Alliance Bank Malaysia Bhd. · MYX:ABMB

Alliance Bank Malaysia Bhd — Shareholder Meeting (August 2020)

17 slides from Alliance Bank Malaysia Bhd's shareholder meeting presentation, Aug 19, 2020

  1. Slide 1: 38th Annual General Meeting

    GENERAL MEETING 38th ANNUAL 19 August 2020 19-August-20 38th ABMB Annual General Meeting

  2. Slide 2: Contents: FY20 Financial Performance

    Key Results Contents 1 FY20 Financial Performance 2 FY20 Transformation Achievements 19-August-20 38th ABMB Annual General Meeting 3 FY21 Strategic Priorities 1

  3. Slide 3: Business growth: funding grew faster than loans

    FY20 Financial Key Results Performance Business growth: funding grew faster than loans Key Highlights: Gross Loans: driven by SME growth RM bil  Gross loans: +2.2% Corporate & Commercial SME +2.2% 43.7  SME: +7.6% 42.7 Consumer (vs industry: -10.4%) 11.4 11.0 8.7 9.4  Consumer: +2.8% 22.6 23.2 (A

  4. Slide 4: Revenue grew 4.1% year-on-year

    FY20 Financial Key Results Performance Revenue grew 4.1% year-on-year Key Highlights: Revenue grew despite OPR cut RM bil Non-interest income (NOII) Net interest income (NII)  Revenue: +4.1% Wealth mgmt +4.1% 1,689  Non-interest income: 1,622 & treasury NOII: income 292 366 +25.2%, driven by: +25.

  5. Slide 5: With a stable cost to income ratio, PPOP grew 4.1%

    FY20 Financial Performance With a stable cost to income ratio, PPOP grew 4.1% Operating Expenses Pre-Provision Operating Profit (PPOP) RM mil OPEX CIR RM mil +4.1% 1,689 47.8% 47.8% Revenue 1,622 +4.1% 807 775 +4.1% 19-August-20 38th ABMB Annual General Meeting OPEX 807 775 +4.1% PPOP 847 882 FY19 F

  6. Slide 6: Net credit cost at 72.1 bps; implemented proactive actions

    FY20 Financial Performance Net credit cost* at 72.1 bps; implemented proactive actions Net Credit Cost* (bps) bps +38.9 bps +10.5 72.1 +13.8 +14.6 47.8 19-August-20 38th ABMB Annual General Meeting 33.2 FY19 Mainlyfrom Mainly fromAOA AOA&& FY20 One large One large corporate corporate Early Early Cov

  7. Slide 7: Net profit after tax at RM424 million

    FY20 Financial Performance Net profit Profit after before tax tax atat RMRM 424 568 million million Profitability & ROE Profit Before Tax - RM mil Revenue impact Two credit issues +40 -75 708 -60 -45 568 19-August-20 38th ABMB Annual General Meeting FY19 BAU business BAU OPR cut OPR cut ++ Corporate

  8. Slide 8: Prioritising capital conservation

    FY20 Financial Performance Prioritising capital conservation Capital Position Total Capital Tier 1 CET 1  FY20 total dividend: 6.0 sen (payout ratio: 21.9%) 18.5% 18.9% 18.3% 17.2%  1st interim: 6.0 sen  No 2nd interim dividend 14.1% 12.6% 13.8% 11.8% 19-August-20 38th ABMB Annual General Meeting

  9. Slide 9: Contents: Transformation Achievements

    Key Results Contents 1 FY20 Financial Performance 2 Transformation Achievements 19-August-20 38th ABMB Annual General Meeting 3 FY21 Strategic Priorities 8

  10. Slide 10: FY20 Transformation Achievements

    FY20 Achievements FY20 Transformation Achievements FY20 Achievement 1 2 3 Accelerate core businesses Partnerships Digital a. AOA: +54% y-o-y to >RM5.0 billion a. Ecosystem a. Branch-in-a-Tablet partnerships  Digital account Consumer b. Personal Financing: +10% y-o-y to  Signed Memorandum opening f

  11. Slide 11: Contents: FY21 Strategic Priorities

    Key Results Contents 1 FY20 Financial Performance 2 FY 20 Transformation Achievements 19-August-20 38th ABMB Annual General Meeting 3 FY21 Strategic Priorities 10

  12. Slide 12: FY21 Strategic Priorities

    FY21 Strategic Priorities FY21 Strategic Priorities Financials Gross loans Revenue Operating expenses Accelerate digitisation & Branch 1 Covid-19 management 2 transformation 19-August-20 38th ABMB Annual General Meeting a) Helping employees a) Accelerate remote banking b) Helping customers b) Branch

  13. Slide 13: Keeping Our Stakeholders and the Bank Safe During COVID-19: Liquidity

    FY21 Strategic Priorities Keeping Our Stakeholders and the Bank Safe During COVID-19 Keeping Our Stakeholders Safe Keeping the Bank Safe Helping our staff to stay safe and protected at Ensure the Bank continues to have the workplace ample liquidity Employees Working Environment Employee Welfares Liq

  14. Slide 14: Credit Risk Management

    FY21 Strategic Priorities Keeping Our Stakeholders and the Bank Safe During COVID-19 Keeping Our Stakeholders Safe Keeping the Bank Safe Helping our clients stay financially healthy during Enhancing our credit controls and post-pandemic 1 Conducted portfolio review What do we offer? Result so far lo

  15. Slide 15: COVID-19: Managing the Bank's financial impact in FY21

    FY21 Strategic Priorities COVID-19: Managing the Bank’s financial impact in FY21 Key Performance Financial Impact Mitigating Action Plans Indicators 1 OPR cut: Manage NIM lower by Grow core Available-For- Revenue ~24bps segments & lower Sale(AFS) (Permanent OPR cut cost deposits investment impact: -

  16. Slide 16: Industry-wide Recognition of our Digitisation Efforts

    FY21 Strategic Priorities Industry-wide Recognition of our Digitisation Efforts 20 Best Banks 2020 in 2019 Digital Transformation Best Digital Bank in Malaysia Asia/Pacific Award 19-August-20 38th ABMB Annual General Meeting By IDC Financial Insights By Red Hat APAC Asia Pacific Innovation Awards 15

  17. Slide 17: Thank You

    Thank You. 19-August-20 38th ABMB Annual General Meeting 19-August-20 38th ABMB Annual General Meeting Disclaimer: This presentation has been prepared by Alliance Bank Malaysia Berhad (the “Company”) for information purposes only and does not purport to contain all the information that may be requir

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