Xp Inc. · NASDAQ:XP

Xp — Q3 2025 Earnings Presentation

9 slides from Xp's earnings presentation, Nov 17, 2025

  1. Slide 1: Slide 1

  2. Slide 2: 3Q24 2Q25 3Q25

    42% 4,659 4,720 3Q24 2Q25 3Q25

  3. Slide 3: Total Advisors connected to XP

    Total Advisors connected to XP, including (1) IFAs, (2) XP employees who offer advisory services, (3) Registered Investment Advisors, consultants and wealth managers, among others. As of 3Q25, we had 18.2 thousand Total Advisors, 1% lower YoY. Retail Daily Average Trades (in million)

  4. Slide 4: Retail DATs totaled 2.1 million in 3Q25

    Retail DATs totaled 2.1 million in 3Q25, down 6% YoY and 8% QoQ. NPS Our NPS, a widely known survey methodology used to measure customer satisfaction, was 74 in 3Q25. Maintaining a high NPS score remains a priority for XP since our business model is built around client experience. The NPS calculatio

  5. Slide 5: 2Q25

    78 4 64 2Q25

  6. Slide 6: In 3Q25, Total TPV was R$13.1 billion

    In 3Q25, Total TPV was R$13.1 billion , a 9% growth YoY, and 5% growth QoQ.

  7. Slide 7: +11% 1,330 1,446 3Q24 2025 3Q25

    +11% 1,330 1,446 3Q24 2025 3Q25

  8. Slide 8: 2025 3025

    2025 3025

  9. Slide 9: Gross written premiums grew 25% YoY in 3Q25

    Gross written premiums (GWP) refer to the total amount of premium income that XPs has written or sold during a particular reporting period before deductions for provisions, reinsurance and other expenses. This figure represents the total premiums that customers have agreed to pay for life insurance

XP — Q3 2025 Earnings Presentation on 6ix