Senshu Ikeda Holdings,inc. · TSE:8714
Senshu Ikeda Holdings,inc — Earnings Presentation
19 slides from Senshu Ikeda Holdings,inc's earnings presentation
Slide 1: 9
9
Slide 2: ROE
19 19 ROE 1 2 3
Slide 3: Summary of income statement and net income
19 1 19 18 1 19,902 2,003 17,899 2 16,705 482 16,223 3 16,197 233 15,964 4 1,435 130 1,565 5 2,270 1,901 369 6 ( ) 11,898 778 11,120 7 ( ) 5,779 316 5,463 8 ( ) 5,560 448 5,112 9 ( ) 932 932 10 7,071 292 6,779 11 6,004 774 6,778 12 4,909 281 5,190 13 1,757 1,072 685 14 ( ) 1,258 743 515 15 416 334 8
Slide 4: OHR and deposits/loans
3 OHR • 4 OHR 66.4 62.3% 62.6% 62.1% 63.5% 66.4% 17,898 17,902 16,994 16,351 15,706 11,898 10,640 11,120 9,983 10,202 OHR 4 • 21 17 5 • 7 53 30 34 2 1 • 866 19 9 19 18 19 3 18 9 3 9 1,572,941 25,115 86,683 1,547,826 1,486,258 1,111,007 31,490 86,550 1,079,517 1,024,457 992,016 38,579 98,870 953,437
Slide 5: Securities and loans balances
2 19 9 19 18 19 3 18 9 3 9 5,019 123 156 5,142 5,175 41,022 235 2,183 41,257 38,839 46,041 358 2,027 46,399 44,014 44,014 46,399 46,041 41,499 36,203 36,689 38,839 41,257 41,022 32,203 (4,000) (4,810) (5,175) (5,142) (5,019) 3 • 1,098 19 9 19 18 19 3 18 9 3 9 1,759,739 58,303 109,865 1,701,436 1,649
Slide 6: Interest margin and capital ratio
3 • 357 61 2.26 0.28 19 9 19 18 19 3 18 9 3 9 A 35,700 4,169 6,150 31,531 29,550 6,456 522 1,061 5,934 7,517 22,383 4,831 8,626 17,552 13,757 3 297 65 164 232 133 6,562 1,249 1,580 7,811 8,142 B 1,572,941 25,115 86,683 1,547,826 1,486,258 A B 2.26 0.23 0.28 2.03 1.98 2.66% 2.12% 2.26% 1.98% 2.03% 36
Slide 7: Earnings forecasts and dividends
5 1 19 18 18 53,800 3,817 49,983 10,650 1,271 9,379 11,200 591 10,609 6,600 4,108 10,708 13,550 2,209 15,759 14,500 1,092 15,592 12,100 1,514 13,614 3,200 2,015 5,215 5 19 18 18 59,400 3,947 55,453 10,800 2,241 8,559 11,850 1,318 10,532 7,000 2,864 9,864 2 19 18 18 5.00 5.00 10.00 10.00 3 20 3 19 9
Slide 8: Income statement
19 19 18 18 1 19,902 2,003 17,899 2 ( 5 ) ( 17,902 ) ( 4 ) ( 17,898 ) 3 ( 1) ( 16,705 ) ( 482 ) ( 16,223 ) 4 16,197 233 15,964 5 1,435 130 1,565 6 2,270 1,901 369 7 ( 5 ) ( 1,999 ) ( 1,999 ) ( 0 ) 8 19,125 2,260 16,865 9 ( 5 ) ( 17,125 ) ( 259 ) ( 16,866 ) 10 15,729 286 15,443 11 1,400 127 1,527 12
Slide 9: Income statement details
19 18 18 1 21,948 1,980 19,968 2 16,239 227 16,012 3 3,684 22 3,662 4 2,024 1,731 293 5 12,370 753 11,617 6 4,359 1,898 2,461 7 1,565 2,102 537 8 1,284 913 2,197 9 993 255 738 10 235 204 31 11 279 249 30 12 411 353 58 13 74 0 74 14 159 1 158 15 5,041 1,023 6,064 16 964 411 553 17 18 6,005 612 6,617
Slide 10: Net income and per-share data
19 18 18 1 8,004 1,225 6,779 6,481 597 5,884 2 7,071 292 6,779 7,071 238 7,309 5,726 158 5,884 5,726 619 6,345 1 6,004 774 6,778 4,862 1,021 5,883 2 4,909 281 5,190 3,975 530 4,505 18 (2) 1 ( 5 ) 2 19 18 18 1 A 2.09 0.17 1.92 2.27 0.19 2.08 1.45 0.07 1.38 2 B 1.70 0.26 1.44 0.39 0.19 0.20 2.29 1.11
Slide 11: Supplementary financial data
19 18 18 1,999 1,999 0 2,005 1,938 67 6 60 66 19 18 18 416 334 82 18 8 10 434 342 92 19 9 18 9 18 9 19 3 16 1,223 92 1,131 1,242 95 1,147 19 9 18 9 18 9 62 62 2 2 64 64 ATM 76 76 -9-
Slide 12: Capital adequacy ratio
19 9 19 18 19 3 18 9 3 9 1 11.99 0.15 2.33 12.14 9.66 2 Tier 90,128 2,293 5,285 87,835 84,843 Tier 8.66 0.10 1.09 8.76 7.57 3 Tier 34,704 933 11,295 33,771 23,409 Tier 3.33 0.04 1.25 3.37 2.08 30,000 10,000 30,000 20,000 4 5 (2) + (3) (4) 124,833 3,226 16,581 121,607 108,252 6 1,040,295 38,606 80,06
Slide 13: Interest rates and margins
1 19 9 19 18 19 3 18 9 3 9 6,456 522 1,061 5,934 7,517 22,383 4,831 8,626 17,552 13,757 297 65 164 232 133 6,562 1,249 1,580 7,811 8,142 35,700 4,169 6,150 31,531 29,550 1,572,941 25,115 86,683 1,547,826 1,486,258 0.41 0.03 0.09 0.38 0.50 1.42 0.29 0.50 1.13 0.92 0.01 0.00 0.01 0.01 0.00 0.41 0.09 0
Slide 14: Fees and expenses
19 9 19 18 19 3 18 9 3 9 13,300 1,275 4,345 12,025 8,955 4,704 933 1,295 3,771 3,409 8,596 343 3,051 8,253 5,545 19 9 19 18 19 3 18 9 3 9 19,439 2,085 6,201 17,354 13,238 10,144 1,566 3,091 8,578 7,053 9,294 519 3,109 8,775 6,185 19 9 19 18 19 3 18 9 3 9 37.25 0.88 6.95 38.13 30.30 19 9 19 18 19 3 1
Slide 15: Loan-related data
19 9 19 18 19 3 18 9 3 9 9,364 151 5,018 9,515 14,382 21,782 5,160 11,674 16,622 10,108 6,860 1,183 1,415 8,043 8,275 A 38,007 3,825 5,242 34,182 32,765 1,603,059 19,053 123,241 1,584,006 1,479,818 B 1,641,066 22,877 128,482 1,618,189 1,512,584 ( ) (B) 2.31 0.20 0.15 2.11 2.16 3 5 19 9 19 18 19 3 18
Slide 16: Loan-related data continued
19 9 64 11 55 67 (0) (2) 93 73 19 100.00 18 5 24 (1) (13) 223 121 52 42 106 68 80.27 216 (68) 217 3 2 68 28 13 61.68 6 68 65 74 209 101 81.78 357 A 380 C 529 650 1,180 16,030 C D 2.26% A B 2.31% 14,388 14,388 15,075 832 42 B D 15,729 15,950 (70) (15) 16,410 1. 2. 3. 4. - 14 -
Slide 17: Balance sheet details
19 9 19 18 19 3 18 9 3 9 1,572,941 25,115 86,683 1,547,826 1,486,258 89,418 3,071 545 86,347 88,873 135 165 163 300 298 1 0 0 1 1 79 13 15 66 64 83 9 123 92 206 41,411 2,715 1,025 44,126 42,436 82 1 79 81 161 3,576 15 57 3,591 3,633 13,157 382 306 12,775 13,463 73,204 436 1,606 72,768 71,598 20,373
Slide 18: Deposits and loans balances
19 9 19 18 19 3 18 9 3 9 1,111,007 31,490 86,550 1,079,517 1,024,457 992,016 38,579 98,870 953,437 893,146 118,991 7,088 12,319 126,079 131,310 19 9 19 18 19 3 18 9 3 9 1,469,267 36,043 85,901 1,433,224 1,383,366 93.40 0.81 0.33 92.59 93.07 19 9 19 18 19 3 18 9 3 9 1,759,739 58,303 109,865 1,701,436
Slide 19: Additional tables
3 19 9 19 18 19 3 18 9 3 9 5,019 123 156 5,142 5,175 41,022 235 2,183 41,257 38,839 46,041 358 2,027 46,399 44,014 19 9 19 18 19 3 18 9 3 9 178,664 15,356 34,072 163,308 144,592 19 9 18 9 2,819 433 2,819 2,386 23 2,409 8,727 565 12,263 3,536 9,292 13,034 3,741 8,820 7 9,698 878 8,813 9,625 811 976 1