Barclays Plc · LSE:BARC
Barclays — Investor Presentation (November 2013)
14 slides from Barclays's investor presentation, Nov 12, 2013
Slide 1: Barclaycard
Barclaycard 12th November 2013
Slide 2: Barclaycard is a leading consumer payments provider
Barclaycard is a leading consumer payments provider, enabling consumers to make payments & businesses to take payments Consumers Paying Businesses c.£440bn global revenue Consumers Businesses c.£280bn Consumers Consumers Businesses Businesses Paying Paying c.£60bn Businesses Paying Consumers c.£30bn
Slide 3: Broad range of products and services for consumer and business needs
Barclaycard has a broad range products and services to meet consumer and business needs Consumers Paying Businesses Consumers Businesses Enable Consumers to make payments Enable Businesses to take payments Consumer cards Corporate cards Payment acceptance Traditional Barclaycard Partner Phone orders
Slide 4: We are the 8th largest consumer payments provider in the world
We are the 8th largest consumer payments provider in the world Ranked Value of Consumer Payments Processed (2012) 1 China UnionPay >£1,000bn 2 First Data £500bn Barclaycard 2012 Performance JP Morgan to c.33m 3 4 Amex £1,000bn #1 Customer Credit card issuer 5 Bank of America relationships in Europe
Slide 5: Success enabled by unique combination of 3 core assets
Our success is enabled by the unique combination of 3 core assets – we are the only UK bank with all three Both Buyer & Seller Multiple Scale in relationships distribution channels Multiple geographies Barclays Bank c.15% c.30% c.55% Direct to Business consumers Partners Few banks serve both Stronge
Slide 6: Five-year strategy focused on Growth and Returns
In early 2010 we committed to an ambitious five-year strategy focused on Growth and Returns – three years in we are making strong progress 2015 2009 2012 Target >£5.0bn £4.3bn Income £4.0bn (1.0) Impairment (1.8) (1.8) Costs (1.5) x2 1.5 PBT (ex. PPI) 0.7 ROE 12% +8pp 20% >20% Pre-restatement Custom
Slide 7: Spend Growth was above the rate of inflation
Spend Growth was above the rate of inflation for the last 2 quarters 5% 4% 4% 3% 2% 1% 0% Q1 Q2 Q3 Q4 Q1 Q2 Q3 Y/Y Spend Growth Inflation Page 6 | Barclaycard | November 2013 | Company Confidential Note: Spend is defined as transaction value based on UK Debit and Credit card customer data
Slide 8: Appendix
Appendix @ BARCLAYS
Slide 9: Barclaycard makes a material contribution to the Barclays Group
Barclaycard makes a material contribution to the Barclays Group Barclays Q3 2013 ytd Adjusted PBT (£m) Share of PBT Investment Bank 2,852 56% Barclaycard 1,172 24% UKRBB 983 20% Corporate Banking 678 14% Africa RBB 344 7% Wealth & Investment Management 54 1% Head Office (292) (6%) Europe (815) (16%)
Slide 10: Barclaycard is a broad international payments business
Barclaycard is a broad international payments business Barclaycard Q3 2013 ytd Income: £3,566m UK Consumer International 43% 43% Cards Consumer Cards 14% Global Business Solutions Page 9 | Barclaycard | November 2013 | Company Confidential
Slide 11: Business growth with stable margins benefiting from lower funding cost
Business growth with stable margins benefiting from lower funding cost Income 11% Margin* 2% Q3’13 YTD (103bps) £3,566m 30bps Q3’12 YTD Q3’11 YTD £3,204m £3,268m Q3’11 YTD Q3’13 YTD 9.9% Q3’12 YTD 9.2% 8.9% Q3 2011 Q3 2012 Q3 2013 Q3 2011 Q3 2012 Q3 2013 Period End Loans & Advances Payments Processe
Slide 12: Barclaycard Risk Performance
Barclaycard Risk Performance Barclaycard Impairment Rate * BCUK 30 + day deliquency rate BCUS 30 + day deliquency rate 7% 6% 5% 4% 3% 2% 1% Q3 Q4 Q1 12 Q2 Q3 Q4 Q1 13 Q2 13 Q3 13 Page 11 | Barclaycard | September 2013 | Company Confidential *Note: Impairment rate based on Impairment charge/Average N
Slide 13: Disclaimers
Disclaimers Important Notice The information, statements and opinions contained in this presentation do not constitute a public offer under any applicable legislation, an offer to sell or solicitation of any offer to buy any securities or financial instruments, or any advice or recommendation with r
Slide 14: Disclaimers
Disclaimers Forward-looking Statements This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities Exchange Act of 1934, as amended, and Section 27A of the US Securities Act of 1933, as amended, with respect to certain of the Group’s plans and its