Summit Bank Group, Inc. · OTC:SBKO

Summit Bank — Merger or Acquisition (December 2005)

13 slides from Summit Bank's merger presentation, Dec 12, 2005

  1. Slide 1: Transaction Overview

    Transaction Overview December 12, 2005 Concord Bank, N.A.

  2. Slide 2: Forward Looking Statements

    Forward Looking Statements Various Matters discussed in this presentation may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act. Forward-looking statements may involve unknown risks, uncertainties, and other factors which may cause the actual

  3. Slide 3: Transaction Overview

    Transaction Overview

  4. Slide 4: Summary of Terms

    Summary of Terms Transaction Overview q Aggregate Offer Value: $23.7 Million q Form of Consideration: 100% Cash q Termination Fee: $1.0 Million q Approvals: Customary Regulatory; Concord Shareholders q Expected Closing: Q1’2006 q Cost Savings: Approximately $1.0 Million q Operating Structure: Concor

  5. Slide 5: Company Overview

    Company Overview

  6. Slide 6: Concord Bank, N.A. Company Overview

    Note: All financial information as of or for the period ended June 30, 2005 Data Source: SNL Financial Headquarters: Houston, Texas Chief Executive Officer: Ning Weng Banking Offices: 1 Stock Ticker: Private Total Assets: $114.7 Million Total Deposits $101.8 Million Total Equity / Total Assets: 10.0

  7. Slide 7: Financial Summary

    Data Source: SNL Financial Financial Summary Concord Bank, N.A.

  8. Slide 8: Pro Forma Franchise

    Pro Forma Franchise

  9. Slide 9: Pro Forma Franchise

    Note: Dollar values in millions Data Source: SNL Financial, ArcView Mapping Software Total Assets: $534.2 Total Deposits: $440.8 Offices: 7 Total Assets: $114.7 Total Deposits: $101.8 Offices: 1 Concord Bank, N.A. Pro Forma Franchise

  10. Slide 10: Demographic Analysis

    Demographic Analysis

  11. Slide 11: Projected Median Household Income Growth '05 – '10

    Projected Median Household Income Growth ’05 – ‘10 Data Source: SNL Financial Demographic Analysis

  12. Slide 12: Median Household Income 2005

    Median Household Income 2005 Data Source: SNL Financial Demographic Analysis

  13. Slide 13: Projected Population Growth '05 – '10

    Projected Population Growth ’05 – ‘10 Data Source: SNL Financial Demographic Analysis

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