Alrayan Bank · QSE:MARK

Alrayan Bank — Masraf Al Rayan — Investor Presentation (2017)

15 slides from Alrayan Bank's investor presentation, 2017

  1. Slide 1: Investor Presentation 2017

    Investor Presentation 2017

  2. Slide 2: Contents

    Contents 1. Overview of Masraf Al Rayan 2. Key Financial Highlights 2.1 Profitability 2.2 Balance Sheet 2.3 Asset Quality 2.4 Capitalisation 3. Overview of Qatar 4. Key Contacts 2

  3. Slide 3: 1. Overview of Masraf Al Rayan

    1. Overview of Masraf Al Rayan Overview of Masraf Al Rayan Q.P.S.C. (MAR or Bank) Branch Network  Fully Shariah compliant bank incorporated in Qatar on 4 January Profile 2006 and licensed by the Qatar Central Bank 6  Classified as a DSIB (domestic systemically important bank) branches  Corporate

  4. Slide 4: 1. Overview of Masraf Al Rayan Cont.

    1. Overview of Masraf Al Rayan Cont. Board Composition  The principal role of the Board is to oversee the implementation of the Bank's strategic initiatives and its functions within the agreed framework in accordance with relevant statutory and regulatory structures Chairman & Managing Director Boa

  5. Slide 5: 2. Key Financial Highlights

    2. Key Financial Highlights  Total assets reached $28,279 million compared to $25,142 million on 31 December 2016, an increase of 12.5%. Balance Sheet  Financing activities increased to $19,804 million compared to $18,578 million on 31 December 2016, an increase of 6.6%.  Investments reached $6,5

  6. Slide 6: 2.1 Profitability

    2.1 Profitability Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 6

  7. Slide 7: 2.1 Profitability cont’d

    2.1 Profitability cont’d Stable Profitability  Masraf AlRayan is maintaining a leading position on the return on average assets, which stood at 2.1% on 31 December 2017.  The bank has a track record of generating high returns for its shareholders. The Bank's return on average equity (ROAE) stood i

  8. Slide 8: 2.2 Balance Sheet

    2.2 Balance Sheet Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 8

  9. Slide 9: 2.2 Balance Sheet cont’d

    ~ ZY 2.2 Balance Sheet cont’d junto MASRAF AL RAYAN, SUBSIDIARIES & ASSOCIATES List of the Bank's subsidiaries and associates as at 31 December 2017 Entity Name Country Capital Activity Ownership % SUBSIDIARIES: Al Rayan Investment L.L.C. Qatar USD 100,000,000 _Investment Banking 100% Al Rayan Finan

  10. Slide 10: 2.3 Asset Quality

    2.3 Asset Quality Strong Asset Quality  Prudent governance supported by strong credit underwriting standards.  The Bank's quality of assets, in addition to its prudent credit risk management policies and procedures, have enabled the Bank to continue registering a non-performing loan ratio (NPF rat

  11. Slide 11: 2.4 Capitalisation

    2.4 Capitalisation Strengthened Capital  MAR has a strong capital base with a capital adequacy ratio of 19.32% with a core capital Tier 1 ratio of 19.26% as at 31 December 2017, which highlights that the Bank is well capitalized.  Well maintained non-risk based leverage ratio.  MAR complies with

  12. Slide 12: Shareholding Nationality Structure

    Shareholding Nationality Structure 12

  13. Slide 13: 3. Overview of Qatar

    3. Overview of Qatar  The current diplomatic row between Qatar and some of its GCC neighbors has now been ongoing for sometime; this has also been causing some inconveniences in the short term; however, it is our firm believe that even if this current standoff continues, the local Qatari economy ha

  14. Slide 14: 3. Overview of Qatar cont’d

    3. Overview of Qatar cont’d Overview of the Qatari Banking Sector Snapshot of the Qatari Banking Sector  A total of 18 banks licensed by the Qatar Central Bank: Banks No. Islamic banks 4 Conventional banks 6 State-owned bank 1 Foreign banks 7  Banks’ total assets stood at USD $374.6 billion, as De

  15. Slide 15: 4. Key Contacts

    4. Key Contacts 7] ysl aro MASRAF AL RAYAN, Group Chief Executive Officer Adel Mustafawi +974 4423 5800 Adel.Mustafawi@alrayan.com Chief Operating Officer Ahmed Sheikh +974 4423 5600 Ahmed. Sheikh@alrayan.com Al Rayan Investment Haithem Katerji, Chief Investment Officer +974 4423 5770 Haithem.Al-Kat

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