Oversea-chinese Banking Corporation Limited · SGX:O39
Oversea-chinese Banking — Shareholder Meeting (April 2026)
18 slides from Oversea-chinese Banking's shareholder meeting presentation, Apr 16, 2026
Slide 1: OCBC 89th Annual General Meeting Management Presentation
OCBC 89th Annual General Meeting Management Presentation 16 April 2026 OCBC Annual Report 1
Slide 2: 2025 Financial Performance
89th Annual General Meeting OCBC 2025 Financial Performance Goh Chin Yee, Group Chief Financial Officer Notes: - Certain comparative figures have been restated to conform with the current period’s presentation; - Amounts less than S$0.5m are shown as “0”; - “nm” denotes not meaningful; - “na” denote
Slide 3: Record 2025 pre-tax profit; complete capital return plan by financial year 2026
2025 Performance Outlook New Corporate Strategy: The Next Frontier Record 2025 pre -tax profit; complete capital return plan by financial year 2026 Net Profit S$7.42b -2% Record income , well -managed Record income and expenses, lower credit costs Pre-tax Profit Profit before Tax S$9.12b +2% ■ NII d
Slide 4: 2025 resilient results supported by well-balanced income streams
2025 Performance Outlook New Corporate Strategy: The Next Frontier 2025 resilient results supported by well -balanced income streams Banking Wealth Insurance Strong broad -based Non -II growth Double -digit growth in Banking Second consecutive year of double - largely mitigated lower NII AUM to new
Slide 5: Sustained strong capital position and shareholder returns
2025 Performance Outlook New Corporate Strategy: The Next Frontier Sustained strong capital position and shareholder returns Dividend ■ Final ordinary dividend of 42 cents and special dividend of 16 cents for 2025 53% 53% 60% 60% Dividend payout ratio 49% ■ 60% total dividend payout ratio, in line F
Slide 6: Group Chief Executive Officer Key Messages
89th Annual General Meeting Group Chief Executive Officer Key Messages Tan Teck Long, Group Chief Executive Officer
Slide 7: 2025 performance reflected strength and resiliency of our diversified franchise
2025 Performance Outlook New Corporate Strategy: The Next Frontier 2025 performance reflected strength and resiliency of our diversified franchise ❑ Record income despite the declining interest rate environment ❑ Expanded loans and deposits ❑ Record diversified non -interest income ▪ All-time-high w
Slide 8: Looking ahead: Navigating Uncertainty, Driving Growth
2025 Performance Outlook New Corporate Strategy: The Next Frontier Looking ahead: Navigating Uncertainty, Driving Growth ❑ Near -term outlook remains uncertain amid Middle East tensions, elevated energy prices and persistent inflation ❑ Structurally, Asia remains a bright spot, supported by resilien
Slide 9: Forging ahead into The Next Frontier of growth
89th Annual General Meeting Forging ahead into The Next Frontier of growth Tan Teck Long, Group Chief Executive Officer
Slide 10: Four Strategic Shifts to accelerate growth
2025 Performance Outlook New Corporate Strategy: The Next Frontier Riding the Megatrends through Four Strategic Shifts to accelerate growth Heightened Geopolitical Asia Tech Tensions Shift Shift A rtificial Intelligence Shifting Demographics ADD Rising Asian Wealth at our core Data Digital AI and Di
Slide 11: Asia Shift: Tap rising Asia trade, investment and wealth flows
2025 Performance Outlook New Corporate Strategy: The Next Frontier Tap rising Asia trade, investment and wealth flows ❑ Capture ASEAN – Greater China flows, leveraging OCBC’s regional network Asia ▪ “One -ASEAN” value proposition Shift ❑ Capture rising Asian wealth flows through our SG -HK twin weal
Slide 12: Tech Shift: Embed customer centricity powered by ADD and grow tech sectors
2025 Performance Outlook New Corporate Strategy: The Next Frontier Embed customer centricity powered by ADD (AI, Digital, Data) and grow tech sectors Tech ▪ Customer Centric ADD Strategy ▪ Right Customer, Right Product, Right Time Shift ▪ Intensify focus and coverage on technology, including digital
Slide 13: Net-Zero Shift: Continue to support green transitions
2025 Performance Outlook New Corporate Strategy: The Next Frontier Continue to support green transitions ▪ Expand coverage of green sectors such as renewables and sectors Net -Zero transitioning to Net -Zero Shift ▪ Deepen support for green transition of SMEs in core markets 13 13
Slide 14: Franchise Shift: Deepen Core Market Franchise to capture long-term growth
2025 Performance Outlook New Corporate Strategy: The Next Frontier Deepen Core Market Franchise to capture long -term growth Twin Hubs 1 Deliver Whole -of -Wealth value proposition across Banking, Wealth and Insurance Singapore 2 Lead in Silver proposition for the super -aged society Hong Kong 3 Gro
Slide 15: Spotlight: Unleashing a Whole-of-Wealth proposition to serve an ageing population
2025 Performance Outlook New Corporate Strategy: The Next Frontier Spotlight: Unleashing a Whole -of-Wealth proposition to serve an ageing population Addressing the needs of seniors across the entire wealth continuum Integrated Financial Services Group Making Daily Banking Succession Planning and Pr
Slide 16: Spotlight: Powering Whole-of-Wealth with a Group-wide Gold Proposition
2025 Performance Outlook New Corporate Strategy: The Next Frontier Spotlight: Powering Whole -of-Wealth with a Group -wide Gold Proposition Affordability and Accessibility Physical Access to Gold Combining Protection with to Gold Diversification in Gold Precious Metals Account: Invest in LionGlobal
Slide 17: We are forging ahead into The Next Frontier of growth
We are forging ahead into of growth 17
Slide 18: Thank you
Thank you Disclaimer on LionGlobal Singapore Physical Gold ETF This advertisement has not been reviewed by the Monetary Authority of Singapore. It is for information only and is not a recommendation, offer or solicitation. You should read the prospectus available at www.lionglobalinvestors.com befor
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