Mitsubishi Hc Capital Inc. · TSE:8593

Mitsubishi Hc Capital — Hitachi Capital — Q2 FY2012 Earnings Presentation

13 slides from Mitsubishi Hc Capital's earnings presentation, Oct 29, 2012

  1. Slide 1: Consolidated Financial Results Summary for the Second Quarter ended September 30, 2012

    Consolidated Financial Results Summary for the Second Quarter ended September 30, 2012 October 29, 2012

  2. Slide 2: Fiscal 2012 1st Half Earnings Summary (Results)

    Fiscal 2012 1st Half Earnings Summary (Results) (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 46,890 49,053 105 (of which operating revenues) 46,559 48,687 105 Expenses 34,924 37,214 107 (of which SG&A expenses) 28,217 29,636 105 (of which financing costs) 6,706 7,578 113

  3. Slide 3: Changing Factors of Ordinary Income

    Changing Factors of Ordinary Income Effect of exchange rate changes② Drop in revenues Increase △3 in SG&A △20 Effect of Increase exchange rate in Financing changes① costs Decrease in △9 expenses +1 Increase in Revenues (new Non- businesses operating and overseas Reduction of Income businesses) bad d

  4. Slide 4: Details of Revenues and Segment Income

    Details of Revenues and Segment Income (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 46,890 49,053 105 Total Segment income 11,966 11,839 99 Revenues 20,517 19,331 94 Financial services Segment income 5,690 5,545 97 Revenues 7,828 7,436 95 Commission services Segment inco

  5. Slide 5: Details of Expenses

    Details of Expenses (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Expenses 34,924 37,214 107 SG&A expenses 28,217 29,636 105 Personnel expenses 16,650 17,487 105 Business management expenses, etc. 9,673 10,740 111 Provision for allowance for losses on receivables and 1,893 1,408 7

  6. Slide 6: (Reference) Credit Loss by Geographical Segment

    (Reference) Credit Loss by Geographical Segment (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Credit loss 1,852 2,000 148 Credit loss ratio 0.15 0.15 0.00 Credit loss 670 1,210 540 Japan Credit loss ratio 0.06 0.12 0.05 Europe and Credit loss 1,077 539 △538 US Credit loss ratio 0.

  7. Slide 7: Balance Sheets

    Balance Sheets (Billions of Yen) As of As of Sep. 30, vs Mar. Sep. 30, vs Mar. 2012 2012 2012 2012 Total current assets 13,427 72 Total current liabilities 8,357 △521 Cash on hand and at bank 207 △17 Trade payables 2,558 △141 Bank loans and commercial Parent company deposit 1,123 7 paper 4,298 △318

  8. Slide 8: Financial Services

    Financial Services (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 20,517 19,331 94 Segment income 5,690 5,545 97 Financial Volume of business 234,963 240,166 102 services (Agriculture/Medical) 30,461 27,338 90 （Corporate） 201,677 209,136 104 （Consumers） 5,363 4,378 82 © Hi

  9. Slide 9: Commission Services

    Commission Services (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 7,828 7,436 95 Segment income 379 681 180 Commission Volume of business 290,794 323,803 111 services (Agriculture/Medical) 14,157 13,332 94 （Corporate） 240,455 275,235 114 （Consumers） 44,495 42,523 96 © Hit

  10. Slide 10: Supply and Sales Services

    Supply and Sales Services (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 6,255 5,966 95 Segment income 2,094 1,848 88 Supply and Volume of business 29,138 31,992 110 sales services (Agriculture/Medical) － － － （Corporate） 30,266 33,095 109 （Consumers） － － － © Hitachi Capita

  11. Slide 11: Overseas Businesses

    Overseas Businesses (Millions of Yen, %) Fiscal Fiscal 2011/1H 2012/1H Y to Y Change Revenues 13,813 17,668 128 (Europe and US) 10,714 11,810 110 (Asia) 3,098 5,858 189 Segment income 4,683 5,759 123 Overseas (Europe and US) 3,503 4,246 121 businesses (Asia) 1,179 1,513 128 Volume of business 161,50

  12. Slide 12: FY2012 Full-Year Earnings Projection

    FY2012 Full-Year Earnings Projection (Millions of Yen, %) FY2011 FY2012 Result Projection vs FY2011 Revenues 92,994 100,000 108 (of which operating revenues) 92,164 98,800 107 Expenses 70,756 76,600 108 (of which SG&A expenses) 57,168 60,000 105 (of which financing costs) 13,588 16,600 122 Operating

  13. Slide 13: Note on forward-looking statements

    http://www.hitachi-capital.co.jp/ Note: Note: This Thisdocument documentcontains containsforward-looking forward-lookingstatements statementswith withrespect respectto tofuture future results, results,performance performanceandandachievements achievementsthat thatare aresubject subjectto torisk risk

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