28% Steady scale Dai i ing t RMBS5/7, 932 million as expansion i i i Operating Stabilised net in 1.39%, /1 income interest margin ing period of the previous
Slide 5: Corporate business maintained steady growth
[|Corporate business maintained steady growth GQ PERLRis Balance of general corporate loans RMB2.61 trillion,’ 5.96% Sie} ifelfe == chains and individual customers @ ; 7 clients Balance of loans RMB1.49 trillion chain product system y I i its RMB1.20 trillion ; Supply Hateeks chain @ ins 57,007 ! 24
Slide 6: Took retail business as a long-term and fundamental strategic business
| Took retail business as a long-term and S PERS fundamental strategic business e Wealth management fo) 1 needs for yi iness | 5.87% 8) Total retail AUM RMB 3.15 tilion $7.05% — . newiyi le of family trust business / 34.97% as + Of which, retail savings deposits i i i i RMB 1.35 trillion } 6.15% . j
Slide 7: Focused on distinctive business to achieve high-quality development
| Focused on distinctive business to achieve high-quality development Sci-tech finance Green finance Inclusive finance Provided services for sci-tech enterprises thousand “Dedicated, refined, distinctive and inno- vative (DRDI)” cus- tomers thousand Won the “Golden Bull Award . for Bank Supporting S
Slide 8: Asset quality remained generally stable
|| Asset quality remained generally stable S PSERTIRG CHINA MINSHENG BANK - - - - . Allowance Formation Total NPLs NPL ratio to NPLs rate of NPLs RMB66,052 1.48% 145.06% 1.51% million /RMB442 million foo percentage points percentage points percentage points
Slide 9: Thank you
China Minsheng Banking — H1 2025 Earnings Presentation on 6ix