Ameris Bancorp · NYSE:ABCB
Ameris Bancorp — Corporate Update (March 2020)
6 slides from Ameris Bancorp's corporate update, Mar 30, 2020
Slide 1: Investor Presentation Update March 30, 2020
Investor Presentation Update March 30, 2020
Slide 2: Cautionary Statements
Cautionary Statements This presentation contains forward - looking statements, as defined by federal securities laws, including, among other forward - looking statements, certain plans, expectations and goals. Words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “w ill,” “should,” “plan
Slide 3: Credit Quality Update and Business Continuity Plan Update
Investor Presentation Update Credit Quality Update Given the recent classification of the World Health Organization of the Coronavirus Disease (COVID - 19 ) as a pandemic, and the economic impact that could have on our loan portfolio, we are providing additional information about certain segments of
Slide 4: Diversified Loan Portfolio
Diversified Loan Portfolio • Diversified mortgage loan & HELOC portfolio represents the largest category of loans at 21.1% of total • Participations purchased < 1% of total loans • Average loan size is $54,000 across all loan types • Only 12.0% of total loans are Construction or A&D loans • CRE and
Slide 5: Hotel Exposure at 12/31/19
Hotel Exposure at 12/31/19 • Hotel exposure totaled $473.9 million at 12/31/19, or 3.7% of total loans (excluding Held for Sale) • Approximately 15% of total committed exposure is guaranteed by US Government Agencies (SBA or USDA) • Global Top Tier brands represent approximately 72% of exposure and
Slide 6: Restaurant Exposure at 12/31/19
Restaurant Exposure at 12/31/19 • Restaurant exposure totaled $114.8 million at 12/31/19, or 0.9% of total loans (excluding Held for Sale) • Approximately 18% of total committed exposure guaranteed by US Government Agencies (SBA or USDA) • Branded restaurants and franchises represent approximately 4